                                                                                                                                                                                            CHECKBOOKS and BUDGETS                                                                                                                                                                                                                               CHCKBDGT.COM                                                                                                                                  Copyright (c) 1985, 1986, 1987   DIGITAL PROCESSES                                                                                                  This is a user supported product.  It is not public domain, and it is           not free software.  You are granted a limited license to use this product       on a trial basis.  If you wish to continue using the product after the          trial period you must register by sending $15.00 to the address below.          You will receive a registered disk with all the enhanced features.              California residents, please add 6.5 percent sales tax.                                                                                                                               Thank you for your support !                                                                                                                     Digital Processes,  P.O. Box 260,  Tujunga, CA  91043-0260                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             INDEX                                                         Help Screen  1                                                                                    HS  0 - LOGO                          HS 17 - LIST WITHHOLDING BALANCES         HS  1 - INDEX                         HS 18 - ENTER A DEPOSIT                   HS  2 - LICENSING TERMS               HS 18 - ENTER A BANK CHARGE               HS  3 - LICENSING TERMS/WARRANTY      HS 19 - ENTER/PRINT A CHECK               HS  4 - REGISTRATION/ORDERING         HS 20 - ALIGNING CHECKS IN PRINTER        HS  5 - FEATURES                      HS 21 - ALIGNING CHECKS IN PRINTER        HS  6 - PROGRAM OVERVIEW              HS 22 - UPDATE CHECK/DEPOSIT/CHARGES      HS  7 - PROGRAM OVERVIEW              HS 23 - BALANCE CHECKBOOK REGISTER        HS  8 - PROGRAM OVERVIEW              HS 23 - RECONCILE W/BANK STATEMENT        HS  9 - PROMPTS/KEY FUNCTIONS         HS 24 - LIST REGISTER/LIST BY ACCOUNT     HS  9 - STOPPING LONG LISTINGS        HS 24 - GENERATE FINANCIAL REPORT         HS  9 - PRINTING HELP SCREENS         HS 25 - RECONSTRUCT/OPTIMIZE FILES        HS 10 - DEMO/INSTALL/BACKUP FILES     HS 25 - START A NEW YEAR                  HS 11 - USER PRECAUTIONS              HS 26 - SET UP SCREENS/DRIVES/PRINTER     HS 12 - STARTING YEAR/CHECK NO.       HS 27 - BUSINESS CALCULATIONS             HS 13 - ACCOUNT SET UP                HS 28 - CHECK SUPPLIER                    HS 14 - ACCOUNT SET UP                HS 29 - REGISTRATION / ORDER FORM         HS 15 - REGULAR PAYMENTS              HS 30 - INSTALLATION INFORMATION          HS 16 - WITHHOLDING PERCENTAGES       HS 31 - INSTALLATION INFORMATION          HS 17 - MOVE WITHHOLDING FUNDS        HS 32 - ADDITIONAL PRODUCTS                                                                                                                                                                                                                                                               LICENSING TERMS                                               Help Screen  2                                                                                    All versions of CHECKBOOKS and BUDGETS (CHCKBDGT) are not public domain         software, nor are they free software.                                                                                                                           Non-registered users are granted a limited license to use the unregistered      version of CHCKBDGT on a trial basis to determine whether CHCKBDGT is           suitable for their needs. Use of CHCKBDGT, except for the trial basis,          requires registration. Regular use of unregistered copies of CHCKBDGT by        any person, business, corporation, governmental agency, or other entity         institution is strictly forbidden.                                                                                                                              Registration permits the user a license to use CHCKBDGT on a single             computer. A registered user may use CHCKBDGT on different computers, but        may not use it on more than one computer at the same time.                                                                                                      All users are granted a limited license to copy unregistered versions of        CHCKBDGT only for the trial use of others. This is subject to the               limitations outlined above and the following: Unregistered versions of          CHCKBDGT must be copied in unmodified form complete with the files              containing the licensing information. The full CHCKBDGT documentation must      be included with the copy. No fee, charge, or other compensation may be         accepted or requested by any licensee. CHCKBDGT may not be distributed with     any other product. <Continued>                                                                                                                                  LICENSING TERMS <Continued>                                   Help Screen  3                                                                                    Operators of electronic bulletin board services may post the unregistered       version of CHCKBDGT for downloading by their users as long as the above         conditions <Help Screen 2> are met. Distributors of public domain or user-      supported software may distribute unregistered versions of CHCKBDGT subject     to the above conditions and only after obtaining written permission from        Digital Processes. Such permission is usually granted; please write for         details.                                                                                                                                                        WARRANTY                                                                                                                                                        Digital Processes makes no warranty of any kind (express or implied, including  without limitation), any warranties of merchantability and/or fitness for a     particular purpose. Digital Processes shall not be held liable for any          damages (whether direct, indirect, special, or consequential) arising from the  failure of this program to operate in the manner desired by its users. Digital  Processes shall not be liable for any damage to data or property which may be   caused directly or indirectly by use of this program.                                                                                                           IN NO EVENT WILL Digital Processes BE LIABLE TO YOU FOR ANY DAMAGES, INCLUDING  LOST PROFITS, LOST SAVINGS OR OTHER INCIDENTAL OR CONSEQUENTIAL DAMAGES         ARISING OUT OF YOUR USE AND/OR INABILITY TO USE THE PROGRAM, OR FOR ANY CLAIM   BY ANY OTHER PARTY.                                                                                                                                             REGISTRATION/ORDERING                                         Screen Help  4                                                                                    Registering with Digital Processes licenses you to use the registered           version of CHCKBDGT and its related files regularly. Benefits of                registration are: a registered-user version of CHCKBDGT containing enhanced     features, expanded documentation, notification by mail of program updates,      and limited personal support via mail and/or telephone. Registration also       includes licensed use of all upgraded versions of CHCKBDGT for an               additional small fee to cover the cost of a disk and shipping and handling.                                                                                     