INTRODUCTION & OPERATING INSTRUCTIONS

US  GOLD! is a unique, electronic, cheat-proof modification of one  of 
the  oldest  and MOST SUCCESSFUL BUSINESS OPPORTUNITIES that  man  has 
EVER  devised.  YES, US GOLD! IS A BUSINESS!, and, it is a  LEGAL  and 
HONEST way of running a business to make money.

You  are now about to set up a business and, by obtaining  this  disk, 
you  have  acquired  the necessary tools to  run  this  venture.  This 
business,   LEGALLY,  ETHICALLY  and  HONESTLY  distributes   computer 
software  under the shareware principal. As the sole copyright  holder 
of  this software, the Author hereby FREELY OFFERS AND AGREES  TO  ITS 
DISTRIBUTION THROUGH YOUR BUSINESS. As a condition of use however, you 
are bound to register the use of the software with the Author.

The  software  you are distributing is U.S. GOLD! which  includes  not 
only  valuable sharware programs, but an income opportunity  as  well. 
Once  registered,  you can duplicate and distribute as many  disks  of 
this  software  as  you wish, completely legally  and  free  from  any 
interference  from  anyone. The Author recommends giving out 6  to  10 
disks, FREE OF CHARGE.

The  software  you are now using however, has a MUCH  more  profitable 
use.  It  can  be used to manufacture  and  re-sell  information  (the 
shareware  programs contained on this disk) effectively making  YOU  a 
distributor.

Budget Manager (contained on this disk) is a fully functional  program 
which  anyone can use. However, printing is restricted only  to  those 
who have registered the program. 

This  brings  us  to your income opportunity - as  a  distributor  and 
information vendor. 

Just as an auto manufacturer buys parts from many different suppliers, 
you  now need to buy the components for YOUR product. The product  you 
are selling is INFORMATION, and you need to buy the parts to allow the 
system to manufacture YOUR information for re-sale.

HERE'S HOW IT WORKS

To unlock this program and enable you to duplicate this disk for  free 
distribution,  you must obtain special codes. The names and  addresses 
of  4  information vendors are encoded within the data  supplied  with 
this  software. They have each agreed (just as you must) to  sell  the 
information they manufacture for $10 per part.

By  selecting 'Print Purchase Orders' from the 'Purchases'  menu,  you 
produce  orders  for  the information codes  required  (from  these  4 
vendors) to set up your second business as an information manufacturer 
(or vendor). 

These  purchase orders should be sent to these 4 vendors  IMMEDIATELY, 
with  your checks for $10 to each of them, and to  the  Administration 
Center. These 4 vendors, and the Administration Center, will each send 
you  an  invoice  for your $10 and a special code.  When  these  codes 
arrive,  store them in the system by selecting 'Input Stock' from  the 
'Purchases' menu.

Once all 5 codes arrive, the system will be enable you to  manufacture 
YOUR information (you can now duplicate the disks) and place YOUR name 
at  the top of the distribution list, (discarding the details  of  the 
vendor at the bottom.) Subsequent purchasers of information will  soon 
be  sending  YOU  their $10 to unlock the full  functionality  of  the 
Budget Manager software AND join the distribution network.

Now,  as  you  distribute  this disk to others,  they  will  send  you 
purchase  orders  with $10 checks and you will enter their  name  into 
your program and generate an invoice for their $10 and the codes  that 
they  need to manufacture their disks and join the  distribution  down 
line. (The codes that you will supply are printed on the invoices  you 
generate  to the distributors in your down line.) This will also  move 
you  up  one  level each time. And, as you move  up  the  distribution 
ladder,  you  will  receive more and more  requests  (along  with  $10 
checks) for codes to unlock the disks for the new distributors.  (This 
is how your income opportunity grows, but more about that later.)

To  make an information code, the system combines the codes  you  have 
purchased  from your up-line in a specially designed  algorithm.  This 
algorithm  can  generate  (or  manufacture)  a  level-code  for  every 
position  below you in your down line. When future  distributors  send 
you  their checks with a purchase order, these will be the  codes  YOU 
sell.  For safety's sake, only YOU can generate the codes  needed  for 
YOUR  down-line  members to unlock Budget Manager and enable  them  to 
manufacture their disks and join the distribution down line.

