**********************************************************************
-> This file introduces EASI-PLAN Lite, explains how to get started 
   etc. It should be read by all first-time users.

-> The file has been supplied as an integral part of the shareware
   version of EASI-PLAN Lite, a financial planner for new & mid-size 
   businesses, specially developed for use on a 'try-before-you-buy' 
   basis by Invest-Tech Limited. For contact details, see end of this 
   file.

-> To print this file, type "PRINT README.TXT" at the DOS prompt.
**********************************************************************
                       
                            CONTENTS
                            ========

This file (README.TXT) covers the following topics in separate
sections below:

        1.  WELCOME

        2.  SUPPLIED FILES

        3.  GENERAL INTRODUCTION

            3.1  System requirements & set up
            3.2  Features - EASI-PLAN Micro
            3.3  Features - EASI-PLAN Lite
            3.4  Features - EASI-PLAN Pro
            3.5  Help system
            3.6  System requirements
            3.7  Registration
            3.8  Invest-Tech

        4.  HOW TO RUN EASI-PLAN

        5.  WHAT IS SHAREWARE ?

        6.  USER LICENCE AGREEMENT
        
        7.  REVISIONS TO EASI-PLAN Lite

**********************************************************************

1.  WELCOME
===========

EASI-PLAN Lite is an easy-to-use software package for preparing 
comprehensive and fully integrated financial projections, 
budgets, funding applications, business plans etc. for three years 
ahead. It can also be used for strategic planning, financial 
appraisals etc. It is ideal for businesses with annual sales from 
250,000 to 2m pounds/dollars engaged in manufacturing, distribution 
or services. 

A more powerful version of EASI-PLAN for larger businesses, called 
EASI-PLAN Pro, contains additional facilities and accommodates a much 
more extensive range of variables. There is also a simpler version
called EASI-PLAN Micro for new and very small businesses.

This version of EASI-PLAN Lite has been developed to encourage users 
to explore EASI-PLAN on a 'try-before-you-buy' basis and, if found 
useful, to acquire a copy of the full version of EASI-PLAN Lite 
or one of its other versions. 

EASI-PLAN is NOT free software. If you continue using it after a 
30-day trial period, you must register with the author, Invest-Tech, 
to upgrade to the fully-operational version. 

In return for registering, you will be upgraded to the latest 
full release of EASI-PLAN and receive a spiral-bound 160+ page manual 
incorporating tutorial exercises etc. and access to full support.
Registration details are contained in Section 3.7 below and in
the REGISTER.TXT file.

EASI-PLAN is fully protected by copyright. However, this shareware 
version may be copied in its entirety and without modification 
for FREE distribution to friends and, subject to the conditions set out
in the VENDOR.TXT file, by shareware libraries etc.  This permission
DOES NOT APPLY to an upgraded copy of EASI-PLAN Lite.

We hope that you find EASI-PLAN useful. Please register so as to 
encourage us to develop other shareware products.

             Good luck with EASI-PLAN.

                  Brian Flanagan, Invest-Tech Limited 

**********************************************************************

2.  SUPPLIED FILES
==================

It is a breach of copyright to change, break-up or interfere
with any of the files contained in the archive file being used to 
distribute EASI-PLAN, that is, EASIPLAN.ZIP (or EASIPLAN.* if 
a different archiving system has been used). 

If you wish to give a copy of this shareware version of EASI-PLAN 
to friends etc., you should copy the following files in their 
entirety:

            EASIPLAN.ZIP   or    EASIPLAN.* 

For further information about distributing EASI-PLAN, please
refer to the Distributor Agreement contained in the VENDOR.TXT 
file.  

The following files are contained within EASIPLAN.ZIP: 

     ep.bat        plan.ovr      master.ass      plan.hlp     
     easi.exe      go.bat        vendor.txt      readme.txt    
     register.txt  easiplan.ico  mmb.exe         file_id.diz
     msherc.com    setdisp.exe   manual.txt      read-1st.txt  

If you have obtained a copy of EASI-PLAN from an unknown source, 
take care that you have not also secured a virus !  Either, run 
a virus check or secure a copy directly from a reputable source.

