

        ======================= CCI Home Budget ========================


        7.0 Special Topics
        ------------------

        7.1 Charge Purchases
        --------------------

        The following steps may be used to process charge purchases.

        Step 1  Post all charge purchases and finance charges with the
                following entry items.

                Item             Value
                ----             -----
                  Entry          Automatically assigned
                1 Check          Leave blank
                2 Date           Purchase date
                3 Category       Appropriate category
                4 Transaction    9 -Cr * Charge, 1 +Rf * Refund credits
                5 Amount         Purchase amount or finance charge
                6 Account        Checking account that will pay charge
                7 Group 1        Charge designation ("mc" Mastercard)
                8 Group 2        User designation
                9 Comment        Purchase description

                If  large  purchases will  not be  paid off at one time,
                divide purchase into smaller amounts using more than one
                entry so that portions of the purchase  can  be paid off
                via different checks. If a single charge covers multiple
                purchases, use more than one entry so each purchase  may
                be  assigned  to a  different  category.   Use  Group  1
                designation "mc3" for example to indicate the 3rd charge
                covering multiple purchases.  Sort on  "mc3" to list all
                purchases for that charge purchase.

        Step 2  Upon receiving charge statement, use "Sort Entries" with
                the  following  entry   items   to  compile  a  list  of
                outstanding  charge  transactions.  Empty list  prior to
                sorting.

                Item                 Value
                ----                 -----
                0 Entry Range        Earliest outstanding to Last entry
                1 Check Range        Leave blank
                2 Date Range         First to Last date on statement
                3 Category Range     Leave blank
                4 Transaction Range  9 -Cr * Charge to 9 -Cr * Charge
                5 Amount Range       Leave blank
                6 Account Range      Leave blank
                7 Group 1            Charge card designation, "mc"
                8 Group 2            Leave blank
                9 Comment            Leave blank





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        ======================= CCI Home Budget ========================


        7.1 Charge Purchases (continued)
        --------------------

                If there  are credits  on the  statement,  sort  entries
                again  without  emptying  list except  use  +Rf * Refund
                instead  of   -Cr * Charge.   Group 1  designation  "mc"
                will  match any  designation  beginning  with  "mc"  and
                include matching entries in list.

        Step 3  Use "Display Entries" to  view  list  entries and delete
                entries not in statement.  The list  amount total should
                equal statement total.  If not,  review purchase amounts
                and look for purchases not posted.  If any  entry amount
                is changed, there is no need to re-sort because the list
                amount total is  automatically  adjusted.  If additional
                entries are posted, empty list and  re-sort.  If  only a
                portion of the  statement  amount  is to be paid, delete
                various  purchases from the  list until  the list amount
                total is approximately the amount you want to pay.  Then
                make check out for the list amount total.


        Step 4  Use "Auto Edit Entries"  to change  the  status of  list
                entries from outstanding charges to an outstanding check
                using the following entry items:


                Item                Value
                ----                -----
                1 Check             Check number
                2 Date              Leave blank
                3 Account           Leave blank
                4 Transaction       12 -Ck * Check
                5 Amount            Leave blank
                6 Location          Leave blank
                7 Group 1           Leave blank
                8 Group 2           Leave blank
                9 Comment           Leave blank


                If there are statement  credits in the list, after "Auto
                Edit Entries", use "Edit Entries in List" and change the
                statement credit entries back  to type 1 "+Rf * Refund".
                Another way to  handle  statement  credit  entries is to
                use "Edit Entries in List" to add check number to credit
                entries, then  delete  credit  entries from  list before
                using "Auto Edit Entries".









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        ======================= CCI Home Budget ========================


        7.1 Charge Purchases (continued)
        --------------------

        Step 5  Use "Sort Entries" and "Display Entries" to verify which
                entries are covered by the check. Sort entries using the
                following entry items.  List  amount  total should equal
                check amount.  Empty list prior to sorting.

                Item                Value
                ----                -----
                0 Entry Range       Earliest outstanding to Last Entry
                1 Check Range       Check number to Check number
                2 Date Range        Leave blank
                3 Category Range    Leave blank
                4 Transaction Range Leave blank
                5 Amount Range      Leave blank
                6 Account Range     Leave blank
                7 Group 1           Leave blank
                8 Group 2           Leave blank
                9 Comment           Leave blank




































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        ======================= CCI Home Budget ========================


        7.2 Balancing Checking Accounts
        -------------------------------

        The following steps may be used to balance checking accounts.

        Step 1  Post all entries with one of the  following  transaction
                types and the appropriate account designation.   Be sure
                that  all  interest  deposits  and  service  charges are
                posted.