HERE'S THE INCOME OPPORTUNITY

You have now invested $10 for administration and $10 for each of  four 
pieces of information (codes) to become an information vendor. A total 
investment of $50.

Once  you  have manufactured your new disks you are  automatically  an 
agent  to  your down line. The more disks you FREELY  DISTRIBUTE,  the 
greater  your income opportunity. As an example, lets assume that  you 
distribute 6 disks and, in turn, each of these people also  distribute 
6  disks. At this point, with 36 disks in your down line which  places 
you at the first level, your income begins. 

You  now receive 6 orders for information (and 6 checks) from each  of 
the recipients of the 6 disks your down line have distributed.  That's 
6  X 6 or 36 pieces of information at $10 each, a Stage One profit  of 
$310 ($360 less your $50 initial investment).

Assuming  that  each of these people also freely  distribute  6  disks 
each, with YOUR details having moved up to the number 2 position,  you 
should  receive  6 X 6 X 6 or 216 people, looking to pay you  $10  for 
their  codes, producing a healthy $2,160 profit for you to add to  the 
$310  you already have. This produces a potential Stage 2  profit  for 
you  of $2,470. Your $50 investment is already  returning  substantial 
rewards. But wait...there's more!!!

Let's  go  to the next level, using the same rules, 6 X 6 X 6 X  6  or 
1,296  people are now clamoring to send you $10 each for their  codes, 
making your potential Stage 3 profit $15,430. 

The  final  round,  should  see your name in  the  fourth  (and  last) 
position  on  over 7,000 disks, producing a staggering $77,760  to  be 
added to your profit, making a grand total of $93,190 before your name 
drops off to make way for someone else!

And,  all  you  have to do for this  incredible  potential  profit  of 
$93,190  is make one initial investment of $50 and  freely  distribute 
just  6 disks. Then, if the down line continues to distribute 6  disks 
each, your profit is practically guaranteed. 

You  can use the 'Profit Calculator' in the US GOLD! software to  find 
out just what could happen if you and your down line distribute 8, 10, 
or 12 each!

REMEMBER - YOU can freely distribute as MANY disks as you want, at ANY 
time! 

  -----------------------------------------------------------------
    Once you have purchased the information, it is YOURS FOREVER! 
                     YOU NEVER HAVE TO PAY AGAIN!

    WHAT DO YOU THINK YOUR PROFIT WOULD BE IF YOU GAVE AWAY 25, 50
                          OR EVEN 100 DISKS?
  ----------------------------------------------------------------- 


WHAT IS DIFFERENT ABOUT US GOLD!

In  some  instances, people in your down line will  move,  lose  their 
motivation,  become  lazy, forget or just plain  stop  issuing  codes. 
Regardless  of the reasons, their down line (and in some  cases  their 
up-line) become stranded, damaged and unable to continue.

We  are also aware of some members who take 30 days or more to  return 
codes,  an act that hurts the whole network. (PLEASE, be  considerate. 
Return   your  codes  as  soon  as  you  receive  a  purchase   order. 
REMEMBER...this will affect your income as well!)

US GOLD! has been designed to cure the problem of 'drop-outs' and also 
to make another damaging principal, that of the 'buy-out' impossible.

Drop-Outs.
---------
If  for  any reason a code is not returned by a network  member,  just 
contact  the administration center (by fax only) and we  will  contact 
that  member directly. Should the position not resolve, we  will  (a). 
supply  you with that member's level code directly, and (b). close  up 
the  gap  by issuing a new down line This will ensure that  your  down 
line will continue.

Buy-Outs.
--------
Another  feature  implemented in US GOLD! is a random  swap  facility. 
This is operated randomly at each position, and is intended to  remove 
the temptation to 'buy out' a matrix by individuals re-registering for 
each  position. It will also increase the speed and distance that  the 
network travels and the variety of it's members.

An  exchange  will only be made with other members  having  equivalent 
down-line  numbers, so the earning potential for each member's  matrix 
will remain unaffected.