Before starting to use EASI-PLAN, we recommend that you review
this README.TXT file in full either on-screen or, preferably, after 
printing it. It includes instructions for loading EASI-PLAN which 
will enable you to start using the package. 

To print a text file:

  1. Exit this file. 
  2. Make sure that the printer is online and has ample paper.
  3. Type "PRINT *.TXT" at the drive/directory prompt. 
     (e.g. C:\EASIL3>) to which you have installed EASI-PLAN.
  4. Press the RETURN key in response to any query about the name of 
     devices etc.

          For example, type "PRINT REGISTER.TXT" to print the 
          supplied file containing the Registration Form. 

If you are using Windows, you can print or view the text files
using the Notepad accessory.

If you are using DOS 5 or 6, you can use EDIT to read or print the 
text files.

**********************************************************************

3.  GENERAL INTRODUCTION
========================

EASI-PLAN is a range of powerful, easy-to-use software package 
developed by Invest-Tech Limited to help businesses of all sizes  
to prepare comprehensive financial projections for three or more years 
ahead.   

EASI-PLAN can also be used by professional advisers, consultants, 
training organisations and financial institutions. It is suitable 
for businesses engaged in manufacturing, distribution or services.

EASI-PLAN is available in three versions - Micro, Lite & Pro - to
suit businesses of different sizes and complexities. The supplied 
shareware version is Lite.

Based on your forecasts and assumptions, EASI-PLAN compiles 
integrated financial projections (P&Ls, cashflows, balance sheets 
& ratios) for one year ahead on a monthly basis and, in less detail, 
for a further two years on a quarterly basis. It produces numerous 
management and financial reports together with graphs for many key 
variables which can be displayed on the screen or printed. It 
also produces reports detailing all the underlying assumptions. 

EASI-PLAN Lite incorporates facilities for graphing key results; for
undertaking 'what-if' analysis; for preparing 'first-cut' three-
year projections, generating a textual summary report; rolling 
projections forward a month at a time; and exporting an EASI-PLAN 
model to Lotus 1-2-3 and other spreadsheets.

EASI-PLAN is very suitable for users with limited or no prior 
experience of computers or financial planning as well as for 
more experienced users who do not wish to go to the very considerable
trouble, or waste valuable time, developing their own planning 
system on a spreadsheet. Bear in mind that EASI-PLAN involved
thousands of hours of development and years of "know-how".

EASI-PLAN Lite is primarily aimed at businesses typically with 
annual sales in the range of 250,000 to 2m pounds/dollars. A more 
powerful version, EASI-PLAN Pro, is for larger businesses and their 
subsidiaries with sales from 100 thousand to 99 million pounds/
dollars. EASI-PLAN Micro is for companies or sole traders with 
sales of under 250,000 pounds/dollars. Instead of registering 
EASI-PLAN Lite, you can opt to register for EASI-PLAN Micro or 
Pro. See below for further information.


3.1  System Requirements and Set Up
-----------------------------------

To run EASI-PLAN you need the following system:
 
 * Industry-standard PC with DOS 3.30 or higher and a hard disk.
 * Micro and Lite versions of EASI-PLAN need conventional 
   memory of 640k. Pro also requires 384k of expanded memory (if 
   not being run from within Windows). 
 * VGA, GCA, mono, Hercules or LCD display (or equivalent).  

A printer (dot-matrix, ink-jet or laser) is desirable. If you wish, 
you can run EASI-PLAN as a DOS program within Windows (an icon, 
EASIPLAN.ICO, has been supplied).

EASI-PLAN Micro or Lite need 560k, or more, of 'free' conventional 
memory. This should not present any problem as it is well within 
the capacity of most PCs with 640k of RAM. If, for any reason, 
EASI-PLAN runs short of memory, it will use any expanded memory 
which might be available or it will create some 'virtual' memory on 
the hard disk. Refer to the READ-1ST.TXT file for further information
about EASI-PLAN Lite's memory requirements.

