
             WHAT PEOPLE ARE SAYING ABOUT THE MUTUAL FUND TRACKER

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        Over the past few weeks I've downloaded several shareware programs
from various sources looking for a program that was easy to use but yet had
enough to it to be effective.  Most of what I found was either overly
simplistic, tremendously complicated or excessively expensive.

        I saw a message on Prodigy about a software package and decided to
give it a try.  Once I ran the program, it didn't take me long to realize that
I had stumbled onto a quality product that met and exceeded my criteria.

        It's a great program!  I have seen and used some of the others often
mentioned but your's is better.  I really think it's one of the least
complicated, best written programs that I've seen.

        I've already begun to expand it to meet my own objectives.  I don't
believe there's another program on the market where that can be done with the
ease that this program provides.  I found that I can go into CompuServe for
historical quotes and indices, convert, plug them into the correct dates, and
be viewing the data in no time at all.

        As a result I've decided to jump into this to give my endorsement
for The Mutual Fund Tracker, an excellent program with equally excellent
support.

                                James O'Flaherty

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        The new version seems to be vastly improved over the version I used
some months ago.  The documentation is SUPERB, far and away better than any
other computer documentation that I have ever seen.  My awed compliments to
the writer thereof.  I now have 21 funds installed (2 data sets of course)
and am totally delighted with the displays available.  Thanks for your help.
I really do appreciate your patience with me.  You may quote this sub-novice
as you like.  You've got a booster here!

                                Bernie Charles

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        Your documentation of the programs is easy to understand.  Another
fine job.  I guess that's why I bought both programs.

                                Gene Templeton

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        Thanks for all the good information and prompt responses to my
queries.  Many thanks and by the way, your documentation for the MF Tracker
is outstanding!

                                Charles Zito

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        I got through to your BBS, downloaded the up-to-date data, and the
program is up and running.  This is really slick!  Thanks for all your help.

                                James Pappas

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        I'm having fun with your WONDERFUL Program.  Thanks again and again
and again for the time you've taken to answer my questions.

                                Arthur Ruffino

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        Hi, Just wanted to say that I like your MFTracker a lot.

                                Clay Pendergrass

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        I am very happy with the program.  It is a very useful tool and look
forward to its use over a period of time.  I hold about 20 different mutual
funds, mostly growth and international.  I am very satisfied and recommend
the software to anyone interested in the tech's of moving averages.

                                Ray Adams

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Message 1: 11/18/93

        Thank you for your help in tailoring the Quote Tracker to my
situation.  I have enjoyed using your program.  I can already see a huge
improvement in my rate of return just in the months that I have had it.  I
have been dumping some poor performers and shifting money around a little more
often and it has made a big difference.  I feel I have a much better handle on
my portfolio and the overall direction of the market.  Thanks for providing
such a useful product at a reasonable price.

Message 2: 12/08/93

        Thanks for the file.  I got the MFUDATE.SYM file set up and ran the
downloader.  Everything went just great.  I enjoyed sitting there watching
it do in about 2 minutes what used to take me an hour or so.  I checked all
the numbers, after it updated, and everything was entered correctly.  I will
let you know if I run into any problems.  I think you ought to market this
version to CIM users.  As nicely as it works, I think it would be a real
seller.

                                Curt K. Horn

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        I'm impressed; you have quite a product in Mutual Fund Tracker!
Thanks for your help and again congratulations on MFT; it's a winner, and I
look forward to using it.

                                Jeffrey Ketson

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        Just finished running your MFCA.EXE file and it appears that it will
save me a LARGE amount of time doing the update for the MFCA.  To me that is
very important during this time when the market appears to be heading for a
major sell signal.

        In reviewing 1987, I notice that your program gave a sell signal on
Thursday prior to THAT MONDAY allowing investors to get out on Friday.  A
major newsletter on the West Coast gave their sell signal on Friday, leading
their investors into selling on the MONDAY.  Hopefully that won't happen
again.  Then again, who knows?

        Thanks again for the outstanding response.  The MFCA is an excellent
topping to your program.

                                Jim Odum

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  THE PROGRAMS


      THE MUTUAL FUND TRACKER

      The Mutual Fund Tracker works using technical analysis and a Mutual
      Fund Composite Average, in conjunction with other key indices, to
      determine when buy or sell mutual funds.  The program compares three
      moving averages against each other, and then compares each moving
      average to the current price.  You can change the moving averages
      to look at different "what if" results based on diverse criteria.
      Let's look at the programs results for the past three years.  In
      1991 you would have seen a gain of 47.00%.  For 1992 you would have
      seen a gain of 9.62%.  In 1993 you would have seen a gain of 23.78%.
      These figures were obtained using The Mutual Fund Composite Average.


