Retirement Planning Software Designed for Financial Professionals

March 15, 1993 -- KIRKLAND, Wash. -- Calypso Software Corporation announces
the release of its new retirement-planning software, Retire ASAP PRO.

The program is designed for financial professionals, to calculate
retirement planning for clients age 30 to 60. Potential users include:
Accountants, Brokers, Financial Planners, and Corporate Benefits
Officers.

Financial experts predict that, because the Baby Boomer generation is
aging, the market for pre-retirement products and services will double by
the year 2000. "Retire ASAP PRO gives financial professionals the ability
to meet this rising demand," says Beth Kernan, founder and president of
Calypso Software Corporation. "It's a cost-effective way to provide
in-depth planning, for clients or employees."

A key feature is ease of use. "We wanted software that professionals could
pick up and start working with right away," says Ms. Kernan.

Retire ASAP PRO combines a client's details with retirement planning
variables to come up with a personalized analysis. The concepts addressed
include maximum plan participation, tax-deferred investments, asset
allocation decisions, the importance of saving early, amounts to invest
yearly, risk vs. return, and Retirement Portfolio needed.

With each analysis professionals may rely on industry standard assumptions,
as provided in Retire ASAP PRO, or modify any settings they choose.

The planner can present the analysis to the client either by computer or
with print out reports. Both styles of presentation are written for the
lay audience, and both offer a choice of complexity, ranging from a simple
Overview to detailed charts and projections.

Retire ASAP PRO also allows the financial professional to take a client
through multiple "What IP?" scenarios, sitting side-by-side at the
computer. "The client immediately sees the effects of strategies like
changing investment mix, delaying retirement, or working part-time,"
Kernan says.

"It's time for Baby Boomers to save for retirement," says Kernan. "Our
product makes it easy for professionals to show how much is needed - and
why."

Calypso's first product, Retire ASAP, released in October 1991, was
designed for the home computer market, to help the consumer with
retirement planning. Retire ASAP PRO was created at the request of
accountants and others, who had tried the consumer version and asked for a
professional version.

Retire ASAP PRO sells at an introductory price of $295. It requires an IBM
PC or Compatible, DOS 3.0 or higher and a hard disk. Mouse optional. It
has both report and graph printing capabilities.

                Retire ASAP PRO Fact Sheet

Calypso Software Corporation 
137.5 Park Lane, Suite 5                 Phone: 1-800-225-8246
Kirkland, WA 98033                         Fax:  1-206-889-1611

Product Description
* Retirement Planning Software for Financial Professionals
* Offers customized retirement planning for clients age 30 to 60.

Capacity
* Up to 50 clients and partners at a time.

System Requirements
* IBM PC or Compatible
* DOS 3.0 or higher
* Hard Disk
* Mouse Optional
* HP LaserJet or compatible recommended for printed graphs

Price
* $295
* Plus shipping. Washington State residents must add 8.2% 
  sales tax.

Package contents
* 3-1/2" or 5-1/4" diskettes
* User's Manual
* Client Questionnaire

Ordering Information
* Order by mail, fax, or phone (as above)
* Pay by check, money order, Visa, Mastercard, American Express
* Guarantee: Can be returned within 30 days. Price refunded, 
  less $25 restocking charge.

For each client plan, Retire ASAP PRO considers:

Personal Details         Benefits & Plans       Planning Concepts
.................................................................
Age                      Social Security        Inflation
Martial Status           Defined Benefit Plans  Growth Rates
Single/Joint Planning    Employer Plans         Tax-Deferred
                                                Investing
Year to Retire           Self-Employment Plans  Risk vs. Return
Income                   IRAs, Tax-Deferreds    Asset Allocation
Current Investments      Legal Limits           Portfolio Needed
Retirement Income Goal   Optimal Participation  Amounts to Invest
                                                Yearly

  +---------------------------------------------------------------+
  |   From the America Online - New Product Information Services  |
  +===============================================================+
  | This information was processed from data provided by the      |
  | above mentioned company. For additional details, contact the  |
  | company at the address or telephone number indicated above.   |
  |    All submissions for this service should be addressed to    |
  |   BAKER ENTERPRISES, 20 Ferro Drive, Sewell, NJ 08080 U.S.A.  |
  +---------------------------------------------------------------+
