

        ======================= CCI Home Budget ========================


        1.0 Introduction
        ----------------

        1.1 Overview
        ------------

        The CCI Home Budget is a menu-driven program to help monitor and
        control household income and expenditures.  The  program creates
        and maintains  data files of  household  financial transactions.
        Each financial transaction is considered a budget entry.


        Each budget entry consists of the following items:

        Item           Description
        ----           -----------
          Entry        Number assigned by the program
        1 Check        User defined check or paycheck number
        2 Date         Date of the financial transaction
        3 Category     User defined category such as Food or Savings
        4 Transaction  User selected transaction such as Cash or Check
        5 Amount       Dollar amount of the transaction
        6 Account      User defined account such as Checking or Stocks
        7 Group 1      User defined designation to group entries
        8 Group 2      User defined designation to group entries
        9 Comment      Transaction description






























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        ======================= CCI Home Budget ========================


        1.1 Overview (continued)
        ------------


        The following activities may be selected from the Main Menu:

        <1> Post Entry Activity

            * Automatic distribution of paychecks to various categories
            * Entry of pre-defined common transactions
            * Entry of individual transactions
            * Copy new entries to backup file

        <2> Sort/Edit Entry Activity

            * Budget entries custom sorted on any combination of the 10
              entry items for reviewing, editing  and/or printing
            * Individual or group editing of budget entries
            * Copy entire entry file to backup file

        <3> Budget Activity

            * Budget entries custom analyzed on any combination of the 10
              entry items to determine monthly and budget totals

        <4> Maintenance Activity

            * Specify category and account information
            * Define how budget entries are totaled
            * Define paycheck distribution to categories
            * Specify common entries that can be used over and over again
            * Specify file title, password and screen colors
            * Create and transfer budget information to new data files
            * Change data file at startup
            * Change data file during operation
            * Change first and last entry number of data file




















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        ======================= CCI Home Budget ========================


        1.2 Features
        ------------

        Some of the features of the program include:


        1.  96 user defined Categories (food, housing, utilities, etc.)

        2.  16 Transaction types (credit, cash, check, refund, etc.)

        3.  10 user defined Accounts (checking, savings, stocks, etc.)

        4.  24 Pre-defined common entries for fast entry posting

        5.  Custom/Automatic posting of paychecks to various Categories

        6.  Custom entry sorting (bank reconciliation, trends, etc.)

        7.  Individual/Automatic entry group editing

        8.  Custom budget totals (monthly, quarterly, yearly, etc.)

        9.  Custom monthly totals (savings, utilities, etc.)

        10. Prints entries and monthly and budget totals

        11. Data file creation and continuation

        12. Custom screen colors (color monitor required)

        13. Custom password protection

        14. Menu driven single key stroke user-friendly operation

        15. Continuous error checking allowing only correct input types





















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        ======================= CCI Home Budget ========================

        1.3 Example Home Budget
        -----------------------
                           :   Summation Categories    :    Paycheck
         #  Category Title : 1st Sum  2nd Sum  3rd Sum : No. 1   No. 2
        --  -------------- : -------  -------  ------- : ------  ------
         1  Tithes         :   27       25       39    :   0.00   30.00
         2  Christmas      :   27       25       40    :   0.00   20.00
         3                 :                           :
         4  Food           :   27       25       38    :  85.00   30.00
         5  House Payment  :   27       25       38    : 300.00  200.00
         6  Utilities      :   27       25       38    :  50.00   40.00
         7                 :                           :
         8  Auto Payment   :   27       25       38    : 152.00    0.00
         9  Insurance      :   27       25       38    :   0.00   40.00
        10                 :                           :
        11                 :                           :
        12  Vacation       :   27       25       39    :   0.00   67.00
        13  Savings        :   27       25       40    :  10.00   40.00
        14  Co. Stock Plan :   27       25       40    :  15.00    0.00
        15  Co. Medical    :   27       26       39    :  10.00    0.00
        16                 :                           :
        17                 :                           :
        18  City Taxes     :   27       26       39    :  10.00    7.00
        19  State Taxes    :   27       26       39    :  32.00   24.00
        20  Federal Taxes  :   27       26       39    :  80.00   60.00
        21  F.I.C.A.       :   27       26       39    :  56.00   42.00
        22                 :                           :(800.00  600.00)
        23                 :                           :
        24                 :                           :
       *25  Net Pay        :   47        0        0    :
       *26  Deductions     :   47        0        0    :
       *27  Gross Pay      :   36        0        0    :
        28                 :                           :
       *29  Initial Worth  :   36        0        0    :
        30  Interest       :   36       42        0    :
        31  Dividends      :   36       42        0    :
        32  Stocks         :   36       42        0    :
        33  Gifts Received :   36        0        0    :
        34  Other          :   36        0        0    :
        35                 :                           :
       *36  Net Worth      :    0        0        0    :
        37                 :                           :
       *38  Household      :   48        0        0    :
       *39  Non-Household  :   48        0        0    :
       *40  Savings        :   48        0        0    :
        41                 :                           :
       *42  Investments    :    0        0        0    :
        43                 :                           :
        44                 :                           :
        45                 :                           :
        46                 :                           :
       *47  Gross Pay      :                           :
       *48  Gross Pay      :                           :

        * No entries should be posted to these categories since they are
          designated as summation categories.

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        ======================= CCI Home Budget ========================


        1.3 Example Home Budget (continued)
        -----------------------

        Household categories and accounts are user defined. The grouping
        of categories is important for posting paychecks and determining
        totals.

        Summation  categories  are used to  total  amounts  for  several
        categories. All entries posted to a category are also totaled to
        1st Summation, 2nd Summation, and 3rd Summation Categories.  The
        1st Summation Category is also used to  compute percentages.  In
        the Example Home Budget, entries posted to  categories 1 through
        21 are totaled in categories  25, 26, 27, 38, 39 and 40 during a
        budget analysis.  Category 27  credit total  is used  to compute
        percentages for categories 1 through 21.

        Paycheck No. 1  and No. 2 amounts are used in posting paychecks.
        In the Example Home Budget, the gross  amount  of paycheck no. 1
        and  2  are  $800.00  and  $600.00,  respectively.  Categories 1
        through 13  would be net  paid and  categories 14 through 21 are
        paycheck   deductions.   Only  categories  1  through  14  would
        contribute to net worth.

        No non-paycheck  credit entries except refunds should  be posted
        to  categories  1  through  21  so that  the gross  pay total in
        category 27 remains correct.

        Category  47 and 48  are  secondary  gross  pay  totals  used to
        compute percentages for categories 25, 26, 38, 39 and 40.



























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        ======================= CCI Home Budget ========================


        (Future Use)























































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