If you are using a PC with a Hercules display, you will not be able
to view EASI-PLAN's graphs unless you run the supplied MSHERC.COM 
before you load EASI-PLAN.

If you are running EASI-PLAN on a portable PC with a B/W LCD 
display, you may need to change EASI-PLAN's video setting once it 
has loaded in order to clearly distinguish the rectangular cursor 
which appears when you are viewing reports on the screen. To do this, 
press I (for Initialise) at the Main Menu, V (for Video) and L (for 
LCD/B&W). The Manual accompanying the full version of EASI-PLAN 
explains how to make these changes permanent.

If, when using EASI-PLAN, the  pound symbol (L) fails to print, i.e.  
() appears instead of (L), or is replaced by another character 
e.g. #, you can make it appear by changing the character or 
symbol set being used by your printer to an IBM Extended Character 
Set. If the pound sign is missing, you may notice that some rows get 
slightly knocked out of vertical alignment. If using a HP LaserJet or 
compatible laser printer, the default symbol set (e.g. HP Roman-8) 
may not print the pound sign. Check the printer manual and use the 
control panel to switch to another symbol set, for example, HP IBM-US 
or PCMultilingual. If using a dot-matrix printer, check the manual 
for guidance and use the control panel or dip switches to alter the 
character set being used. If you change the symbol or character set 
you may be able to keep the new settings as your permanent or default 
settings without upsetting any of your other software.

3.2   Features - EASI-PLAN Micro
--------------------------------

EASI-PLAN Micro is primarily aimed at businesses with annual sales in 
the range of 50,000 to 250,000 pounds/dollars. It can handle a very 
wide variety of variables and financial functions. These include the 
following: 

  - Sales forecasts for up to six product/market groups which can be 
    defined by the user.   

  - Provision for specifying the cost of materials/goods as percentages 
    of sales and for indicating stock targets.

  - Direct labour inputs and four other user-definable direct/variable 
    cost categories.

  - Fourteen user-definable categories of overhead expense.

  - Fixed assets with provision for handling depreciation, additions or 
    disposals.

  - Facilities for setting different VAT rates for outputs and inputs, for 
    specifying VAT payment months and for handling VAT on a cash-received 
    or invoice basis.

  - Separate interest rates for cash balances, overdraft and long-term 
    debt and for increasing and decreasing long-term debt.

  - Share issues, dividends, corporation tax and subsidies/grants. When
    set up for a sole trader/partnership, EASI-PLAN can handle income
    tax, drawings and cash introductions.

  - Facilities for phasing out opening balance sheet values and for 
    setting different payment terms (ranging from cash sales to 
    four+ months credit) for current-year trade creditors and debtors. 

  - Preformatted account layouts for either a limited company or a
    sole trader (or partnership).

By altering or disregarding certain variables, EASI-PLAN can handle 
most types of manufacturing, distribution and service businesses as 
explained in its User Manual.

EASI-PLAN incorporates many special facilities including the 
following:

 - QUIK-PLAN to enable a user produce first-cut projections for three 
   years quickly (i.e. within about 15 minutes).

 - Fast-entry function keys for inserting constant values etc.

 - Six-page textual summary report to compliment graphs and tabular 
   reports. 
 
 - Set-ups for laser and dot-matrix printers. 

 - Selective "what-if" or sensitivity analysis covering months and/or 
   quarters for the three years. 

 - Facility to suppress the printing of rows which contain zero 
   values.


3.3   Features - EASI-PLAN Lite
-------------------------------

EASI-PLAN Lite is primarily aimed at businesses with annual sales in 
the range of 250,000 to 2,000,000 pounds/dollars. It uses 000's pounds  
instead of single pounds as its basic currency denomination. It can 
handle a much wider variety of variables and financial functions 
including the following: 

  - Sales forecasts for up to ten product/market subgroups within two 
    main groups which can be defined by the user.  Different VAT rates 
    can be set for each main group. 