Individual registration for CHCKBDGT is $15.00. (California residents,          please add 6.5 percent sales tax to your order.)                                                                                                                If you are ordering from a foreign country, please add $3.00 to cover shipping  and handling of the registered disk. Checks or drafts must be drawn on a        bank in the United States and payable in U.S. dollars. Money orders also        must be payable in U.S. dollars. Add $10.00 to cover conversion costs if you    send payment in non-U.S. currency.                                                                                                                              PLEASE USE ENCLOSED ORDER FORM (type: PRINT CHCKBDGT.DOC <return>).                                                                                                                                                                                                                                                                                                                                                                                                                             FEATURES                                                      Help Screen  5                                                                                       o Easy-to-use, windowed, menu-driven, checkbook and budgeting system            o Optional printing of industry-standard checks                                 o Built-in help menu system                                                     o Data-input editing and error checking                                         o Up to 180 accounts (120 for expenses; 60 for income)                          o Up to 65,535 check-register entries (limited by disk space avail.)            o Uses keyed index files for rapid data storage and retrieval                   o Multiple format listings to screen or printer                                 o Generates financial reports                                                   o Automatically balances check register                                         o Quickly reconciles check register with monthly bank statement                 o Makes financial and loan calculations                                                                                                                      MINIMUM REQUIREMENTS                                                                                                                                               o IBM PC/AT or compatible                                                       o One 360K disk drive                                                           o 256K memory                                                                   o Monochrome or color monitor                                                   o DOS 2.0 or higher                                                                                                                                                                                                                                                                                                          AN OVERVIEW                                                   Help Screen  6                                                                                    CHECKBOOKS and BUDGETS (CHCKBDGT) is the registered version of a fully          menu-driven program designed to help you track transactions affecting your      home budget over the period of one year. CHCKBDGT may be used to keep           computerized records of handwritten checks. You also may record and print       checks using Dual-Purpose Check No. 091013 available from DEXLUXE Computer      Forms, P.O. Box 64046, St. Paul, MN 55164-0046. Telephone: 1-800-328-0304.                                                                                      This software features built-in documentation in the form of "Help              Screens." You may access these help screens for assistance while you are        using CHCKBDGT or print out the help screens to create a paper reference        manual. <See Help Screen 9>                                                                                                                                     CHCKBDGT has three menu sections. Nearly all transactions occur in the MAIN     MENU. The SET-UP MENU and BUSINESS CALCULATIONS MENU are both available from    the MAIN MENU.                                                                                                                                                  When you boot or start CHCKBDGT for the first time, it will ask you to set      the YEAR and the STARTING CHECK number (SET-UP MENU). Then the program          automatically shifts to its CHCKBDGT ACCOUNTS routine (also in the SET-UP       MENU) and prompts you to create CHECKING and BANK CHARGE accounts               (EXPENSES) and DEPOSIT accounts (INCOME). <Continued>                                                                                                                                                                                           AN OVERVIEW <Continued>                                       Help Screen  7                                                                                    The next step is to initiate the WITHHOLDING PERCENTAGES (also in the           SET-UP MENU) to allocate all or part of your DEPOSITS to different              withholding accounts automatically. As you later set and manipulate your        budget, you may move funds between accounts or to and from surplus cash by      using the MOVE WITHHOLDING FUNDS routine (MAIN MENU).                                                                                                           After initiating WITHHOLDING PERCENTAGES (SET-UP MENU), return to the MAIN      MENU to enter your BEGINNING BALANCE as a DEPOSIT. If you are overdrawn,        your negative BEGINNING BALANCE should be recorded as a BANK CHARGE (also       in the MAIN MENU).                                                                                                                                              Then return to the SET-UP MENU and select the REGULAR PAYMENT routine to        establish PREDEFINED and VARIABLE PAYMENTS for checks that are written on a     monthly basis, such as rent, car and mortgage payments, and utilities.                                                                                          As you enter and save CHECKS, BANK CHARGES and DEPOSITS, the UPDATE A           CHECK/DEPOSIT/BANK CHARGE routine (SET-UP MENU) allows you to correct           mistakes or void a check.                                                                                                                                       Run the BALANCE CHECKBOOK REGISTER routine (MAIN MENU) after entering each      CHECK, BANK CHARGE, or DEPOSIT, or to obtain the current balance. <Continued>                                                                                                                                                                   AN OVERVIEW <Continued>                                       Help Screen  8                                                                                    Cross-check your balance with the bank's monthly statement by using the         RECONCILE WITH BANK STATEMENT routine (MAIN MENU).                                                                                                              