DIFF1.        misc.consumers FAQ on credit diff 1 of 4 
DIFF2.        misc.consumers FAQ on credit diff 2 of 4 
DIFF3.        misc.consumers FAQ on credit diff 3 of 4 
DIFF4.        misc.consumers FAQ on credit diff 4 of 4 
PART1.        misc.consumers FAQ on credit part 1 of 4 
PART2.        misc.consumers FAQ on credit part 2 of 4 
PART3.        misc.consumers FAQ on credit part 3 of 4 
PART4.        misc.consumers FAQ on credit part 4 of 4