  - Provisions for specifying the cost of materials/goods as percentages 
    of sales and for indicating stock targets for each main group.

  - Direct labour inputs and four other user-definable direct/variable 
    cost categories.

  - Nineteen user-definable categories of overhead expense.

  - Fixed assets with provision for handling depreciation, finance 
    leases and additions or disposals.

  - Facilities for setting different VAT rates for inputs & capex, 
    for specifying VAT payment months and for handling VAT on a
    cash-received or invoice basis.

  - Separate interest rates for cash balances, overdraft and long-term 
    debt and for increasing and decreasing long-term debt.

  - Share issues, dividends, corporation tax and subsidies/grants.

  - Facilities for phasing out opening balance sheet values and for 
    setting different payment terms (ranging from cash sales to 
    four+ months credit) for four groups of current-year trade 
    creditors and debtors. 

  - Preformatted account layouts for either a limited company or a
    sole trader (or partnership).

By altering or disregarding certain variables, EASI-PLAN can handle 
most types of manufacturing, distribution and service businesses as 
explained in its User Manual.

EASI-PLAN Lite incorporates the following additional facilities:

 - Fast-entry function keys for inserting incrementing assumptions 
   in various forms etc. e.g. initial value increased by a fixed 
   percentage each month.

 - The six-page textual summary report can be printed directly or 
   exported as an ASCII file for inclusion in other documents.

 - An advance facility to enable rolling 12-month projections to be 
   maintained without having to re-enter assumptions.

 - Assumptions and projections can be exported to Lotus 1-2-3 and 
   many other spreadsheets for editing, desktop publishing, 
   consolidation etc. 

 - Global, as well as selective, "what-if" or sensitivity analysis 
   covering months and/or quarters for the three years. 

Users can register to acquire Lite instead of Micro. Alternatively, 
they can upgrade, at a discount to its normal price, to Lite when 
they outgrow Micro. 


3.4  Features - EASI-PLAN Pro
-----------------------------

EASI-PLAN Pro is the most powerful version in the EASI-PLAN range. It
is suitable for larger businesses, professional advisers etc. It is 
mainly aimed at businesses with annual sales of between 1 million and 
99 million pounds/dollars. 

Pro handles many more variables than Lite - it contains 10,500 
built-in formulae (vs. 6,500 for Lite) and can accommodate up to 3,000 
assumption values (vs. 2,000 for Lite).   

Pro has additional facilities including:

 - Projections for five years instead of three.

 - Special graph printing utility which gives users a higher degree 
   of control over the appearance of graphs than is possible by 
   using Lite in conjunction with DOS's Graphics program.

 - Facility for comparing monthly actuals and projections with 
   additional reports and related graphs. 

 - Special function key for entering assumptions based on a 
   seasonal pattern etc. specified by the user.

 - Facilities to defer the actual cash payments relating to 
   certain categories of expenses, capital expenditure, grant 
   receipts, dividends etc. in some of the Monthly Assumption 
   Reports.

 - Automatic importation of data from spreadsheets using a
   a file linking technique.

Pro uses more memory than Lite or Micro. It requires 384k or more of 
expanded memory (EMS) or needs to be run as a DOS program from 
within Windows.

Users can register to acquire Pro instead of Lite. Alternatively, 
they can upgrade, at a discount to its normal price, to Pro when 
they outgrow Lite. 

3.5  Help system
----------------

EASI-PLAN is entirely menu-driven and incorporates very 
comprehensive context-sensitive help facilities. These include 
extensive menu prompts, error trapping, on-line Help Pages, pop-up 
Hint & Guidance Windows and annotated variable descriptions. 


3.6  Specification   
------------------
  
  =================================================================
                                     Micro    Lite     Pro
  -----------------------------------------------------------------
   Number of reports                 29        30       31  
   Number of graphs                  13        14       20  
   Approximate maximum number 
   of user assumptions               1,200     2,000    3,000 
   Approximate total number of 
   built-in formulae                 4,000     6,500    10,500 
  ==================================================================
        

3.7  Registration                     
-----------------

EASI-PLAN Lite is not FREE software. If you decide that you would 
like to retain and continue to use EASI-PLAN after a 30-day trial 
period, you must register with Invest-Tech, the author and 
copyright holder. 