Other routines in the MAIN MENU allow you to list the checkbook register by     date and type of transaction, list each account, list withholding balances,     move withholding funds, and generate a financial report. Lists and the          financial report may be sent to the printer or to the monitor screen for        review.                                                                                                                                                         The SET-UP, UPDATE and RECONSTRUCT MENU also offers routines to                 reconstruct/optimize index files, start a new year, and setup the               screen/drives/printer.                                                                                                                                          Included in the BUSINESS CALCULATIONS MENU are financial/loan calculations      for present and future value, annuities, internal rate of return, net           present value, and amortized loan analysis.                                                                                                                     Address correspondence regarding CHECKBOOKS and BUDGETS to:                                               Digital Processes                                                               P.O. Box 260                                                                    Tujunga, CA  91043-0260.                                                        (818) 951-2859                                                                                                                       	 PROMPTS/KEY FUNCTIONS                                         Help Screen  9                                                                                    Prompts will help you turn the "pages" of the help screens, make menu           selections and operate each routine. To use a prompt, type its number or        boldface letter.                                                                                                                                                When entering data, you often can use DEL, BACK SPACE, UP ARROW, DOWN ARROW,    RIGHT ARROW and LEFT ARROW to edit a default value or a mistake. DEFAULT        VALUES will reappear if you use the BACK SPACE key to delete back to the        first character of an entry. The UP ARROW often will let you move up a          line. Use the ENTER (RETURN) key to move down a line. The ESC key will let      you escape from the routine in which you are working to the nearest             sub-menu.                                                                                                                                                       STOPPING LONG LISTINGS                                                                                                                                          To stop a long listing to the monitor screen or printer, hold down the          SPACE BAR until the ABORT\CONTINUE prompt appears.                                                                                                              PRINTING HELP SCREENS                                                                                                                                           Hold down the SHIFT key while pressing the PRT SC key (or similar key) to       print the HELP SCREEN displayed on the monitor screen.                                                                                                                                                                                         
 DEMONSTRATION FILES                                           Help Screen 10                                                                                    You may run the demonstration files to review sample data entries. Be sure      to first back up and save the original disk. Then copy all of the files in      the DEMO directory to the \ (root) directory.  From the \ (root) directory      type: COPY \DEMO\*.* <enter>                                                                                                                                    Now type CHCKBDGT and try out the different routines. When finished, delete     all of the .DAT, .IDX AND .MSC files from the \ directory to start the program  over fresh. (Example: DEL *.DAT <enter>, DEL *.IDX <enter>, DEL *.MSC <enter>)                                                                                                                                                                  INSTALLATION PROGRAM                                                                                                                                            The installation program will install the CHCKBDGT program and its related      files to a floppy or hard disk.  Make sure INSTALL.COM is on your copy of the   original disk.  Type: INSTALL <enter> then follow the prompts on the screen.                                                                                                                                                                    BACKUP BATCH FILE                                                                                                                                               To back up the data on your working disk type: BACKUP <enter> and answer the    prompt for which disk drive to copy the data files to.                                                                                                                                                                                          USER PRECAUTIONS                                              Help Screen 11                                                                                    Once the first transaction is entered through the DEPOSIT, BANK CHARGE or       CHECKING routines, you will not be able to change the YEAR or the STARTING      CHECK NUMBER.                                                                                                                                                   Also, you will not be able to DELETE any CHECKING, DEPOSIT or BANK CHARGE       account from the checkbook register once it has been used in a transaction.                                                                                     If you IMPROPERLY EXIT from the program (by turning off the machine instead     of returning to the MAIN MENU and typing the letter X to exit the program),     some or all of the data you have entered, since you last started the program,   will be lost because it has not been permanently stored on the disk.                                                                                            ALWAYS BACK UP the .MSC, .DAT, and .IDX files REGULARLY.  Use the BACKUP.BAT    batch file for easy automated backups ( type: BACKUP <enter>).  The BACKUP.BAT  utility will prompt you for the source disk and the destination disk.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           STARTING YEAR/STARTING CHECK                                  Help Screen 12                                                                                    Use the STARTING YEAR/STARTING CHECK routine to set the year and the            beginning check number.                                                                                                                                         The range for YEAR is 0 through 99.                                                                                                                             The range for the STARTING CHECK is 0 through 20,000. Choose a starting         number between 1 and 10,000 to allow room for expansion before you reach        the STARTING CHECK limit of 20,000. You will be able to enter checks past       the 20,000 limit, but you will not be able to start a new year beyond this      limit.                                                                                                                                                          After entering the STARTING YEAR and STARTING CHECK number, the program         will prompt you either to SAVE this data, or repeat (AGAIN) the process if you  have made a mistake in data entry.                                                                                                                              REMINDER: the YEAR and STARTING CHECK number cannot be changed once you         enter your first transaction through either the DEPOSIT, BANKCHARGE or          CHECKING routines.                                                                                                                                                                                                                                                                                                                                                                                                                                                                             