Because  the Administration Center is aware of each and every step  in 
the  network, address changes can be implemented efficiently and  gaps 
in  the network, due to drop-outs, can be closed up quickly.  Software 
upgrades and new down lines will also be distributed from this  single 
source. This will allow us to support network users directly,  leading 
to a much improved speed and efficiency overall.

OPERATING INSTRUCTIONS

You  have  already received the US GOLD Software disk.  Apart  from  a 
computer, this is ALL you need to start your business.

You should IMMEDIATELY print your registration form and the 4 purchase 
orders. Send these along with your checks for $10 each to the  network 
Administration Center and the 4 information vendors contained in  your 
Suppliers  Database.  THIS  IS IMPORTANT as you will not  be  able  to 
proceed with the plan until you have received your codes, enabling you 
to join the distribution channel and manufacture disks. 

Once  your codes arrive, enter them into US GOLD! The system  software 
can now use these codes to manufacture the information codes you  will 
be distributing to others, thereby creating your own down line. 

SELECTING YOUR CUSTOMERS.

As  this  is a computerized plan, it is important to spend  your  time 
researching your potential customers. They must obviously own or  have 
good  access to a computer and a printer. Any IBM compatible  computer 
will  do. As for the printer, almost any will suffice providing it  is 
capable of printing plain text (not postscript).

Throughout this document, all the figures are calculated assuming that 
each  person  invests  a  total of $50 for  the  registration  of  the 
software. ($10 to the Administration Center and $10 for each of the  4 
vendors to receive the codes required for the manufacturing process.

With  that in mind, it is important to realize the potential worth  of 
each of your customers, and how important it is for you to spend  time 
explaining US GOLD! in detail, and helping them explain it to others.

It may help to remember this single important fact ...

   --------------------------------------------------------------- 

        FOR EACH SUCCESSFUL PERSON YOU INTRODUCE TO US GOLD!, 
                YOU COULD EARN AS MUCH AS $15,530.00!

   --------------------------------------------------------------- 

To help you, here are some of the questions that are most often asked.

IS IT LEGAL ?

YES! ... You are setting up a genuine trading company, both buying and 
selling  services  and  products of value within  the  community.  The 
Software  itself will help you by printing all the  paperwork,  orders 
and sales receipts.

CAN I CHEAT ?

In  a  word ... NO! The original paper  based  Money-Go-Round  schemes 
suffered from one major drawback (apart from being illegal), and  that 
was simple greed!

Not  happy with almost $94,000 for a $50 investment, operators of  the 
plan  consistently tried to cheat by putting their friends and  family 
in  each  of  the positions on the list. US GOLD!  overcomes  this  by 
constantly shifting and swapping codes and algorithms, encrypting  the 
software and data which prevents tampering. 

Think for a moment, if you were to cheat, you would only save $50 (the 
cost of your codes). You couldn't put yourself any higher on the list, 
because the system puts you at number 1 anyway - so what's the point? 

In  reality, you'll profit far more from just entering into the  plan, 
in  good faith and putting your efforts where it can do you  the  most 
good.

WHY U.S. US GOLD! - and not some other plan ?

If  you look at most paper based plans, it is difficult  to  guarantee 
the legalities and, for the most part, there is no way of guaranteeing 
that  you will not just lose your money to a greedy few. The US  GOLD! 
System is designed to run legally and honestly and overcome individual 
greed  by  passing control of the plan to a machine that  follows  the 
rules.

WHAT ABOUT COMPUTER VIRUSES?

The biggest fear when distributing OR receiving software these days is 
that a virus might be lurking in it somewhere.

To alleviate this, US GOLD! checks ITSELF for viruses! If it finds ANY 
modification,  it  will  simply refuse to  run,  hanging  your  system 
without damage to your files.

The  distribution  process  is similarly  safeguarded.  By  holding  a 
complete duplicate copy of the software within itself, US GOLD!  makes 
absolutely sure that each copy is exactly the same as the original. 

SOME DO'S AND DON'TS.

DO...  Make  sure you understand that while US GOLD! can  be  operated 
simply  for  profit,  the  Budget Manager software  is  what  you  are 
actually  distributing. By having a real product of value  outside  of 
the network, you are not simply running a money generating plan. 

