Insight Software Solutions Product Information ---FINANCIAL SERIES--- (*** Site Licenses Available ***) Mortgage Analyzer (DOS) $30.00 Mortgage Analyzer Professional (DOS) $50.00 Debt Analyzer (DOS) $20.00 Debt Analyzer (Windows) $15.00 Debt Analyzer Plus (Windows) $25.00 Annuity Ace Lite (DOS) $15.00 Annuity Ace Professional (DOS) $25.00 Loan Chief Lite (DOS) $15.00 Loan Chief Professional (DOS) $25.00 ---COLLECTION SERIES--- Track It! Videos (Windows) $25.00 Track It! Inventory (Windows) $25.00 Track It! Books (Windows) $25.00 Track It! Stamps (Windows) $25.00 Track It! Coins (Windows) $25.00 ---GAMES--- Windows Word Search Rampage (Windows) $15.00* Shipping & Handling: U.S. First Class Mail ......... $3.00 U.S. Priority Mail ............ $5.00 INTERNATIONAL (U.S. Air Mail).. $5.00 * Shipping Free (Priority or Air Mail $3.00) INSIGHT SOFTWARE SOLUTIONS P.O. Box 354 ***VISA & MasterCard accepted*** Bountiful, Utah 84011-0354 Tel: 801 295-1890 Fax: 801 299-1781 CIS: [71672,3464] BBS: 801 963-8721 ==== AN ORDER FORM IS PROVIDED IN THE FILE CALLED "ORDER.TXT" ==== ======================================================== THE DEBT ANALYZER PLUS (WINDOWS) HOPELESSLY IN DEBT? Need a systematic way to rid yourself of it? The Debt Analyzer is the answer! Now the techniques used by banks and credit counselors can be used in the comfort of your own home. You can produce debt elimination and loan consolidation schedules which can illustrate hundreds of dollars in potential savings. How does debt elimination work? Each of your debts is given a priority. Each month, your payments are made to each debt. Once one debt is paid off,then that payment is then applied to the highest priority debt. This accelerates the payment on the highest priority debt. The loan acceleration is what produces the interest savings. Several options are available which can help accelerate and optimize your debt elimination schedule. These include "using minimum payments", applying "extra payments" and selecting one of nine predefined "priority methods". The loan consolidation schedule is designed to take all your current debt information and combine it into a single new loan. How does it work? Loan consolidation assumes that the new loan has an overall lower interest rate than your existing debts. This results in lower overall payments and less interest paid. The Debt Analyzer allows you to create loan consolidation schedules and will determine the amount of money you can save by doing so. A variety of options are available to tailor the loan consolidation to your specific needs. These include the ability to specify the term or payment of the consolidated loan or the sum of all debt payments may be used as the consolidated loan payment. THE MORTGAGE ANALYZER (DOS) This is NOT an ORDINARY mortgage program. It includes seven predefined loan acceleration methods such as bi-weekly, double principal and growing equity payments plus the ability to set up *ANY* acceleration method con- ceivable through variable extra payments. Accelerated schedules and/or summaries can be produced side by side with the original mortgage or by themselves. Features mortgage comparisons--enter all values for two complete mortgages. Print, view or save to file complete schedules and/or summaries for both side by side. The mortgage input screen contains Loan Type (Conventional, FHA, VA), Purchase Price, Down Payment, Duration, Interest Rate, Interest Type (Fixed, Stepped, Adjustable, Reset), Closing Date, First Payment Date, Points, Property Tax, Homeowners Insurance, Mortgage Insurance and closing costs. It calculates payments, points, mortgage insurance, tax savings, daily interest, interest paid, interest saved (for acceleration) and complete schedules. Other features include Qualification Analysis reports for conventional, FHA and VA loans. Also available is Buy vs Rent, Lease vs Sell, Tax Savings and Refinance analysis. Includes solve for missing loan value calculator, loan refinancing, daily interest, FHA down payment and points calculators. Save and restore multiple clients. THE MORTGAGE ANALYZER PROFESSIONAL (DOS) It adds the ability to maintain 15 customizable loan plans and to customize the loan qualification ratios and to customize mortgage insurance defaults for Conventional, FHA and VA loans. You can create HUD-1 good faith closing estimates using over 35 closing fees plus 2 user defined fees. The ability to compare 3 loans at once is also available. Supports optional footnotes and "date of printout" on reports. THE ANNUITY ACE (Professional) (DOS) Now project your savings as never before! The Annuity Ace is a financial software program designed with ease and flexibility in mind. It comes complete with a variety of financial tools for calculating Deferred, Immediate and Split Annuities. It also contains Calculators for solving for missing values. The Deferred Annuity tool allows variable deposit modes, deposits, withdrawals, interest rates and compounding methods with or without loads. Professional reports can be generated with varying detail. Special options are available to illustrate the time value of compounding, the impact of taxes on savings, the effect of loads, the effect of inflation, the effect of obtaining higher interest rate, and the ability to illustrate what is required to accumulate a target sum of money by a target age. The Immediate Annuity tool allows variable payout modes and compounding methods. Professional schedules are produced. A Split Annuity option is available that produces both a professional schedule and chart. Illustrations can be viewed on the screen or sent to a printer or a file. Headers, Footers and Client Name can be included in the illustrations. Multiple Client information can be saved and retrieved. THE LOAN CHIEF (Professional) (DOS) Loan calculating has never been this easy! Loan Chief is a financial software program