 ACCOUNT SET UP                                                Help Screen 13                                                                                    Before you can use CHCKBDGT to enter your banking transactions, you must        first create accounts for each type of transaction category: DEPOSITS,          CHECKS and BANK CHARGES. The program automatically adds two accounts the first  time you start it. These two accounts are:                                                                                                                      BEGinning balance +  (a DEPOSITS account for a positive starting balance)       BEGinning balance -  (a BANK CHARGES account for a negative starting balance)                                                                                   Delete the account you do not use (usually the BEG "-" account).                                                                                                CHECKING and BANK CHARGE accounts are expense accounts. Use CHECKING accounts   to enter all expenses that are paid by check. BANK CHARGE accounts are for all  expenses paid through direct withdrawals from your account such as cash         from an automatic teller, monthly service charges, check-writing fees, home     banking by telephone, and charges for insufficient funds.                                                                                                       DEPOSIT accounts record all income such as wages,interest paid on the account,  and funds transferred to your account from a line of credit. <Continued>                                                                                                                                                                                                                                                                                                                                                                                                                        ACCOUNT SET UP                                                Help Screen 14                                                                                    The CHCKBDGT software uses the first three characters of the account name       as the account code for each account. No two accounts within the same           account category (CHECKING, BANK CHARGES, or DEPOSITS) can share the same       first three characters. For easier standout identification, you may wish        to begin each account name with three capital letters (e.g., "IRS Taxes Paid"   and "CASh Withdrawals") or numbers (e.g., "101 Medical" and "500 Rent").                                                                                        Because each number is unique, basing account names on a numbering system       allows you to group similar accounts into individual number categories          (e.g., All accounts falling within the "200" category would be credit-card      accounts such as "201 Bank Card," "210 Gas Card," and "212 Dept Store Card.")                                                                                   Account names may be up to 20 characters long (including spaces and special     characters). As you enter acccount names into each transaction category, the    program will sort and list them in numerical and/or alphabetical order.                                                                                         Press ESC to quit ADDING or DELETING accounts and return to the MAIN MENU.                                                                                      REMINDER: you will not be able to delete an account once it has been used       in a transaction.                                                                                                                                                                                                                                                                                                               REGULAR PAYMENTS                                              Help Screen 15                                                                                    This routine allows you to set up predefined checks that are written            every month. Then, when paying bills each month, use the ENTER A CHECK          routine to print all your predefined checks automatically. Both checks with     PREDEFINED amounts (rent, car loan, etc.) and checks with VARIABLE amounts      (credit cards, utilities, etc.) can be entered as regular payments. The only    criterion is that the check be written once a month.                                                                                                            These checks are defined as either PREDEFINED REG PAYMENTS or VARIABLE REG      PAYMENTS on the opening prompt line of the ENTER CHECK routine <see Help        Screen 19>. When prompted for a dollar amount enter 0 (zero) for VARIABLE       REG PAYMENTS and the actual known amount for PREDEFINED REG PAYMENT checks.                                                                                     After each check is printed, its date of payment is automatically incremented   so it will be correct the following month. The date will still be incremented   even if you choose not to print-and-save or if you just save a handwritten      check to the checkbook register. If you mistakenly run the PREDEFINED REG       PAYMENTS or the VARIABLE REG PAYMENTS feature more than once during a month,    change the dates back to the correct date for the next month by using the       UPDATE feature of the REGULAR PAYMENTS routine.                                                                                                                                                                                                                                                                                                                                                                 WITHHOLDING PERCENTAGES                                       Help Screen 16                                                                                    Use the WITHHOLDING PERCENTAGES routine to predefine how much of any            DEPOSIT made is set aside for making payments on any given CHECKING or BANK     CHARGE account. WITHHOLDING PERCENTAGES is a powerful tool and a major          feature of the CHCKBDGT program.                                                                                                                                The first prompt line will direct you to set up percentages in either the       CHECKING or BANK CHARGES account categories. The total percent which can be     diverted to all the accounts is always less than or equal to 100 percent.       If it is less than 100 percent, the excess will go to surplus.                                                                                                  