                Transaction         Example
                -----------         -------
                1  +Rf * Refund     Refund on food rebate
                2  +Ot * Other      Dividend or account interest deposit
                3  +Ca * Cash       Cash deposit
                4  +Ck * Check      Check or paycheck deposit

                10 -Ot * Other      Bank service charge withdrawal
                11 -Ca * Cash       Money card withdrawal
                12 -Ck * Check      Bank check withdrawal

        Step 2  Upon receiving  bank statement,  use "Sort Entries" with
                the following  entry  items  to compile  a list  of out-
                standing deposits.  Empty list prior to sorting.

                Item                 Value
                ----                 -----
                0 Entry Range        Earliest outstanding to Last entry
                1 Check Range        Leave blank
                2 Date Range         First to Last date on statement
                3 Category Range     Leave blank
                4 Transaction Range  1 +Rf * Refund to 4 +Ck * Check
                5 Amount Range       Leave blank
                6 Account Range      First to Last, account designation
                7 Group 1            Leave blank
                8 Group 2            Leave blank
                9 Comment            Leave blank

        Step 3  Use  "Display List"  to view  list  entries  and  delete
                entries not on  statement.  The list amount total should 
                equal  the  statement  deposits  total.  If not,  review 
                deposit  amounts by  sorting for deposits on  particular 
                dates or entries having same the paycheck number.

        Step 4  Use  Auto Edit Entries's  option  "Edit Outstanding", to
                change  the  status  of list  entries  from  outstanding
                deposits to cleared deposits.

                Changes: 1 +Rf * Refund   to  5 +Rf Refund
                         2 +Ot * Other    to  6 +Ot Other
                         3 +Ca * Cash     to  7 +Ca Cash
                         4 +Ck * Check    to  8 +Ck Check




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        ======================= CCI Home Budget ========================


        7.2 Balancing Checking Accounts (continued)
        -------------------------------

        Step 5  Use  "Sort Entries" with  the following  entry  items to
                compile a list of  outstanding  withdrawals.  Empty list
                prior to sorting.

                Item                 Value
                ----                 -----
                0 Entry Range        Earliest outstanding to Last entry
                1 Check Range        First to Last check on statement
                2 Date Range         Leave blank
                3 Category Range     Leave blank
                4 Transaction Range  12 -Ck * Check to 12 -Ck * Check
                5 Amount Range       Leave blank
                6 Account Range      First to Last, account designation
                7 Group 1            Leave blank
                8 Group 2            Leave blank
                9 Comment            Leave blank

                Without  emplying  list,  sort  entries  again  with the
                following entry items.

                Item                 Value
                ----                 -----
                0 Entry Range        Earliest outstanding to Last entry
                1 Check Range        Leave blank
                2 Date Range         First to Last date on statement
                3 Category Range     Leave blank
                4 Transaction Range  10 -Ot * Other to 11 -Ca * Cash
                5 Amount Range       Leave blank
                6 Account Range      First to Last, account designation
                7 Group 1            Leave blank
                8 Group 2            Leave blank
                9 Comment            Leave blank

        Step 6  Follow  steps 3 and 4 to  change outstanding withdrawals
                to cleared withdrawals.

                Changes: 10 -Ot * Other   to  14 -Ot Other
                         11 -Ca * Cash    to  15 -Ca Cash
                         12 -Ck * Check   to  16 -Ck Check














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        ======================= CCI Home Budget ========================


        7.3 Posting Paychecks
        ---------------------

        The  following steps  may be used to post  paychecks to multiple
        categories.

        Step 1  Set up a budget  similar to the example home budget (see
                1.3  Example Home Budget).  The  grouping  of categories
                according  to  accounts  is  important.   Two  different
                paychecks  may  be  budgeted.  The  following  uses  the
                Example Home Budget values.

                Categories     Transaction          Account
                ----------     -----------          -------
                1 thru 12      4 +Ck * Check        1  Checking Account
                13             4 +Ck * Check        4  Savings Account
                14             4 +Ck * Check        6  Co. Stock Plan
                15 thru 21     6 +Ot   Other        10 Deductions

        Step 2  Select  Post  Paycheck  No.1  (or No. 2)  and edit entry
                items as follows.

                Items                 Values
                -----                 ------
                1 Date                Date of Deposit
                2 Check               Paycheck number
                3 Category: First     1  Gift
                            Next      15 Company Medical
                            Last      21 F.I.C.A.
                4 Transaction: First  4  +Ck * Check
                               Last   6  +Ot   Other
                5 Amount              Paycheck Gross Amount
                6 Account: First      1  Checking Account
                           Last       10 Deductions
                7 Group 1             Any Designation
                8 Group 2             Any Designation
                9 Comment             Any Designation

                Total number of entries that will be  posted is 16.  One
                credit  entry for the 6 non-zero category budget amounts
                between 1 and 14, and one credit and one debit entry for
                the 5 non-zero amounts between 15 and 21.

