	DKLX@AFVWIJCMENK ZKBKMCWIJA]O^E
D	TDELINCEK K^ DFUGDCLX]O LYHRBGNOIO [MNE@OBL_OQCG@@B
YKOHD@@OZKEFOAWIMXN^ 	ACY]DFUG@MZ\LI BLF	TDOCZJECKBLTNO]WI@DMYAK
LX@KMWQGLAGM]O
LX@KMPWI@D_N_[ DK RJUGNF]OY_ BLDFUGNF]CEK Y]OVP	VFA[\LGAC_OQCJVV
XH@JAL]LG
 ZKM	TDJF\L\LB@O
Y]	DVWAWIEF]O

BL
@VF	VFDEEY_ 	DK
_OQCOI@T
YKGAD@@O
K^ 
LKMKWIEZJXD@@O
HRBHV
XHFXU K^ INFPWIG\L@  ACHRBJFGLM [MCMDK_OQCM@@TTZJBIK@O ZKOGUGIMM\L@HF 

_OQCMAIJNFN\L@		
LY
HRBJ@U
YKEK LY_OQCMMFMBL [MC@	HF LX@LLVDKFZJB^K^E SEUCUZJ\H\DKHRBT@TOIGMN^^K_OQCSAWOIO [M]KHF 
HRBTWOLI [M]]LG
LY SEWGEGEK]OBLNNBWWI[KHDXZ@OY]@FF@WI[KOE^KLG
 LX@PB@LAJZJ^LJ
K^  EM[AV
XHXJHBVLG
 	ZKSCDKK
XHXJK_OAC 
SEWG@]HS]O	 
LX@PBHICKAZG]O	 
^E 	@ZUGUIEFN@^K
ZKSCNAQCU[ [M_O	LYSK@	VFZHDDEIKY]@RKAWHFD@K]O  ZKSCSLWGTMZ\L\ 
K^  QJQEVC
YKYM^G

BLHVJGWI[KXEYK@O LX@PBPWIHX [M_L		
LY	SEWDHAEY]O
K^  NLUGUM [M_K@OSEWCI\Z\L\
LY
DVJGDJ
YKYICZLG
 E	TDTBF]BN_D]LG
BLSEWOF@ [M_G
HF LX@PJP\
XHX@^ 
DK_OQCQOLH@ZJ^F]LG

LX@POMDKBF]\L\
LY@NUGUGMS]O	LY_OQCQW@B
YKY_H\@O 
Y]RKMCWI[YGITKY]RLJTWI[YDB DK _OQCQPLGKDP\L\ DK @LW	VFZ]CHE]ODK 	@PUGU\@IB\LZ	HF HRBVQOD]EK_I   LX@PWMFJBZJ^YG	
^EHRBJQU
YKYXDM BLBWOEWJ^ZJ^YGHF LX@PWMVGIZJ^YG
 BLUKLJ@B
YKYXDZACR	TDTSDP\L\ LYSEWRIM[YCE]]LG

HRBVQTNLNOX^  
K^  R	TDTSQ [M^]LG
ZKRQBC@
XHYXI ^EFGQWWIZYNBJK@O 
LX@QPAV
XHYXECILG
 SEVUNGGK_I  BLNLP	VF[ZC]IAWLG
Y]RIF]WIZY[C_Z@O 	LX@QPSJTC[ [M^]DK ZKRVB	VF[]O]O DK _OQCPPLCTZJ_YGHF  _OQCPPLH@ZJ_YA	LY MNZ	VF[]XJADK
Y]UPZ	VF[]_YI LY ZKUAK	VF\JBN_ BL
HLD	VF\JB\C_ELG
K^  SEQCI\FX]O^E@@OAWI]OEX 	 BLSEQN
YK_DHZHF 	@NUGS@FFDKTK _OQCWLV
XH^C[LW@O
 LX@VJAKRKQ [MYGACHRBPLI
YK_^DAHF LX@VQKI
XH^YCCKLX@VQKKG@M [MY\ACLX@VWAWHNFN\LZACSEQRBZG\LZACHRBPQOB[ [MYZ@O 
K^ DQUGR[@DL^  ACZKWGNAKRTZJZHCACZKWKMCWI^\LY@O^E 	D	TD_EIJA]O
	

