                        Zilch Standard 2.2
              Copyright (C) 1991-1999 by ZilchWorks
                       All rights reserved

Zilch is a financial tool that will help you save money and get 
out of debt. No special financial skills or knowledge is needed. 
Simply enter the name, annual percentage rate, current balance 
and monthly payment for each of your credit cards, loans, and 
mortgages and Zilch does the rest. 

Zilch analyzes your data, performs hundreds of calculations, and 
determines the best method for paying off debts by maximizing the 
use of your money. It creates a payment schedule that shows you 
exactly how much to pay each creditor each month. 

Zilch allows any combination of up-to 30 credit cards, loans or 
mortgages. Choice of 7 payoff strategies including a custom 
strategy that lets you determine the order of priority.

Other features include: selectable choices for; currency symbol, 
background color, report shading, report title placement; 
3D graphs for interest & time comparisons; loan calculator; 
investment calculator; capability to play what-if scenarios.

Special Requirement: None.

Contact Info:
Michael J. Riley, ZilchWorks
riley@zilchworks.com
http://www.zilchworks.com