Next you will be prompted for the AMOUNT OF INCOME TO BE DIVIDED BETWEEN        ACCOUNTS. The default is 100, allowing you to work in percentages.              Otherwise, you can enter your total monthly income.                                                                                                             The third prompt asks you for ACCOUNT to which you want to add or change the    percent withholding. Finally, you are prompted for the PORTION OF <amount>      TO BE CREDITED TO <account>. Here, you should enter the percent if you          initially chose 100 or the dollar amount if you used your monthly income.       The percentage will be automatically calculated for you if you use dollar       amounts. Press ESC to quit when you finish adding or updating.                                                                                                                                                                                                                                                                  MOVE WITHHOLDING FUNDS                                        Help Screen 17                                                                                    Although the WITHHOLDING PERCENTAGES routine automatically distributes          DEPOSITS to different withholding accounts at your direction, you may from      time to time find the need to move these funds around.                                                                                                          The MOVE WITHHOLDING FUNDS routine (MAIN MENU) allows you to set and            manipulate your budget by moving funds between accounts and to-and-from         your surplus cash.                                                                                                                                              To move funds between CHECKING accounts and BANK CHARGE accounts, first         move funds from the source account to surplus cash. Then, change menus and      move surplus cash to the target account.                                                                                                                                                                                                                                                                                        LIST WITHHOLDING BALANCES                                                                                                                                       Use the LIST WITHHOLDING BALANCES routine to display your withholding account   balances on the monitor screen or send them to the printer.                                                                                                                                                                                                                                                                                                                                                                                                                                     ENTER A DEPOSIT                                               Help Screen 18                                                                                    Use this routine to either enter data for a deposit you have made to the        bank or one the bank has credited to your account such as interest paid         on the account or an automatic transfer of funds from a credit line.                                                                                            After entering and saving a DEPOSIT transaction, the routine will prompt        you to distribute the funds to either ALL WITHHOLDING ACCOUNTS (according to    their user-defined withholding percentages), a SINGLE account, or to            SURPLUS CASH. <See Help Screen 16 for directions on how to set up               WITHHOLDING PERCENTAGES.>                                                                                                                                                                                                                                                                                                                                                                                       ENTER A BANK CHARGE                                                                                                                                             This routine allows you to either enter data for a BANK CHARGE levied           against your account by the bank (a monthly service charge or an                insufficient funds charge) or for direct withdrawal of funds (home banking      by telephone and automatic teller cash).                                                                                                                                                                                                                                                                                                                                                                        ENTER/PRINT A CHECK                                           Help Screen 19                                                                                    This routine allows you to either enter data for a check you have already       handwritten or for a check you wish to have printed by the CHCKBDGT             program. Let the software choose the next sequential check number, or enter     any unused number yourself.                                                                                                                                     The opening prompt line gives you the choice of entering a SINGLE check, a      PREDEFINED REG PAYMENT, or a VARIABLE REG PAYMENT. Regardless of which          check type you select, the routine gives you the final option of either         SAVING or PRINTING AND SAVING the check data to the checkbook register. The     SAVE only option is for checks that have already been handwritten and           the PRINT AND SAVE option is for checks to be printed on checks formatted       for printing on your computer printer. The SETUP PRINTER routine can be used    to lock out the use of the PRINT AND SAVE function <Help Screen 26>.                                                                                            The PREDEFINED REG PAYMENT option is for SAVING or PRINTING AND SAVING check    data from the checks you predefined with set dollar amounts in the REGULAR      PAYMENTS routine <Help Screen 15>. The VARIABLE REG PAYMENT option is for       predefined checks which you entered 0 (zero) for the dollar amount. The         program will prompt you for the actual dollar amount on each VARIABLE REG       PAYMENT check.                                                                                                                                                                                                                                                                                                                  ALIGNING CHECKS IN THE PRINTER                                Help Screen 20                                                                                    When placing your initial order for checks, start your first check number       at 20 to 50 less than the first number with which you actually plan to          start. This will provide you with extra checks for the purpose of               determining how you should align checks each time you feed them into your       printer.                                                                                                                                                        Before printing out test checks, make a copy of your working disk (use          the DOS DISKCOPY command) for the purpose of aligning the checks. When you      are through, erase the files on the copy or save for future use as a check      alignment tool for different printers or to help you remember where to          align the checks on your current printer.                                                                                                                       