Welcome to RetireA Before using RetireA, read the following disclaimer clause: The author of this program does not make any claims about the ability of this program to improve the user's financial position, current or future. This program is merely a tool and the usefulness of this tool depends entirely on the ability of the user to define, predict and interpret current and future financial factors. The author also disclaims any responsibility for damage to the user's data base or damage to any user's software or equipment. If you agree with the above statements and agree not to hold the author (or the distributor where you received RetireA) responsible for any losses incurred while using or because of using RetireA, then proceed. Otherwise stop now and do not use RetireA. The first thing I recommend is reading the on-line help files, especially the Overview, and the Tutorial. Read the RetireA help file by double- clicking it from the Windows File Manager. If you have a printer, print the Tutorial help using the Help File | Print. Then, follow the Tutorial using the supplied test file SAMPLE.RET. Using the principals found in RetireA, I was able to plan my own retirement. My goal was to retire at age 55 and I was able to reach that goal. I have been retired for nearly four years and I still use RetireA to plan my future financial strategies. I am distributing RetireA as Shareware. Any further enhancements to RetireA will be dependent upon the interest shown by its users. See the help file "Shareware Registration" for further information. Thank you for your support. Tom McGrath 366 Swanage Drive Broomall, PA 19008 CompuServe 71672,1203