O W L P E R S O N A L P O R T F O L I O M A N A G E R V E R S I O N 2 . 0 O W N E R S M A N U A L Copyright 1986, 1988 'Otto-Williams Ltd. This is a user supported product. We encourage you to copy it and pass it along to others. If you find the OWL Personal Portfolio Manager to be of use, a registration fee of $25.00 is strongly suggested. With your support, we can continue to improve and expand the program. Send your comments, suggestions, and registration to: 'Otto-Williams Ltd. P.O. Box 849 Lanham, MD 20706 Maryland residents please add 5.0% sales tax. Trademarks OPPM and the Graphic OWL are trademarks of 'Otto-Williams Ltd. IBM is a registered trademark of International Business Machines Corporation PREFACE This book is a reference manual for the OWL Personal Portfolio Manager. As the name implies, the system is intended primarily as a tool to assist individual investors in tracking, managing, and analyzing their personal investments and finances. It is ideally suited for small to moderate investors who either own or have access to a personal computer. The software features a menu driven user interface which eliminates the need to learn commands or memorize function keys. Extensive error checking within the system makes it difficult to enter bad data. The OWL Personal Portfolio Manager allows you to: Maintain a permanent record of security transactions including purchases, sales, and dividends received. Maintain a permanent record of your other assets and liabilities including bank accounts, home equity, loans due and payable, etc. Quickly rank your securities in terms of total annualized rate of return inclusive of dividends. Obtain printed or on-screen reports detailing security transactions, dividend income, present value of portfolio holdings, and net worth. Plot price/volume graphs covering the last year with moving averages. Plot relative performance charts to see how well a security is doing relative to the overall market or another security. Perform statistical analysis of price performance relative to market indexes and determine the degree to which changes in the market index are predictive of changes in a security's price. Maintain multiple portfolios for what-if analysis or separate tracking of tax deferred/exempt accounts. Because it is the intention that the OWL Personal Portfolio Manager will provide you with many years of service, it has been designed as tax neutral. With the exception of using a first-in-first-out accounting method which may be overridden if necessary, no assumptions have been made about tax reporting requirements. This means that dividend and capital gains/losses reports can be tailored by the user to reflect the laws currently in effect. SYSTEM REQUIREMENTS: IBM PC, XT, AT or true compatible with 256k Memory, MS or PC DOS 2.1 or greater, one disk drive (hard disk or dual floppy recommended), and graphics monitor/adapter (CGA, EGA, VGA, Hercules Monochrome, or PC3270). TABLE OF CONTENTS Chapter Page 1 Making a Working Copy of The OWL Personal Portfolio Manager..............................................1 2 Getting Started................................................3 3 Updating Portfolio Names.......................................7 4 Buying and Selling Securities..................................9 5 Updating Current and Historical Prices........................13 6 Recording Dividend Income.....................................17 7 Tracking Other Assets and Liabilities.........................18 8 Charts and Graphs for Analysis................................21 9 Getting Printed and On-screen Reports.........................24 10 Maintaining Your Data Files...................................29 Appendix Page A Answers to Frequently Asked Questions.........................32