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
Y]LGMPV
XHSFICZLG
	K^ 
TVUG^ZFFG^ ACK^D	T@GDM]CFI LY	SADEOALY_^ BL 
BIUCFKFI@_ DK
LXDCMQQ
XLKEYY]LG	BL  	R	T@GUDP\HOHFK^@LWWWMH^]K AC
_OQGAFICCZNNOB@OY]BCGMIJHZNONOHFK^DFUCDC@DL^DK
SAFSKAHXGU  HRF@DJ
YOOMA]LG	
 ZK EKDV@C
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Y] JGG	VBME\HK
AC

_OQGFH@T
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_OQGFVLH@ZNI_]LG	LYHRFCBOIO [IJ]LG	_OQGOH@RTZN@Y]LG	K^HQUCIZNBLB DK
HRFJFOKZNBNG
HF_OQGM@DHSZNBIG
HF_OQGM@PJREZ\H@
 BLSCWAA
XLDNX_OHF

O	T@H@]@D]K
^EO	T@HNK@FGECK   
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MMD]WMGY]KLY 
OCO	VBF\GI^LK 
K^MGUCHXEOX^  BL SOJJQ
XLZ[I_K K^DPP	VBXYOYAD@HFBL HTFWWM[INE[K@O
LXDP@AKR
YOYOH@	LY@EF	VBZJO[XDA@O
  SAWEBX]CDB^K 
	^EOAF	VBZJBNH  BL
HLD	VBZJ_X_DX@OHRFVCCD\@EE^	
Y]GG@PV
XLXMINZ	HF	
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K^ NPNEKEBZN^KA  LY UGP	VBZOEYA 

Y]GMQEQCCZN^KA BL
SOF@WM[LD^@]LG	ZK SJBTV
XLXB@ 
Y]HMGMFGKDP\H\
K^ NFJGDJ
YOYEBJHF	ZK SKL@V
XLXB\EK	DK
	@NUCUB\XR^


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Y]QGM@LERDHX]K   ZK SRFPPGSAFD]K   Y]QGWQDRBZN^]K ^ETCO	VBZYO_YDZ@OHRFVUJBP [I_]ACLXDPPMVRTZN^^G 
^EUGG	VBZZCXX Y]RMMEGJBZN^^A	 BL
OCOH\
XLXXCCO AC [CWMJHTZN^^A	^ER	T@TTGGKG^ _OQGQWJHIME\H\AC	SAWUHFHFBVHJLG	HRFVVVBK]C]I _OQGQWPGCMM\H\LYHTF	VBZ]\H\ BLHLUCU\HCE_  Y]UNZ	VBZ]_YN ZK SVVVGCCZN^Y[ K^ TPAEQOHF [I_ZDK
ZK SWPAA
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XLX]MIK@OZK STBWLPBZN^[KLY D	T@UTADCXXDMLG	LXDVUCSIE\HZ 		
LY 
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@NBJ]
XAKGMCIHF	LXICQIDEB]]CHMAK

Y]RGUNF[LN]F  DK SL@GTIG^X^	 Y] OMNAKGKZCICA^EDLB	VOAEKOIA^	AC

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K^	DVJGDJ
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XAE_C 
LXIMWKFIWALY]F
 LXIMWK@JBK]XBO 
ZK
NVLCWGW@@DL^	 HRKKQI@ZHZC^	LXIMWKBTFXAS]F
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^E  R	TMTF[LEGCJWLG  
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ACR	TM_TAJKG^	
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YBR_DA
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FK@EI
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LY_OQK@OPV
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SKBHWAJ^D^DO
AC_OQK@PPTBL [ENZ DK F	TLB@AG\DKLGBL E	TLCDM[\DKAC
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O	TLABGGBD@HKK^X@BGN
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X@FGM_K  
Y]	MCQWWAEFBCCK BL

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K^I	TLHBZBBHO		DK	DQUOIMM\D@HFK^
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X@D@_ 
Y]OGG	VNFGCEK K^SMKQOMLF]G 	LYHLD	VNGGON^^K^E  SMUC
YC[ILI@O K^ MKMAWAYOX^LY SMTSFF]FR^K^NLUOT\FDX^HFY]BJ.@DTLZBXNF	HFLXHV@LCIUCZ\DZLY  	SMQ@FDEY]G
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LY
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HROELH
YFJECB@O Y]HLPTJMBF [@LGLY
LXMCMAWDHDNH ^ESHDHB\HXBM LXMCMAQGUQ [@L@AC_OQNBJN
XEKEGHJLG 
Y]OLFVWDHDEI_]LG ZK	@LP	VKIG^]B 
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ZK	@QNEWDHY_I_K	
HROEVRBZKEJ^I]LG 
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LY
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OK@	VKI]EDB K^
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XEKR^