designed with ease and flexibility in mind. It comes complete with a variety of loan tools for calculating Loan Amortization Schedules, Loan Charts and Loan Calculators for solving for missing values. Each financial tool contains a variety of options to allow maximum flexibility. The Loan Amortization tool allows variable payments, interest rates and compounding methods. Professional schedules can be generated with monthly, quarterly, semi-annual or annual detail. Special options are available to illustrate the savings incurred with an early payoff of a loan. Several predefined acceleration methods are available in addition to a variable payment which allows optimum flexibility. Accelerated schedules can be illustrated side by side with the original schedule. Another special option is the ability to show tax savings with mortgages. The Loan Chart tool produces a chart of loan values based on the criteria you select. You select the type of loan values you want computed--it may be loan payments, loan principal amounts, months in a loan or the interest rate. Once you choose what you want to solve for, you enter one of the remaining loan values as a constant and the other two as a range of values. A chart is produced solving for all loan values specified in the ranges. Headers, Footers and Client Name can be included in the schedules and reports. Multiple Client information can be saved and retrieved. THE DEBT ANALYZER (DOS) The Debt Analyzer, a financial software package for the IBM PC, is the perfect tool to help reduce and eliminate debt. Debt reduction can be illustrated through a loan payment schedule or through loan consolidation. Up to 20 debts can be handled at one time. The loan payment schedule displays the payments to be applied to each debt and the balance of each debt until the balance reaches zero. Minimum payments or current payments may be used. Additional accelerated payments can be applied. One of nine debt payoff priority methods can be specified or priorities can be user specified. For consolidated loans, the term or payment of the loan can be specified or the sum of all debt payments may be used as the consolidated loan payment. Professional reports, schedules and summaries can be viewed on screen, printed or saved to file. Interest savings as well as the number of months paid off early are shown. Save and retrieve for multiple clients. ALL TRACK IT! Programs (Windows) Each program contains a scrollable Viewer similar in appearance to a spreadsheet layout which lists the database elements. The viewer will grow and shrink with the size of the window. CONFIGURE the Viewer to your personal preference. Select only those database elements that you plan on using or that you want to see to appear in the viewer. Specify the order in which they appear and specify the space to allocate to each element. Advanced search options places items matching search criteria into the Viewer. Ascii delimited import/export operations are available with complete configurability on which items and in which order to import or export. Limit exports to only those items found in a search. Configure the colors for all elements of the windows for all windows or for specific windows. DESIGN your own reports! Add as many report layouts as you like. Select either a 90 column report for large legible reports or a 120 column report to pack as much information on the page as possible. Each database element can be spread out over a maximum of 12 lines. Place labels, blanks and database items where you want them to be. Allocate the desired space for the labels, blanks and database items. Optionally add up to 3 header lines to appear on each page. Optionally place totals which will appear after each report group and at the end of the report. Optionally place page numbers on each page. For one line reports (columns of data), optionally choose to have automatic column headers placed on the report. Choose from among any True Type font that is on your system. View reports on screen or send to printer or ascii file. Print one page or entire report. TRACK IT! VIDEOS (Windows) Track, Organize and Catalog your Video collection. Enter a multitude of information about your Videos in an extremely easy and straight forward fashion including the following items: Content (Movie, TV, Home Video), Format, Category, Rating, Personal Rating, Sound, Picture, Record Speed, Title, Stars, Producer, Director, Released By, Year Released, Tape Number, Counter Start, Counter Stop, Noise Reduction, Surround Sound, Play Time, Laser Format, Oscar Nominations, Oscar Awards, Close Captioned, THX, Key Words, List Price and Summary. Modify the Category, Rating and Personal Rating lists to your personal liking. Advanced search facility gives you the ability to search on Title, Stars, Producer, Director, Released By, Year, Category, Rating, Personal Rating, Media Number, Key Words, Content, Oscar Nominations, Oscar Awards and Summary. Comes with numerous report layouts with the ability to create and edit your own. Reports can be sorted by Title, Category, Rating, Year, Personal Rating or Media Number. Reports can be applied to the entire database or to just those items found in a search. TRACK IT! BOOKS (Windows) Track, Organize and Catalog your book collection. Enter a multitude of information about your books including subjects (key words), descriptions, cost, value, location--even allows you to track books that you have lent out to friends. Enter book information in an extremely easy and straight forward fashion including the following items: Book Type, Category, Personal Rating, Location, Title, Author, Publisher, Year Published, Cost, Value, ISBN, Date Purchased, Where Purchased, Volume, Issue, Edition, number of pages, catalog number, key words, checkout, checkout date, checkout person and Description. Modify the Category, Personal Rating and location lists