Feed the blank checks into your printer and align the first one so the          perforated line between the two halves of the check and check stub is           positioned about 1 inch below the center of the print head.                                                                                                     Enter a SINGLE check through the ENTER/PRINT A CHECK routine. (Check that       the PRINT function is enabled in the SETUP routine.) Make sure the printer      is ON and ONLINE. Then Press the P key for PRINT and save. <Continued>                                                                                                                                                                                                                                                                                                                                          ALIGNING CHECKS IN THE PRINTER                                Help Screen 21                                                                                    Examine the check just printed and realign the next check up or down,           depending on how the print aligned with the DATE and AMOUNT headings on the     check. The printed date and amount should appear just under these headings.     Repeat this test process until the checks are properly aligned.                                                                                                 Finally, note the final position of the check relative to the print head or     some other reference point/mark on the printer for future alignment. The        perforation between checks or the alignment holes make good reference marks     on the checks themselves. Place tape or a pen mark on the printer if            needed.                                                                                                                                                         Use Dual-Purpose Check No. 091013 from:                                                                                                                                         DELUXE Computer Forms                                                           1275 Red Fox Road                                                               P.O. Box 64046                                                                  St. Paul, Minn. 55164-0046                                                                                                                                      Telephone: 1-800-328-0304                                                                                                                                                                                                                                                                                                                                                                       UPDATE A CHECK/DEPOSIT/BANK CHARGE                            Help Screen 22                                                                                    The CHCKBDGT program gives you complete flexibility to change any and all       inputs to a CHECKING, DEPOSIT, or BANK CHARGE transaction. However, you         cannot change the number of the CHECK, DEPOSIT or BANK CHARGE because           checks must be kept in numerical sequence for the printing routine.                                                                                             The UPDATE routine first prompts you for the type of account -- CHECKING,       DEPOSIT or BANK CHARGE. It then prompts you for the transaction number          (check number, deposit number or bank charge number). If that number            exists, the program then shows you the transaction record and asks if you       wish to UPDATE it or QUIT.                                                                                                                                      To update, you may change data in any field EXCEPT the transaction NUMBER.                                                                                      This routine is useful for VOIDING a check or swapping data between two or      more checks that were handwritten and entered out of sequence. To VOID any      check, deposit, or bank charge, enter 0 (zero) on the AMOUNT: line and the      word VOID on the PAYTO: line.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   BALANCE CHECK REGISTER                                        Help Screen 23                                                                                    Select the BALANCE CHECK REGISTER routine to obtain a quick indication of       your checking account balance. CHCKBDGT will automatically balance the          checkbook register prior to exiting the program and before it runs the MOVE     WITHHOLDING FUNDS routine.                                                                                                                                      Anytime you enter a new CHECK, BANK CHARGE or DEPOSIT, run the BALANCE          CHECK REGISTER routine if you want to know the new balance. Also run this       routine before running the LIST CHECK REGISTER routine.                                                                                                                                                                                         RECONCILE WITH BANK STATEMENT                                                                                                                                   Determine whether your checkbook register balance agrees with that of the       bank statement with the RECONCILE WITH BANK STATEMENT routine. This routine     indicates exactly what the bank statement ending balance should be (if all      of your entries are correct and if the bank did not make any errors).                                                                                           The checkbook register and bank statement will always agree if you reconcile    every transaction with the monthly bank statement. When you use the routine     to reconcile a register entry, it will place a "^" character in the first       column for that entry in the LIST CHECK REGISTER output.                                                                                                                                                                                        LIST CHECK REGISTER                                           Help Screen 24                                                                                    Use the LIST CHECK REGISTER routine to list the entire check register by        date. Select the beginning and ending dates for a listing, send the output      to the monitor screen or printer, chose the short or long formats, and limit    the listing to CHECKS, DEPOSITS or BANK CHARGES, or combination of these        three categories. A "^" character in the first column means that entry is       reconciled. (See Help Screen 23)                                                                                                                                LIST BY ACCOUNT                                                                                                                                                 The LIST BY ACCOUNT routine is similar to the LIST CHECK REGISTER routine       except it lists by account instead of the entire register. Select beginning     and ending dates for a listing, choose between listing a single account or      all of the accounts, send the output to the monitor screen or printer, and      list matching check and bankcharge accounts on the same page.                                                                                                   