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 BLSH@GTIG^]B
K^
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 BLR	TICII[S]BBLX	TIOFFJS]BACLXMKDLQ
XEEO^
AC ZK	NVWAA
XEE_XH\LG 
ZK	NVWMKA
YFDYJFLG ZK	NWDLLH@ZGCXI	HF

Y]BIF@WD\I@ECILG K^
SHPA@MM\A[
LY
_OQNVIWD\GI^

K^
CGQ	VK]DHBBJK	^EHROQHU
YF^BJKLG 
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SHPUB[ [@XZ
LY
TOUJ^ZGUZA	HFHRLEFN
YEJOEK@O ZK
@AKMKA
YEHGHZLG


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XFOF^
LY	HRLAQU
YEBKCOHFY]OVF@WG@D_IIB@OZK
HLWAWU
YEBBYG
HFZK
HQF@WG@YDB K^NLJJB
XFCXCCAHF	LXNIF	VHC@DL^
LY	_OQMOEWOSQ [CAO
K^SKYAWGEKYEWK@O
_OQMOEWO]AGM]A
HF
Y]	DOJGWGEOFEN]LG BL
D	TJJNKLN]A
	 BL
HGP	VHD@IBBJK
  
BL
F	TJJN[A\BB
	
LY	 S	TJJN[AOX^K^UGUIKA]OGU 	
ZK
MKWMFGKZD@DZ ^EBKBJWGEC_ENG AC OEUIKA]CH_ 	 DK 
_OQMOH@H
YEG@H\LG
Y]	MKMCWGEFX^	 Y]	MWWAWGEF^XHJLG
LXNNL	VHDPIC^BC DK 

	 
LGUIKQL^CUAKHF_OQMO]BIIZD@TIAC_OQMO]HIUXACXA 	ZK
M[S	VHELMYMCOHF
DQUIIL [CCJHFHRLJAU
YEEXDHLY	BCWKW
XFDR^ LY	
SKJJ
YED@D@@OK^SKJTBZ [CB\AC LXNRUIWKFXE^ ACLXNRDQKU
YE[@L\LGK^HGP	VHXYCEK LY	LXNRVHDEBZD\XB HF
SKUSKI[CQIIK



ZK
QWOEQC
YE[YAOACSKUSKI]CEK  	ZK
QWOEQOHFZ\B\	
 ^EHLF	VHZB\B\
DK _OQMQTJOTM [C_^	LY	LXNPWEGOKA]S]A^EMGP	VHZ]KI@TK
BL OVLQV
XFX_I_K
	_OQMQP@TTZD^YG
HFLXNPWMJHTZD^Y\ ACSKWRUIP\B\^E XKMCWG[^YMT]LG BLFCO	VHZ]_LI^KLG_OQMPAWGZOO^ DK ZK
RKFWWGZC_EB@LG	
_OQMPMQOHFLN]AY]HVJKKU
YEXEYGHF SKVOSA_CXXDMLG	ZK
RKWVJHTZD_^KLY	HMMWWGZYBNDB	LY	MKW]WGZYBNAKLG
LXNQPMGJ^ZD_YK
 
K^@NUIT\JKYH ^ESKVRNFN\B] LY	@NUIT\YEEIIK
LXNQWWWGZ^^@LZ@O
HRLWQSKI]OX^HFLXNVBWVORE [CYOHF_OQMWAKR
YE_ICZ	AC	HVZ	VH\LD_ELB
HF
  SKQCI\ES]A
 LY	 LXNVWAA
XF^_I_K
ZK
UVFVV
XF^_I_WLGY]BJF@WG\F_ENKLG
Y]OAF	VH]GIBBJK
^E E	TJSIL@DL^LY	LXNWQAA
XF_Y_ ^E DFUIPLLXBBJK

K^DPZ	VH_LX]A	
LY	M	TJQBZAE^_HK
Y]DPP	VUIJ^BOLL
HF HRQEFRNKHFBXTK
_OQPBGQODM [^LM	
LYDQUTFK]CHECILGSVDESA]CDBH\@O  _OQPBCHGSAJKG@TK
LXSCJVLC
YXJE_GHFZK@KPAV
X[KEG^ZHFY] VLP	VUIPOY^BLIGP	VUMHICECILG 
LXSGBWVCJJEO]\LY HMMWWZLINHHK	

