 
                    Rates for International Direct Dial
                             (Approximated)
                                  -vs-
                      Global Access Connection Charges
                                (Actual)


 Country                   Standard   Standard     Standard    GLOBAL ACCESS
 Calling         Eastern   First      Additional   Approx        Per  Hour
 From            Time      Minute     Minutes      Per Hour      (ALL DAY)

 RUSSIA          1PM-2AM      2.25        2.01       120.84           49.50
                 2AM-7AM      1.70        1.55        93.15

 SWITZERLAND     7AM-6PM      1.94        1.09        66.25           29.50
                 6PM-7AM      1.16         .65        39.51

 SWEDEN          7AM-6PM      1.66        1.05        63.61           29.00
                 6PM-7AM      1.08         .63        38.25

 SPAIN           7AM-6PM      1.94        1.09        66.25           29.00
                 6PM-7AM      1.16         .65        39.51

 SCOTLAND        7AM-6PM      1.44         .94        56.90           29.00
                 6PM-7AM       .98         .60        36.38

 NORWAY          7AM-6PM      1.69         .94        66.00           29.00
                 6PM-7AM      1.10         .65        39.45

 NETHERLANDS     7AM-6PM      1.70        1.05        63.65           29.00
                 6PM-7AM      1.15         .65        39.50

 JAPAN           2PM-8PM      3.05        1.24        76.21           38.00
                 8PM-2PM      2.16         .81        49.95

 ITALY           7AM-6PM      1.88        1.04        63.24           29.00
                 6PM-7AM      1.16         .65        39.51

 IRELAND         7AM-6PM      1.63        1.04        62.99           31.50
                 6PM-7AM      1.12         .69        41.83

 FRANCE          7AM-6PM      1.71        1.06        64.25           29.50
                 6PM-7AM      1.15         .65        39.50

 DENMARK         7AM-6PM      1.69        1.09        66.00           29.00
                 6PM-7AM      1.10         .65        39.45

 BELGIUM         7AM-6PM      1.94        1.09        66.25           29.50
                 6PM-7AM      1.16         .65        39.51

 AUSTRALIA       2PM-8PM      3.10        1.25        76.85           38.50
                 8PM-2PM      1.74         .81        49.53

 AUSTRIA         7AM-6PM      1.83        1.03        62.60           29.50
                 6PM-7AM      1.16         .65        39.51

 GERMANY         7AM-6PM      1.77        1.09        66.08           29.50
                 6PM-7AM      1.15         .65        39.50

 HONG KONG       7PM-11PM     3.62        1.35        83.27           47.50
                 11PM-7PM     2.17         .81        49.96

 PUERTO RICO     8AM-5PM      1.20         .78        47.22           21.50
                 5PM-8AM       .76         .51        30.85

 UNITED KINGDOM  7AM-6PM      1.44         .94        56.90           29.50
                 6PM-7AM       .98         .60        36.38

 KUWAIT          7AM-5PM      3.19        1.15        71.04           52.00
                 5PM-7AM      1.92         .69        42.63

 TAIWAN          5PM-11PM     3.55        1.49        91.46           44.00
                 11PM-5PM     2.37         .89        54.88

 NEW ZEALAND     5PM-11PM     3.88        1.45        89.43           40.00
                 11PM-5PM     2.33         .87        53.66

 SINGAPORE       5PM-11AM     3.32        1.35        82.97           46.50
                 11AM-5PM     2.16         .81        49.95

 UKRAINE         1PM-2AM      2.25        2.01       120.84           48.00
                 2AM-1PM      1.70        1.55        93.15

NOTES:

The international rates quoted here are from major long distance carrier(s)
and are based on originating calls from Charlotte, North Carolina USA, to
the foreign countries listed.  Prices are simply approximations and are not
intended to state any Federal Communications Commission tariffed prices.
Any pricing shown is strictly for comparison and we recommend that you
compare your rates with those from your local telephone company.
We are certain that in most cases, Global Access is the cost effective
solution.

These are DATA COMMUNICATIONS RATES and do not support voice traffic.