In return for registering, you will be upgraded to the latest 
fully-operational release of EASI-PLAN Lite with its 160+ page 
spiral-bound printed manual (incorporating tutorial exercises etc.) 
and gain access to full support.

The Registration Fees for EASI-PLAN are given below. See REGISTER.TXT 
for further details.

    ===========================================================      
                             Fee (IR)    Fee (stg)    Fee (US$)
                               Pounds       Pounds         See
                            See Notes    See Notes       Notes
    ----------------------------------------------------------
    EASI-PLAN Micro                45           45          70
    EASI-PLAN Lite                 75           75         120
    EASI-PLAN Pro                 145          145         230

    Switch from Micro to Lite      40           40          60
    Switch from Lite to Pro        70           70         110
    Switch from Micro to Pro      100          100         160
    ----------------------------------------------------------
    Note 1  Plus VAT at 21% for Irish customers and for purchasers 
            in other EU States who are NOT registered for VAT.

    Note 2  No VAT applies to customers in EU States (other than
            Ireland) who are registered for VAT and who quote their 
            VAT number at time of ordering.            
        
    Note 3  No VAT applies to purchasers outside the EU.    
    
    Note 4  Users outside the UK and Ireland should add 10% to
            cover additional post and packing.

    Note 5  If based in the US/Canada, you can also register for
            EASI-PLAN Lite via "PsL" (Public software Library).


3.8  Invest-Tech Limited
------------------------

We are management consultants specialising in financial and 
business planning software. Formed in 1983, Invest-Tech is a 
Registered Practice within the Institute of Management Consultants 
in Ireland. Our banker is Bank of Ireland, Dublin, and our auditors 
are Deloitte & Touche, Dublin.

In addition to EASI-PLAN Micro, Lite and Pro, our range of financial 
planning software includes the following products:

PERS-PLAN: A personal or household cashflow and financial 
           planner which can be used to plan 12 months ahead. It 
           accommodates a very wide range of income and expenditure 
           variables and can handle income tax, interest, credit 
           card calculations etc. Supplied with a 90-page manual. 
           Price: 35 pounds (sterling or Irish) including VAT.

YOUR-PLAN: Shareware version of PERS-PLAN available from good 
           libraries in the UK, US etc. Only covers a six month 
           period and handles fewer variables than PERS-PLAN.
           Look for a compressed file called YOURPLAN.*

BANK-PLAN: Specialist cashflow planner for small businesses covering
           12-months ahead. Runs 'stand-alone' with similar general
           structure to EASI-PLAN. Compliments EASI-PLAN. Price: 60
           pounds (sterling or Irish) including VAT.
           
           Shareware version is available - look for a compressed file
           called BANKPLAN.*

CASH-PLAN: More powerful and advanced version of BANK-PLAN aimed at
           larger businesses. Price: 115 pounds (sterling or Irish)             
           including VAT.

FIN-PLAN:  Wide range of comprehensive and fully-integrated
           financial planners (P&Ls, cashflows, balance sheets,
           ratios etc.) covering 12-months plus 8/16 quarters. 
           Versions are available to run on Lotus 1-2-3 (any
           release for DOS or Windows), Symphony & SuperCalc. 
           Extensive menus with numerous features and facilities. 
           Easily expanded by user. Price: 115 pounds (sterling 
           or Irish) including VAT.

Comprehensive descriptions, specifications and 'demos' are
available for each of the foregoing products.

Intending purchasers of these products who are registered for
VAT in any country (other than Ireland) within the European
Union can deduct VAT at 21% from the above prices PROVIDED
that they quote their VAT number at the time of ordering.

All purchasers from outside the European Union can also 
deduct the 21% VAT from the above prices but they must add 10%
to cover shipping by airmail etc.