Y]  BGGAKEBZYINKDKSV@EBL@DL^	 Y]  BKLQV
X[OHE]G	
LY SV@EN[LFR^K^MWGAWZLIGYIK@O 
O	TWCDGGINE[KLGY]  ECWAV
X[OOMYG
HF HRQAACDMZYD^  ZKDFFWQOIMM\_K	ZKDFJGDKBF]\_K
^E@VF@WZLNBOLZHFF	TWCCAJ^]\	 
_OQPF@LESIKFN^
K^HAWMKA
YXNHDM
DKNLP	VUMMCHXDX@O _OQPF@LES[ [^HJ K^NOJJDHSDP\_K 
K^ O	TWCBF@DL^ LY HABPJT
YXNJLM@OLXSGEEFCTZYIKODK_OQPFB@TFJEO]\ K^DPFJFC
YXNJH\	LY DFUTBNLXYI_K	LXSGEAWU
YXNJDVLGZKDDJ\@U
YXNJB\AC
SV@NN[]EYENK	Y]  KWGMFCTZYIG[
^E
HLBVLCTZYIAG
^ETPF	VUMDK_Y_K
HFLXSGNM@TBZYI@GHF_OQPFILSJZYI@A^E@NUTBX [^H^ 
BLHFUTBXHXJXDA@OZKDRBV@B
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_OQPFV@WRAZC_I  HRQAWI@I]C]I  _OQPFWFNHGEOY^
K^BPJF@B
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HMMWWZLYNBNKLGY]  RGMPDRNGG\_K ZKDQFJQCCZYI^KLYM[UTB[LD__  _OQPFW@TQM [^H]	
LY DQUTB[LX]ECILGK^DVP	VUMZCOICZLG_OQPFWV
X[OX_HJLG 
Y]  RQJJB
X[OX_D@HF_OQPFWVSUMM\_K^ESKMCWZLY_EJKLG_OQPFWPKBZYI^[AC
HRQAVSJAGM]\ Y]  RWNTQOHFZ\_KDK  E	TWCSMGNN^^K	LXSGWAKBTZYIYK AC
SV@RBZGK_Y_O
@OSV@RSQ [^HX 	AC

SV@PFAECEK  K^@NFJFC
YXNZLBAC
_OQPFR@HSMM\_K BL OVJKK
X[O]ICZ AC
HRQASOB_ [^HX	
LYHLD	VUM_CDY^K	LXSGZ	VUAJO]\ DK_OQPJGLH@ZYEIKLG LXSKNEWOKQ [^DC AC_OQPJIDRB[ [^DC@O
Y] LGQWWZ@GN_  Y] LKWMSCTZYE@A	
LYD	TWOIKL\_G DKSVLHDAYKG^ 

ZKHL@MUGK[ [^D@ LYMGG	VUAGIB\AK@OK^UCAH@
X[CEXHJLG 
Y] OVFVV
X[CEXH\@OLXSKMPLH@[ [^D@DK_OQPJKW
X[CD^DZAC	DFUTNG[C_U LYHAUTN[DY]\LY  SVLPF\LFR^^E	DEF	VUA_CGIJK@O
HRQMS_
YXBVHK_OQPL	VUGKKIEAGDK		HVJAV
X[EIMOG
DK	 SVJDFJES]\LY_OQPLF@T
YXDNH]LG
Y] 
CNFIDRNK [^BL


Y] 
CNFIV
X[EIC^MHF	SVJEBL\XN^	

Y] 
BGF@WZFINIIK@O
HRQKFCBL@DL_ 
K^DQP	VUGJOX_HJLGLXSM@AVUNFN\_A BL RQLVWZFIN_^AHF
SVJEKIDK_EB@@O	_OQPLGQIUAGM]\^ED	TWIC]JOO^
BLBGP	VUGM_HECILGY] 
EW@PLIIZYCI[^EUKUAWZFN^OYG	DK	WKW]WZFN^OY]LG_OQPLB@UTAFD]\ ZKNDFWVOHFHFGU 