        Step 3  Select  option  "Budget Amounts"  to adjust  pre-defined
                category budget amounts  as required so  that the  total
                of the  budget amounts  equals the  paycheck amount.  If
                amounts  are different,  selecting  Post  will display a
                warning message that will show the amount difference. It
                is suggested that one budget amount (Saving for example)
                be set to zero before  adjusting the  remaining amounts.
                Once all amounts are adjusted, use option "Post" to view
                the amount difference and then enter this amount for the
                category that was set to zero.



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        ======================= CCI Home Budget ========================


        7.3 Posting Paychecks (continued)
        ---------------------
  
        Step 4  When budget and paycheck amounts equal, select "Post" to
                post paycheck to categories.

        Step 5  Select  "Sort  Entries"  to  comply  a list  of paycheck
                entries using the following items.

                Check              Transaction         List Amount Total
                -----              -----------         -----------------
                Paycheck No.       Leave blank         Net Pay Amount
                Paycheck No.       Range 4 and 6       Gross Pay Amount
                Paycheck No.       Range 6 and 6       Deduction Amount

                Leave all other items blank.

        Step 6  Use Edit Entries to change account value for categories
                13 and 14.





































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        ======================= CCI Home Budget ========================


        7.4 Beginning Next Year's File
        ------------------------------

        The  following  steps  may be used  to begin a new  year's entry
        data file.

        Step 1  Continue posting new year's entries  to last year's file
                until all  of last  year's  outstanding credit and debit
                transaction  entries have been  cleared.  This will make
                balancing  checking   accounts  easier  because  various
                statements  will have checks from both  years.  Clearing
                last year's transaction entries  should take about three
                months.  File  change-over  may then  take place  at the
                user's convenience.

                Add blank entries to the end of the file  before  making
                the first  entry of the  new year.  This allows  room to
                post late entries to last  year's file and gives the new
                year's first posted entry a round number.  For example:

                   Entry Numbers        Description
                   -------------        -----------
                   1    through 1392    Entries for 1988
                   1393 through 1420    Blank entries for late entries
                   1421                 First posted transaction of 1989

                The first posted entry of any newly  created file is 21.
                All created files have 20 blank entries  (see 6.5 Create
                Data File).

                If entry  numbers are being  recorded on receipts, check
                books  and  other   documents  to  assist   in  locating
                transactions  at a later date,  subtract  the  number of
                entries in last  year's file (ex. 1420) less  20 as they
                are being recorded (ex. 1400).

                Change the first entry number to the first entry  of the
                new year (ex. 1421) (see 6.8 Change Entry Limits).


        Step 2  Once all of last year's outstanding  transaction entries
                have  been  cleared,  analyze  last  year's  entries  to
                compute  year-end  account totals (ex. 1 - 1420).  These
                totals will be copied to the new year's file  when it is
                created.











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        ======================= CCI Home Budget ========================


        7.4 Beginning Next Year's File (continued)
        ------------------------------

        Step 3  Select "Create Data File" from the  Maintenance Activity
                Menu and  create a new file using option 3.  Specify the
                entry range to  include  all of  the new  year's entries
                that  were posted in last  year's file  (ex. 1421 - last
                posted). Specify the category to be used in posting last
                year's  year-end account  totals to  the  new  file.  Do
                not  specify a category that is totaled to the gross pay
                category  since  any  initial  category   amounts  would
                incorrectly be included in the gross pay category totals
                during subsequent budget analyses.

                The active file's year-end account totals will be posted
                in the first ten  entries  of the  new file and have the
                following entry item values.

                Item                 Value
                ----                 -----
                  Entry              1 through 10
                1 Check              Blank
                2 Date               "00-00"
                3 Category           User specified, ex. Initial Worth
                4 Transaction        6 +Ot Other
                5 Amount             Account totals at year-end
                6 Account            Active file account names
                7 Group 1            Blank
                8 Group 2            Blank
                9 Comment            Blank

        Step 4  Analyze both  the active  file  (including  last and new
                year's  entries) and  the new  data file  to verify that
                account totals match.

        Step 5  Begin posting new year's entries to the new file.  It is
                recommended  that last year's file be left as is and the
                last entry number not be changed.


        If the  same  file is to be  used  for the  new year's  entries,
        continue  posting new year's entries to last year's file and add
        blank entries as per step 1 above. Change the first entry number
        to the  first  entry of  the new  year  (see  6.8  Change  Entry
        Limits).  Budget  analyses must begin  at the first entry of the 
        file to  include last year's  year-end  totals  in the  analysis
        results.  An advantage of continuing with the  same file is that
        last year's category balances are carried  over to the  new year
        but all credits and  debits  for both  years will continue to be 
        added together.






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