**********************************************************************
 
4.  HOW TO RUN EASI-PLAN 
========================

Note that you can run EASI-PLAN as a DOS program within Windows.

Before exploring EASI-PLAN, you need to know that:

        All commands are executable from a Main Menu, sub-menus
        or function key menus. At any stage, the Main Menu can be
        retrieved by pressing the F10 function key once. You can
        access context-sensitive Help Pages by pressing F1 at any
        time.

        Whenever a report is being displayed on the screen, you can
        use certain function keys to perform the actions explained 
        in the menu strip displayed at the bottom of the screen.
        Additional function key commands can be used to call up 
        special facilities for entering data etc. These can be 
        accessed by holding down the ALT key on the keyboard while 
        tapping one of the indicated function keys (press ALT+F1 
        for help).

If you get lost at any stage, try pressing the function key F10 
to return to the Main Menu. If a system error is encountered, 
press the RETURN key (or CTRL+BREAK) and then F10. If a 'secured 
cell' message is encountered, press RETURN to clear it.

The following guidelines assume that you have already installed
(i.e. copied, unzipped, unarchived, uncompressed etc.) the
complete set of EASI-PLAN files onto a hard disk.

    Note: If you are using a B/W LCD display, you may need to run
    the supplied MSHERC.EXE utility before loading EASI-PLAN

 a) Get into the sub-directory on your hard disk where you have 
    copied/installed all EASI-PLAN's files (for example if the 
    sub-directory EASIL3 was used, type "CD EASIL3" and press         
    RETURN at the DOS prompt).        
    
 b) Print this README.TXT file by typing "PRINT README.TXT". 
 
 c) Run an introductory program called GO.BAT by typing "GO". If your
    PC uses a very old display, do not select this option - choose
    d) or e) below.
 
    *or*

 d) For guidance about the syntax for loading EASI-PLAN
    etc. type "EP". 
 
    *or*

 e) Type "EP MASTER" to load EASI-PLAN along with a set of
    specimen assumptions in a file called MASTER.ASS.

    Once EASI-PLAN loads, move through the introductory screens, by 
    pressing any key, to reach EASI-PLAN's Main Menu.
 
    By following the on-screen Hints and Guidance Notes and by 
    accessing Help Notes and Help Pages, have a go at building your       
    first set of projections by using QUIK-PLAN. Print the results        
    in the Textual Summary Report. Review the individual reports on 
    screen, make additional assumptions, recalculate, view the 
    graphs etc. 
                                        Good luck !

**********************************************************************

5.  WHAT IS SHAREWARE ?
=======================

"Shareware" is a method of software distribution designed to
give users a chance to test a package before purchase at a very
competitive price. Copyright rules apply to shareware and the
authors retain all the rights except as indicated in their 
licence agreements. As you will see from EASI-PLAN, shareware does 
not signify cheap (in the nasty sense) or poor quality software.

Subject to the terms and conditions of our User Licence Agreement
(see below) and Distributor Agreement (see VENDOR.TXT), you are 
free to copy the restricted-used use version of EASI-PLAN Lite for 
friends etc. provided that no charge is made and recipients are made 
aware of the need to register as users if they wish to retain the 
package. As all the supplied files must be copied in their entirety 
and without modification, we suggest that you only copy the archived 
files, EASIPLAN.EXE (with START.BAT) or EASIPLAN.ZIP for this purpose.

Under no circumstances may the fully-operational version of EASI-PLAN
Lite be copied or distributed to unregistered users.

Shareware distributors, bulletin board and commercial on-line 
system operators are invited to become distributors of EASI-PLAN 
and to list it for supply or downloading to their customers or 
users. See the VENDOR.TXT file for further information.

**********************************************************************
        
6.  USER LICENCE AGREEMENT
==========================

EASI-PLAN Lite is a "shareware" (try-before-you-buy) program. IT IS 
NOT "freeware", "public domain" software etc. You are granted a 
licence to use EASI-PLAN only under the terms and conditions 
specified in this Agreement.