 	
HRQKCCT[@EE_ 

  Y] 
GGPWJTTZYCKG LY SVJ@NDLN]\ ^E	HLD	VUGOC_^ 
_OQPLBLRFJEO]\^EDPUTHN@^BBJKK^NWM@WZFLX^^EHVLVWZFMEC^K@OZKNEQEHKFJEO]\

K^SCNI@T
YXDK_O  LYLKMCWZFMYM@]LG
	X	TWIOAKC_^

Y] 
IKAMQOIO [^BF BLCKWMSC
YXDDDL
BLCKWWWZF@NOYKZKNHFGQOIO [^BD^EUKLJV
X[EAINZHF_OQPLHL@BZH^NH 
   HRQKII@]L\_A
^E
FGG	VUGEEEKD@@OBL OCGAWZFGNBLJAC D	TWIJAGOEOH]LGLXSMNMKCI\ES]\ LY E	TWIJAZOX^K^NVF	VUGDE_IIK
ZKNOLP@U
YXDABZAC SVJKH\@EEMAK	LXSMNTQ
X[EF\YK@O_OQPLIURKQ [^BCAC ZKNLD	VUGGMNH 
Y] 
OMVJFCCZYCCA	K^NWMGLH@ZYCCAAC UKLJWZFEM^

 BLSGB@LH@ZYCBH
DK	_OQPLTWZFZJKLZ@OSVJVBD [^B^		
LY	DPP	VUGYOE_DZAC X	TWIWM[\_A LY HGP	VUGYOYXTK	LXSMSL@R
YXD\EKHF
 HAUTHXASGMNZAC SVJVHFLD__ 
	ZKNRLVQOHFHF]\
HRQKUIU\@EEMAB@O  UGUTHXFX_EB@@O LXSMSKVGK[ [^B^ AC HRQKUITM[\_A	LYOEUTHXFYBXDA@O DFUTHXFYBXDADK	HMMWWZFZYEHZ AC 
S	TWIWZ@O_C_]LG LXSMP	VUGZIYEOK@O 
K^DAVP@
X[EXIN[AC  R	TWITMJ__ECILG HRQKVVBK]\_A K^QG@PLPBZYC^^K^QG@PJT
YXD_]K
LYUQUTH[YOHXX]LG
 SVJUWM[\_A ^E SMVWWZFY_DHZHFUQUTH\LI_^	
K^DAWMKA
YXDXHM
DK	 WGUTH\LI_C_K	LXSMWAFRTZYCYKHF_OQPLP@USZYCYK BL RVBPLII[ [^BZ	
LYHLD	VUG]OXX^K 
Y] 
UM@KIU
YXDXB@LGY] 
UMSHDUJAJ\_A BL
U[SAWZF^DXT^HF	 _OQPLPWGD\LN]\
 Y] 
UPBGQOHFZ\_A
K^E	TWIQIKCGEYWLG

ZKNTF	VUG_OO^	LY HCO	VUG_OX^
^EDFUTH^@NN^ 
 Y] 
WKGAV
X[E]EIG
HFLXSMUMVOHF [^BX BLRKLJV
X[E]CNO
DK	HTF	VUG_E@I 

K^NIFWWZF\DGD@@OBL	DPUTHP@GBXDK@O_OQPV@@HSZYYIK
LY_OQPVJ@B
YX^BH]LGY] SW@SCG [_H[^E R	TV_D@@K_^DMLG _OQQZGMOD[ [_TM		
Y]BJLHJAN[]\^W
 ZKXAKKII@Q [_TM	LY
	HAUSEZ^NAG@OSQGJNKH^BCC]LG
 LXT@OMFO]M [YOB	DKHRVFIOT@LN][BLRJFVV
X\HGE^FHFSQFM
Y_HGH\	HFLXTFGMKATZ^HIB@OBL E	TP@AAGM][AC	 
ZKFQUSN[ZKEOHK LYHRVHIC^Z^@AKHFLXTNS	VRDYOO^^EHRVHU_
Y_G_LZHF _OQWOW@
X\FXI^K K^BGUSJX [Y@^	HFLXTOSOLH
Y_F\FGHFY]SQKEOZ^BNF	HFLXTL@LLH@Z^BNZ	DKHMM	VRF@YC^BLIOFJQ
X\DX^DKY]HNUSWX@OX^BL
@QF@W][ICM^KHFHRVVFNF[@DL^ ACHRVV@J^Z^^H\LGBL E	TPT@AGM][DK_OQWQTJTSMM\X\ BL
SVP	VRZYEXI 	ZKSRLW@@RDES][

BL
RGP	VRZZCEK ^E E	TPTT]@DL^ ^ELXTQFWW]ZB][ DK_OQWPL@TTZ^_EK@OZKRJZ	VR[ZS][@O BLHRVPQCCZ^XYG
HFY]U[US]REO][		
LY

SQ_\KM[Y][		LY

F	T\AJALY]W AC
_OQ[QEHOC[ [U_ALY HRZPMII[