to your personal liking. Advanced search facility gives you the ability to search on Title, Author, Publisher, Year Published, Where Purchased, ISBN, Category, Key Words, Description, Location, Book Type, Checkout Status and Personal Rating. Create 1 line, 2 line or multi-line reports sorted by Title, Author, Category, Location, Book Type or Personal Rating. Reports can be narrowed down to one Category, Book Type, Location or Personal Rating. View Reports on screen or print to Printer. TRACK IT! INVENTORY (Windows) Track, Organize and Catalog your personal possessions for insurance purposes, net worth or just for being able to locate your belongings. Enter a multitude of information about your personal possessions in an extremely easy and straight forward fashion including the following items: Category, Location, Owner, Item, Brand, Model, Serial #, Quantity, Date Purchased, Where Purchased, ID Marks, Warranty, Warranty Expiration Date, Warranty Notes, Cost, Value, Replacement Cost and Comments/Description. Modify the Category, Location and Owner lists to your personal liking. Advanced search facility gives you the ability to search on the Item Name, Brand, Serial #, Description, Location, Category, Owner and Warranty. Create 1 line, 2 line, multi-line and value summary reports sorted by Item, Location, Category or Owner. Reports can be narrowed down to one Category Location or Owner. Optionally include insurance information on the reports including insurance company, policy number, date of printout, and more. TRACK IT! STAMPS (Windows) Track, Organize and Catalog your Stamp collection. Enter a multitude of information about your stamps in an extremely easy and straight forward fashion including the following items: Country, Topic, Condition, Stamp Type (Regular, Commemorative, Coil, etc), Group (Single, Se-tenant, Block, etc), Cancellation, Face, Cost, Market Value, Description, Year, Catalog Number, Comments, Quantity, Gum, Faults, Hinged, Color and Date Acquired. Indicate special stamp features such as Overprint, Precancel, Surcharge, First Day Cover, Souvenir Card, Postal Card and Pen Cancellation. Modify the Country and Topic lists to your personal liking. Help included for identifying the country of origin for a large range of stamps. Clear explanations are given for many stamp topics including stamp conditions, groupings, types and more. Advanced search facility gives you the ability to search on Description, Country, Face Value, Catalog, Comments, Year, Topic, Stamp Type, Group or Condition. Create 1 line, 2 line or multi-line reports sorted by Country, Topic, Condition, Stamp Type, Catalog Number or Group. Reports can be narrowed down to one Country, Topic, Condition, Stamp type or Group. TRACK IT! COINS (Windows) Track, Organize and Catalog your Coin collection. Designed to be easy enough for the beginner and complete enough for the experienced. Enter a multitude of information about your Coins in an extremely easy and straight forward fashion including the following items: Country, Category, Condition, Face Value, Purchase Price, Market Value, Premium Value, Mint Mark, Description, Comments, Year Minted, Quantity and Date Acquired. Indicate special coin features such as Commemorative, Controller Coin, Key Coin, Semi Key Coin, Gold and Silver. Modify the Country, Condition and Category lists to your personal liking. Help included for identifying the country of origin for common inscriptions. Explanations are given for many coin topics including coin conditions, controller coins, commemoratives and more. Information is included on U.S. mint marks, U.S. controller coins and more. Advanced search facility gives you the ability to search on Country, Face Value, Comments, Year, Category, Mint Mark, Comment, Description, Special Features or Condition. Comes with numerous report layouts with the ability to create and edit your own. Reports can be sorted by Country, Topic, Condition, Year or Face Value. Reports can be applied to the entire database or to just those items found in a search. Windows Word Search Rampage GOLD Version The Multi-Media ready Windows Word Search Rampage comes complete with over 300 puzzles that can be played right on the computer or can be printed out for activities, parties, friends or family. Each puzzle has its own name and falls under one of several categories. Playing a puzzle is easy and fun. Simply double click on the puzzle of your choice from a list box and the puzzle appears along with a list of words to be found in the puzzle. Once a word is spotted, click on the first letter of the word and hold the mouse button down. As you drag the mouse a line appears showing your movement. Drag the mouse to the ending letter of the word and release the mouse button. Behold, the word in the puzzle is highlighted, one of several congratulatory audio remarks will be heard, and the word in the list will be marked as found. Playing at work? No problem. You may optionally turn the sound off. Sure that the word is not in the puzzle? Well, you can activate the hint mode. Other options include the ability to time yourself as you play the puzzle, use upper or lower case letters, place a grid around the puzzle for better clarity and to leave used letters in the puzzle highlighted. You may create, edit and delete your own puzzles. Simply enter a topic, title, list of words and dimensions and push a button. Presto, the puzzle is created and you now have the option of saving it to disk where it will appear with the other puzzles in the list box. You may also vary the complexity level of the created puzzle. An option to to create puzzles with no diagonal words, less diagonals, average diagonals and more diagonals is also available. Printing options include upper or lower case letters, optional grid and full page printing or half page printing (left side, top page, 2 side by side, 2 up and down).