EASI-PLAN is owned at all times by Invest-Tech and is fully 
protected by copyright throughout the world.

After a free initial 30-day trial period, every user who wishes
to continue using EASI-PLAN must make a registration payment to 
the author, Invest-Tech. If you do not register, you must stop 
using EASI-PLAN after the trial period. This restriction does 
not extend to "bona fide" public-funded second and third-level 
educational establishments which are permitted to continue using
the shareware version for so long as it is only being used by 
students for strictly educational purposes AND provided the 
establishment registers for one copy of the full version of 
EASI-PLAN for use on a single PC located within the establishment.

Once registered, you will be upgraded to the latest fully-
operational version of EASI-PLAN Lite, you will receive a copy of
its printed manual and you will gain access to support for EASI-PLAN 
by mail, phone or fax for three calendar months following confirmation 
of registration by Invest-Tech. After this period, the provision 
of support will be at Invest-Tech's discretion. Unregistered 
copies of EASI-PLAN are unsupported. 

EASI-PLAN Lite has been supplied strictly on the understanding that
the software and all its associated files and documentation
will not be translated, repackaged, replicated, dismantled, 
reverse-engineered or modified in any way. It must not be copied,
sold, transferred, lent, rented or leased to any user or third 
party except under the terms and conditions set out in the 
accompanying VENDOR.TXT file. If you copy the restricted-use version of
EASI-PLAN for friends, you must include all the files contained in 
EASIPLAN.ZIP or EASIPLAN.EXE.

The restricted use version of EASI-PLAN Lite must not be sold as 
"rackware" or used as a promotion or enticement for any commercial 
venture (including use as a "cover" disk for a periodical) unless 
prior written approval has been secured from Invest-Tech.

EASI-PLAN Lite is supplied strictly on an "as is" basis and without
any warranty either expressed or implied as to merchantability,
performance, or fitness for any purpose.  The user must assume
the entire risk of using the program. Every user is advised to 
always test and check the output thoroughly before relying on 
its results or contents.  Invest-Tech accepts no responsibility 
and no liability whatsoever for any defects, errors or incidental
or consequential losses or damages associated either directly
or indirectly with its usage. 

Distribution and/or use of EASI-PLAN Lite signifies acceptance of
these terms and conditions. Violators of the copyright terms of
this agreement may be prosecuted.

Details of volume discounts, site licences and bundling prices 
for EASI-PLAN Lite can be obtained by contacting Invest-Tech.

To register, use the Registration Form contained in the supplied
file (REGISTER.TXT).

**********************************************************************

7.  REVISIONS TO EASI-PLAN Lite
================================

r2.0   27th March 1994
----------------------
First shareware release of EASI-PLAN Lite.   

r3.0   23rd February 1995
-------------------------
A major upgrade. Improvements include:
 
 - Range of financial variables has been extended.
 - Now handles VAT on cash-received as well as invoice basis. 
 - Textual Summary Report includes more ratios.
 - User can opt to use account formats for sole trader as an alternative
   to those for a limited company. 
 - The printing of unused rows in reports can be suppressed.
 - Many minor changes to Help Notes, menu prompts, Help Pages
   and text files.

r3.2   10th September 1995
--------------------------
Minor improvements. Introduction of remote upgrading capability.

**********************************************************************
EASI-PLAN Lite (c) Copyright Invest-Tech Limited 1992-95   
All Rights Reserved     

    Invest-Tech Limited  
    27 Ardmeen Park, Blackrock, Co. Dublin, Ireland
    
    Irish Tel: 01-283 4083      UK Tel: 01232-315454
      (Call 9 to 9 weekdays and 10 to 6 weekends - GMT/BST)  
    Fax: 278 2391 
      Fax codes: Irish:01-  UK:00-353-1-  Inter'l:+353-1-
    CompuServe: 100606,2665
    Internet: 100606.2665@compuserve.com
**********************************************************************
  
          To print this file, type "PRINT README.TXT"
               *** End of README.TXT file ***
