Thank you for evaluating Hi, Finance! This program was written in part as a demonstration project to accompany an article appearing in the September 1990 issue of PC PowerWindows magazine. There is information about this magazine available through clicking a hot word in the Brightridge Solutions page in Hi, Finance! Hi, Finance! is designed to assist individuals in their personal financial planning. It consists of the following modules: 1. Mortgage Loan Calculator 2. Loan Amortization 3. Life Insurance Required 4. Planning for Retirement 5. Evaluating Investments: NPV & IRR 6. How Inflation Robs Your $$$ 7. Today's Investment Grows 8. Future Value of Regular Investments 9. Present Value of Regular Investments 10. Payment Amount Required There is also a guide to using the features of Hi, Finance! and about Brightridge Solutions, Inc. and other projects underway. Many of the features available to ToolBook programmers are explored. This program is shareware. It may be freely copied and distributed to others provided that both this file (HiFinanc.Txt) and the program file itself (HiFinanc.Tbk) are distributed. The best method of distribution is probably through use of a compression utility such as PKZIP (for a combined file such as "HiFinanc.Zip") You may evaluate this program without any obligation. If you use the program past this evaluation period, however, you must register it as detailed on the registration page in Hi, Finance! ($30). This is release 1.01 of Hi, Finance! and thus is subject to revision after a number of users with varying needs, equipment, and approaches to problems have had the opportunity to use it. We welcome any comments, suggestions, and even bug reports. Registered users will receive free upgrades. This program requires the Microsoft Windows 3.0 or later and either the run-time or full version of Asymetrix Corporation's ToolBook program. I hope you enjoy Hi, Finance! Roger C. Hoover, author Brightridge Solutions, Inc. August 11, 1990 CompuServe id: 74676,235 (615) 246-3337