GENERATE A FINANCIAL REPORT                                                                                                                                     This routine will GENERATE A FINANCIAL REPORT with optional bar charts that     that indicates the percentage each transaction account contributed to the       whole checking account over a given time period. The first column of the        output shows income; the second, expenses; the third, the percentage of each    item to the total income or expense, and the fourth, the average per month.                                                                                     RECONSTRUCT/OPTIMIZE INDEX FILES                              Help Screen 25                                                                                    The RECONSTRUCT/OPTIMIZE INDEX FILES routine repairs any damaged index files    or index files which you suspect are corrupted. This routine will work only     if your data files are not corrupted -- which usually will be the case. It      also will optimize your files for the quickest possible access time.                                                                                            Index files become corrupted if you exit the program improperly (by             shutting off the computer without exiting the program) and you have recently    entered new data to the database. Corruption occurs because the index files     are held in memory for fast random access to the disk-based data file. When     the program is improperly exited, the indexes in memory are lost. The           program automatically reconstructs the files when it is restarted after an      improper exit. ALWAYS BACK UP THE .MSC, .DAT., AND .IDX FILES REGULARLY!                                                                                        START A NEW YEAR                                                                                                                                                The START A NEW YEAR routine balances your account, deletes all of the          checkbook register transactions, increments the year, and adds the new          beginning balance to the appropriate BEG balance (+/-) account. When            running this routine, YOU WILL LOSE ALL OF YOUR PREVIOUS CHECKBOOK REGISTER     DATA. The program will prompt you TWICE to make sure you really want to run     this routine.                                                                                                                                                                                                                                   SETUP SCREEN/DRIVES/PRINTER                                   Help Screen 26                                                                                    The SETUP SCREEN/DRIVES/PRINTER routine allows you to set various system        parameters.                                                                                                                                                     SCREEN: to set the screen attributes (color/intensity) for popup windows and    for these help files windows.                                                                                                                                   DRIVES: to set the default drives for the .DAT/.IDX  and .HLP files.  Use       this feature to set up data files on a separate disk when you are running out   of disk space. Exit the program and rerun it again for the change to become     effective. Copy your .DAT/.IDX and/or .HLP files to the newly selected disk     drive. This is useful when you run out of room on one disk -- copy only         the .DAT and .IDX to a new disk and change the default DATA drive. The          CHCKMISC.DAT file is a duplicate of the CHCKBDGT.MSC file. If problems occur,   copy the CHCKMISC.DAT file to the disk with CHCKBDGT.MSC. Delete CHCKBDGT.MSC   and rename the CHCKMISC.DAT file to CHCKBDGT.MSC. The CHCKBDGT.MSC file must    be on the same disk and in the same directory as CHCKBDGT.COM/000.                                                                                              PRINTER: to set the default dark/light print initialization string for          printing checks. The program is initially set for EPSON(tm)/IBM(tm)             printers. Codes are in decimal and each code must be surrounded by a "#"        character. The EPSON(tm)/IBM(tm) defaults are: dark - #27#71#27#69# and         light - #27#70#27#72#                                                                                                                                           BUSINESS CALCULATIONS                                         Help Screen 27                                                                                    This menu includes financial/loan calculations for present and future           value, annuities, internal rate of return, net present value, and               amortized loan analysis.                                                                                                                                        Most of the business calculations work by simply having you fill in all but     one of the variables. The unknown variable (which you are trying to             calculate) should be set to 0 (zero).                                                                                                                           If you chose to CONTINUE, the previous variables will be reinserted as          defaults. Otherwise, if you ZERO AND CONTINUE, the defaults will be             returned to their starting values.                                                                                                                              The INTERNAL RATE OF RETURN (IRR) calculation will ask you for the costs and    benefits for each period. If you set the number of compoundings/year to a       number other than one, then the period will be for that fraction of a year.                                                                                     Use the APR conversion feature to change between ANNUAL PERCENTAGE RATE and     non-annual rates.                                                                                                                                                                                                                                                                                                                                                                                                                                                                               CHECK SUPPLIER                                                Help Screen 28                                                                                    DELUXE Computer Forms                   Telephone: 1-800-328-0304               1275 Red Fox Road                                                               P.O. Box 64046                          Order: Dual-purpose Check No. 1013      St. Paul, MN  55164-0046                                                                                 // SAMPLE - NOT TO SCALE //                              -------------------------------------------------------------------------       |o|    YOUR NAME                                          CHECK NO    |o|       | |                         < STUB PORTION >                          | |       |o|                                                                   |o|       | |                                                                   | |       |o|                                                                   |o|       | |                                                                   | |       |o|                                                                   |o|       -------------------------------------------------------------------------       |o|    YOUR NAME                    BANKS NAME            CHECK NO    |o|       | |                                                                   | |       |o|  PAY:                                      DATE       