



			      MASTER AMORTIZER
				Version 3.0
                                 
		    The Multi-faceted Amortizing Program
		      Copyright 1992-1995, Don Norman
		      	     All Rights Reserved


	 Master Amortizer  is a powerful amortization program with
	 a number of useful functions.  In addition to calculating
	 payments,  it can create a  comparative table of payments
	 and, of course, a variable amortization schedule with any
	 start date and any year end. In its present form, Master
	 Amortizer  is a shareware product.  For use beyond 30 days
	 or you want the latest update, please register as described  
	 on the last page of this documentation. A registered copy
         has no nag box.


INSTALLATION>

	 Unzip the zip file to an empty directory or a floppy disk and
	 run the setup.exe program. After running setup you can delete
	 all of the files in the empty directory. Or, if you prefer
	 copy AMORTW.EXE, AMORTC.EXE and AMORTW.HLP into the directory
	 you intend to use. AMORTW.INI saves certain variable data so
	 you won't have to reload it. It is preloaded with defaults. It
 	 should be copied to the Windows directory. SPIN.DLL, BITBTN.DLL 
	 and CTL3DV2.DLL must be copied to the Windows System directory.
 	 If CTL3DV2.DLL exists in the directory with AMORTW.EXE you will
	 not be able to run the program.


 
OPERATION>

	 AMORTW.EXE allows you to create amortization and payment
	 comparison windows(MDI). You can change all the data elements
	 that affect the calculations as well as options that affect
	 the appearance of the amortization. The Windows Help file
	 includes context sensitive help, so you should have no problem
	 following the flow.



ENHANCEMENTS>

	 Enhancements since the original release include: 		            

         spreadsheet and text file export, PC Status, additional help,
         odd-month loans, a command bar, multiple printer
         selection and support, remaining balance and extra
	 payment calculations, multiple payments frequencies,
	 and a calculator for unknown variables.

	    Future enhancements will include :

	    - Any suggested enhancements that merit consideration



REGISTRATION/COMMENTS>

	 A limited license is granted to copy and distribute
	 Master Amortizer only for the trial use of others, 
	 subject to the following:

	 - Master Amortizer must be copied in unmodified form,
	   complete with all the files that accompanied it.

         - Master Amortizer may not be distributed in conjunction
	   with any other product with out a specific license to
	   do so from Audit Planning Services.

         - No fee, charge, or other compensation may be requested or
           accepted, except as authorized below:

             Operators of electronic bulletin board systems (sysops)
             may make Master Amortizer available for downloading only
	     as long as the above conditions are met.  An overall or
             time-dependent charge for the use of the bulletin board
             system is permitted as long as there is not a specific
             charge for the download of Master Amortizer.

             Vendors of user-supported or shareware software may
             distribute Master Amortizer, subject to the above
	     conditions, without specific permission. Vendors may
	     charge a disk duplication and handling fee, which, when
	     pro-rated to the Master Amortizer product, may not
	     exceed three dollars.

             Non-profit user groups may distribute Master Amortizer,
             subject to the above conditions, without specific permission.
             Non-profit user groups may charge a disk duplication fee,
             which, when pro-rated to the Master Amortizer product, may not
             exceed three dollars.

	I can be contacted on Compuserve at 72617,2620 for
	comments or suggestions.

	To register and receive the latest release, send
	your name address and disk size along with a check
	for $29.95(include $5.00 shipping & handling ouside
	the U.S.) made payable to:

		     Don Norman
		     710 Ridge Road
		     Wimberley, TX  78676



Windows is a trademark of Microsoft Corporation
END>>>>>>