      THE WALL STREET TRACKER

      The Wall Street Tracker works using technical analysis and the
      momentum of the market to determine when to buy or sell stocks.
      It analyzes key indices for each major exchange to determine when,
      to buy, sell, or hold stocks.  The program compares three moving
      averages against each other, and then compares each moving average
      to the current price.  You can also change the moving averages to
      look at different "what if" results based on diverse criteria.


  CONCLUSION

      The Wall Street Tracker and The Mutual Fund Tracker employ the same
      user interface.  While both programs compare three moving averages
      against each other, and then against the current price, they use
      different strategies in interpreting the signals.

      These programs are fantastic tools for the investor who recognizes
      the significance of using technical analyses to track the markets.
      Both programs give actual BUY, SELL, and HOLD signals or allow you
      to select TREND signals.  You can even change the moving averages to
      look at different "what if" results based on diverse criteria and your
      investment objectives.

      Both programs are featured on U.S. VideoTel and National VideoTex,
      Personal Interactive Services, much like Prodigy.  You can read
      about it in the U.S. VideoTel brochure enclosed.  This brochure is
      to illustrate that The Wall Street Tracker and The Mutual Fund
      Tracker are highly regarded, professional software applications.
      They comprise the ASK WALL STREET On-Line service featured on U.S.
      VideoTel and National VideoTex.  It is not a solicitation for U.S.
      VideoTel nor is the U.S. VideoTel service necessary to use this
      software.

      Work is constantly underway to add new features and we welcome your
      ideas.

      To determine if these programs are right for you, look at the facts.


  FACTS, BUY AND SELL SIGNALS


      THE MUTUAL FUND TRACKER

  **  October, 1987 -- The Thursday before the stock market crashed, 
      The Mutual Fund Tracker issued a sell signal.  A buy signal was
      not issued again until 1988, after the markets had stabilized and 
      started an upward trend.

  **  1988 through 1989 -- In mid-1988 another sell signal was issued 
      before the market again headed south.  Another buy was signaled 
      in early 1989 after the markets had stabilized.  A sell signal 
      was in effect again in late 1989 before a severe market decline,
      and again, a buy signal was not issued until the markets had 
      stabilized and started up.

  **  August 10, 1990 -- During the Iraqi invasion of Kuwait, a sell 
      signal was issued before the market plummeted.  For the year 
      ending 1990, The Mutual Fund Tracker out performed 68% of all 
      professional fund managers.

  **  January 11, 1991 -- The next buy signal was issued as America 
      went to war.  The markets had again stabilized and started their 
      march into record territory.

  **  March 27, 1992  --  As the market peeked and became overvalued a
      sell signal was issued.  The market remained in a trading range
      with volatile swings downward after gradual gains.

  **  October 23, 1992  --  The trend, as evidenced by the Mutual Fund
      Tracker Composite Average, turned positive and another buy signal
      was issued.  The program correctly predicted that the market would
      reach new highs after the presidential election.


      THE WALL STREET TRACKER

  **  Campbell's Soup  --  On January 25, 1991 the program issued a buy
      signal for the NYSE.  Looking then at the stocks on the NYSE,
      Campbell's was signaling buy at $60 a share.  A sell signal was
      issued for Campbell's on May 31, 1991 at $77.75.  A gain of 29.58%.
      The stock has since split 2 for 1.

  **  HMO America  --  On January 25, 1991 the program issued a buy signal
      for the NASDAQ.  Looking then at the stocks on the NASDAQ, HMO America
      was signaling buy at $6.25 a share.  A sell signal was issued for HMO
      America on April 19, 1991 at $14.50.  A gain of 132.00%.

  **  SPI Pharmaceutical  --  On January 25, 1991 the program issued a buy
      signal for the AMEX.  Looking then at the stocks on the AMEX, SPI was
      signaling buy at $11 a share.  A sell signal was issued for SPI on
      March 22, 1991 at $18.25.  A gain of 65.91%.


      Thanks for trying The Wall Street Tracker and The Mutual Fund Tracker.


  ORDERING INFORMATION

      When you purchase a subscription for any of the programs you will
      become registered in The Wall Street Tracker Conference.  This
      conference will allow you to download the data files each week.  In
      this conference you can also share your thoughts and opinions with
      other users.

      The data is updated every week for each program.  These updates
      are made available and easily accessed by the subscriber.  Of course,
      you may update the data manually.

      There is a file on your disk named SIGNUP.KIT.  Print it out, check
      the options you want, and send it in.  If you use CompuServe, Prodigy,
      America Online, or Stock-Watch, then read the QUOTRACK.KIT file to
      find out how easy it is to automatically update your data files.
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