DO...  Select  your customers carefully - If you distribute  6  disks, 
then  each  Customer will effectively be responsible for 17%  of  your 
income.  By selecting just 6, you have the opportunity of  keeping  in 
touch with them, and helping them with any questions they may have  in 
operating US GOLD!

BE  CAREFUL ABOUT MAIL SHOTS! - This is not a 'Get rich quick with  no 
effort'  plan....  US  GOLD! has been designed  to  realize  its  full 
potential with just 6 customers. You can of course distribute as  many 
as  you  like, but remember, by distributing just 6  disks,  you  will 
eventually  have  to generate codes and send replies to  almost  8,000 
customers! Just because each one has sent you $10 doesn't make the job 
any  easier,  even though the $93,190 you have earned WILL make  it  a 
little more enjoyable.

DO... Keep in touch with your customers. As mentioned earlier, each is 
responsible  for up to 17% of your income - YOU WANT THEM TO  SUCCEED! 
If  they  are having trouble finding people to  freely  distribute  US 
GOLD!, then HELP THEM - IT IS IN YOUR best interest.

DON'T... Steal your customer's customers. The disk you provide to your 
customer  has  YOUR  details in the AGENT'S box. YOU  don't  become  a 
vendor  until THEY distribute the disk to someone else. If  you  steal 
one of your customer's customers, then you will be 1 rung LOWER on the 
list than if your customer sells it!

DO... Return codes AS SOON AS POSSIBLE - Once you receive a check  and 
a purchase order, any delay effectively HOLDS UP YOUR OWN INCOME.  The 
buyer  cannot  proceed distributing YOUR name as a  vendor  UNTIL  YOU 
RETURN his code.

If  you take too long, you risk being 'locked-out' of the  network  by 
the administration Center! (If it is at all possible, try to telephone 
your  codes  back - this speeds up the whole network  -  and  directly 
effects  the rate at which YOU will receive your money from  the  next 
level).

DO...  Take care of your software and data files. Back up your  system 
regularly.

DON'T...  Phone  the administration center for codes  or  information. 
They  must have your order ON PAPER before a code can be  issued,  and 
they are FORBIDDEN to discuss other members details or give advice  on 
marketing US GOLD! - Queries of this nature should be directed to your 
agent (the person who sent you the disk).

And  finally, DON'T... Give the Software or codes away. - A  wise  man 
once said 'If Rolls Royces were free, then I wouldn't drive one!'  The 
motivating  force  behind US GOLD! is PROFIT! -  the  investment  that 
people  are asked to make is so small in relation to the profit,  that 
anyone  who wants to 'do it for free' is NOT going to market the  plan 
with  the enthusiasm required, and that's 17% OF YOUR INCOME down  the 
drain!

A LAST WORD

One  final thing, select the 'Profit Calculator' from the system  main 
menu, entering 6 for each of the level sales. The calculator will tell 
you that YOU will profit $93,190.

Now change the first line to read '0'. This will be the result if  you 
don't carry on!

REGISTRATION

As  well as requiring your codes, US GOLD! must to be registered  with 
the Administration Center before use. 

As  part  of  this registration process, the numbers  printed  on  the 
registration form allow us to validate your matrix for 'drop-outs' and 
'barred members' (as described in the introduction). Your registration 
order  will  be printed automatically along with your  other  purchase 
orders.

This  down line validation routine ensures that your  up-line  members 
are  as  strong  and  active  as  possible,  increasing  your  earning 
potential to the ABSOLUTE maximum.

Your  down  line  will  also be checked for  any  other  tampering  or 
modifications  which  could lower your income potential. We  impose  a 
one-time  fee of $10 for this service. If tampering or  drop-outs  are 
found, you will be issued a modified data disk at no extra charge.

Should  you  have  any  problems with the  matrix,  e.g.  members  not 
returning codes, the administration center is in a position to resolve 
your  problems quickly and efficiently - including (as a last  resort) 
the re-issue of codes from non-active members and the distribution  of 
software upgrades when required.

   A WORD OF WARNING! - ONLY THE ADMINISTRATION CENTER ON YOUR DISK 
             CAN RETURN THE CORRECT CODE FOR YOUR MATRIX!

