Thank you for evaluating Hi, Finance!  This program was written in part 
as a demonstration project to accompany an article appearing in the 
September 1990 issue of PC PowerWindows magazine.  There is information 
about this magazine available through clicking a hot word in the 
Brightridge Solutions page in Hi, Finance!

Hi, Finance! is designed to assist individuals in their personal 
financial planning.  It consists of the following modules:

	1.  Mortgage Loan Calculator
	2.  Loan Amortization
	3.  Life Insurance Required
	4.  Planning for Retirement
	5.  Evaluating Investments: NPV & IRR
	6.  How Inflation Robs Your $$$
	7.  Today's Investment Grows 
	8.  Future Value of Regular Investments
	9.  Present Value of Regular Investments
	10. Payment Amount Required

There is also a guide to using the features of Hi, Finance! and 
about Brightridge Solutions, Inc. and other projects underway.  Many
of the features available to ToolBook programmers are explored.

This program is shareware.  It may be freely copied and distributed to 
others provided that both this file (HiFinanc.Txt) and the program file 
itself (HiFinanc.Tbk) are distributed.  The best method of distribution 
is probably through use of a compression utility such as PKZIP (for a 
combined file such as "HiFinanc.Zip")  You may evaluate this program 
without any obligation.  If you use the program past this evaluation 
period, however, you must register it as detailed on the registration 
page in Hi, Finance!  ($30).

This is release 1.01 of Hi, Finance! and thus is subject to revision 
after a number of users with varying needs, equipment, and approaches to 
problems have had the opportunity to use it.  We welcome any comments, 
suggestions, and even bug reports.  Registered users will receive free 
upgrades.

This program requires the Microsoft Windows 3.0 or later and either the 
run-time or full version of Asymetrix Corporation's ToolBook program.

I hope you enjoy Hi, Finance!

Roger C. Hoover, author
Brightridge Solutions, Inc.
August 11, 1990

CompuServe id: 74676,235
(615) 246-3337