AMOUNT      |o|       | |                                                                   | |       |o|  TO THE                                                           |o|       | |  ORDER OF:                                                        | |       |o|                                  <SIGNED>_______________________  |o|       -------------------------------------------------------------------------                                                                                     REGISTRATION FORM                                             Help Screen 29                                                                                                  NAME:______________________________________________                                                                                                          ADDRESS:______________________________________________                                                                                                   CITY/STATE/ZIP:______________________________________________                                                                                                          COUNTRY:______________________________________________                                                                                                                                                                               _____  REGISTERED COPY(s) of CHECKBOOKS & BUDGETS v2.2 at $15.00    ______                                                                                                                                             SUB TOTAL    ______                                                                                                        CALIFORNIA RESIDENTS ADD 6.5 PERCENT SALES TAX    ______                                                                                                                        $3.00  OVERSEAS MAILING CHARGE    ______      Send to:                                                                                 DIGITAL PROCESSES           $10.00  NON US CURRENCY FEE    ______               P.O. BOX 260                                                                    TUJUNGA,CA 91043-0260                    TOTAL ENCLOSED    ______                                                                                                                                                                                                                                                      SOFTWARE INSTALLATION                                         Help Screen 30                                                                                    1. Before proceeding, make a copy of this disk, then store the original in a       safe place.                                                                                                                                                  2. Use the program INSTALL.COM to install working copies of CHCKBDGT to a          floppy or hard disk.  Ignore the next paragraph (#3) if you use INSTALL.        Type: INSTALL <return> (the program is menu driven).                                                                                                         3. The CHCKBDGT program will not work unless you include a FILES=20 line in        your CONFIG.SYS file when you boot your system with DOS.  If your DOS disk      does not have a CONFIG.SYS file then copy the one on this disk to your DOS      disk.  If your DOS disk already has a CONFIG.SYS file then put your copy of     this disk in the B: drive and your DOS disk in the A: drive and type:                                                                                               COPY A:CONFIG.SYS + B:CONFIG.SYS B:CONFIG.TMP <return>                          COPY B:CONFIG.TMP   A:CONFIG.SYS <return>                                                                                                               <continued>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      SOFTWARE INSTALLATION (Cont)                                  Help Screen 31                                                                                    4. To run CHCKBDGT with the demo data place your newly INSTALLed disk in the       A drive and the original disk in the B drive and type:                          COPY B:\DEMO\*.* A: <enter> then from the A drive type: CHCKBDGT <enter>                                                                                     5. You can print out any of these help screens to your printer by pressing the     SHIFT key and the PRT SC (PRINT SCREEN) key together when the help screen       you wish to print is on your screen.  On the DOS command line type:             PRINT CHCKBDGT.DOC <enter> to print out all the help screens to your            printer.                                                                                                                                                     6. If you feel you need to call DIGITAL PROCESSES for assistance you may do so     BUT PLEASE READ AND FOLLOW ALL THE INSTRUCTIONS in the help screens BEFORE      doing so.  If you do call and a technical assistant is not in please call       back again as the low selling price of this software prohibits this company     from returning long distance phone calls although service contracts are         available.  Have your serial number ready when calling.                                                                                                         UNREGISTERED SOFTWARE WILL NOT BE SUPPORTED BY TELEPHONE                                                                                                                                                                                                                                                                                                                                                                                                                                      ADDITIONAL SOFTWARE PRODUCTS FROM DIGITAL PROCECESS           Help Screen 32                                                                                                                                       UnReg     Reg                                                                                                 CHECKBOOKS & BUDGETS [<=256K mem]  (CHCKBDGT.COM) $10.00   $15.00                                                                                               CHECKBOOKS & BUDGETS PLUS [>=384K] (CB.EXE)       $10.00   $20.00                                                                                               CHURCH ROSTER/TITHE ORGANIZER      (ROSTER.EXE)   $10.00   $15.00                                                                                               CUSTOMER TRACKING                  (CL.EXE)       $10.00   $15.00                                                                                               MATERIAL REQUIREMENTS PLANNING                                                    Base Modules                                                                       Inventory Module     [rqrd]   (INV.EXE)      $10.00   $45.00                    Listings Module      [rqrd]   (LST.EXE)      -- included  --                    MRP Shell             [opt]   (MRP.EXE)      -- included  --                 Additional Modules                                                                 Work Order Module     [opt]   (WO.EXE)       $10.00   $15.00                    Purchase Order Module [opt]   (PO.EXE)       $10.00   $15.00                    Invoice/Shipper Module[opt]   (SHP.EXE)      $10.00   $15.00                                                                                                       DIGITAL PROCESSES - P.O. Box 260 - Tujunga, CA  91043-0260                                            (818) 951-2859                                                                                                                  