ACK^ X	@D@AGMCGJ AC

ZKHPZ	BFAZSIO
HF
 ZKL	@DKFOLHLC 
 DKHFBIDANFNHLC@OBL E	@DKWNJA]K@O
Y]QGMMKA
MKF\H\LG
aZKLRFWQ
LHG[ECILG
Y]QNZ	BFEZOG_ LYHFBJFCUNJBNK@OZKOFFHLIINJBHK	BL SMVWCIGMN^^K	 BLHFBV@B
MKYECILG

^E
DPAGUCLDBBJK	BLOEAGUF OM_@	HF
 K^  DFAGU\LXIOLY_OECPLCIZBNH 
DK  GEQGEIZOXJ ^E  U	@DRF[L^XJ  ACZKUGP	BF\@DLJ DKGEPAO\LXXJ DKZKVLP	BFQ OMTJDKGE\U
MKRXDC@O	Y][NFWCMHI_E[OAC HMM	BBIMHHOLY
DQACFLEEHG ^E_OEGBHCMHFN^   BL  SQKMU
LLKGECILG	
 BL GADH
MOJ^ ^EHFFEQNKMZYGU ^E  GAGGTM OIOO LYHFFFDRB[ OIOODK
LXD@QMV
LLH_JDK
LXD@VCBCCNNNXIAC
 GAGS@O@DLJLYGAGSSNNOLJ@OZK BCNTCMJK_DAA@OK^XGG	BBKHSXJ 
BL	DPBP@
LLINAOK@O
ZK BGMPCMJOEX_O
	
LY	R	@@ENLLHHM	 DK
HFFGLBNFNHHM  DK
 GAFOJI]CDB 	K^QJFV@B
MOHE]FLY
O	@@EN[@EE_ 
K^GAFMBL OINEHF
LXDAHWCMJFJ^LZAC
 NLP	BBKEKYMYGHF
LXDAOEWCCNNOAG^E
D	@@EKAGCEK 
^E E	@@EHLLXIK	^E R	@@EHL@DLJ
 _OEG@KHVUMZYBCCK	 ^E UGACDG[K_IIK	 ZK BMQEQOIO OINA^E GAFTBIZOIK 
BL  @QFWCMJXNM^G
HF
ZK BPFAA
LLIYI@KHF
LXDAQ]URBL OIN\DK
  GAAODI]OOJ	Y]HABPLIINNHXM@OZK EW@AV
LLN^OYK	 	ZK EW@PLII[ OII[LY_OEGFICMLGNH  LYLXDGSAKOIO OIH^HF
LXDGSH\
LLOYJ^E UKLJCMOK^@YK	 
ZK GCVHQOIO OIKODK
 _OEGEADRNFNHHH^ER	@@@BK]HHH^ER	@@@BFMHHH
^EDFACAMGNN^ 	Y]DLPACMOOE_H]LG	_OEGEAKUN^LHHHHF


_OEGEMFOBFJCN_ 

ZK GK@M@HSNNJDMHF
ZK GKMEGJBNNJD@@OZK GKMAV
LLLBBD@@O LXDDJJLRBDPHHH BLHVJKKU
MOMECG	DK
 HFFBICD\ OIKB	
LYHLD	BBNEOHXDA@O
 GACJBK]EYJ		
 BL	HCWKW
LLLD^H]^E GACIUE@DLJ^EU	@@@R[LYIK	 K^ OGQEQC
MOLICK	LY@VJR@
LLMYMIO
DK
HFFCWGCMMHHI	LY OEAC@ZLOIK 	LY_OEGOE\CCNN@LW@O
 _OEGOAQC
MOGIYK@O
ZK MGWMKA
MOGIYGHF

HFFHLDBZH^NJLXDNJF@TF\@DLJBL
@VFH\
LLFBKEZLG	LXDNJCMRA]EHHB

LYGAIOJA]OOJ K^LKWWCMECEILZ	HF
LXDNJR@TFJEOIK
	 ZK MKUAWCCNN@DXLYR	@@JN^LXRJ	ACZK MVBWCME_OIIK	  BL
DFACK]ZCDB^K	  BL
 GAIPNFNHHC 
		
K^OFACJIGNNH 
Y]@LGWCMDKYG^K	  ZK LGBJJT
MOFI_G@OY]N	@@KHK[K_ENK	 ZK LMGQIGSM OI@A	
BLTNBPJT
MOFCHJLG	BLRVQEGJBNNAB@
^EUPBP@B
MOFCC]^EUPBPLH@NNAB@
K^
OQWVDRHZ OI@A	^EHFFIJRNFNHHC AC HFFJCMGCNH ^E@VF	BBFDKYG LXDLLPDRNGGHH@ AC	 _OEGMKQCTNNBBZAC	HFFJJSIKLNIK

 LXDLPACMGYN@TK	 BLUKFWCMGYBXTK	 LY HFFJQCCNNBYGHF
LXDLWMVR
MOEXD]	LYS[ACI\@Y__ LY HFFJ\
LLEOC_GHF
 ZK QCQP@B
MO[M_ZACU	@@VFZ]GNBYO
@OGAUGU\ZHH^ ^E  TPFWCMYOEH 	Y]DLGAA
LLZNBIK ACHGP	BBXLDOICM@O_OEGSAKBBF]YIK BLEQACWAJ^NH 
 BLOGG	BBXEO_EB@LG	
Y]MMQAV
LLZGCTK	 

Y]NPW	BBXFX_MYGHF
  
OQACWG[^NH 
 LXDRLWLR
MO[C^GDK
NLACWGZC__ _OEGSVLPF\@EEJK^I	@@VS@ZHH^LYHLD	BBX\^RJLY E	@@TFFNOFICZLG	 GAWD^NN^D] AC
O	@@TN^H^BZHK	  _OEGQMSC
MOYE[K@OZK SKUMKA
MOYCJO
LYNPZ	BB[JOEH 
Y]BGM@LH@NN_NKHF
  	D	@@UDZ@HNJ K^SKAAV
LLYH^DLACNLACTK[C[XDAHF
 D	@@UDZ@Z_C_K	 
_OEGPAWR
MOXI_X@OLXDQFVSCTNN_H\DK
_OEGPMBHF\LHH]

BLOCWAV
LLYBKCODK
HMM	BB[@MEMYGAC 
S	@@UNOGOOJBLOGQ	BB[@MEI_]LG	LXDQJCKU
MOXE_O	^E CNF	BB[@XNJ^E  R	@@UNZ@DLJLYLXDQHWCMZZN^LZ@O
GAVVN[LHH]	DK
GAVVH\@YFJ	^EUQACT\@DJXDA@OR	@@USAGOOJ^E 
XGG	BB[]XDUD@@O	
LXDQWVPESNN_Y\^E BVJR@
LL^JOEK@O
Y]@KOAA
LL^JEA]LG	K^ BVBFIC
MO_INZ	HF

 HFFP@ESAFDIK BLUMQ	BB\LI_C_]LG	Y]DPACSM[CD^LZ@O MKW]CM]OYAD@ 		DK
@LW	BB\LXFECO
DK
D	@@RBZDCEIIK	 _OEGWAWKNFLYIK Y]DPQAKR
MO_D_AHF
 HFFPJSU[ OIY\ ACR	@@RUIJ^XJK^HOFJQGKNNX_AHF
 GASGT\H^BBJK	 
K^ MMSAA
LL\N@B^HF


 GASCKGYCEK 	LXDTFHJVJMG^J@ 
 
Y]DNLTV
LL\BMYGACGASODMZHHX ACZK WKOH@B
MO]E^K@OY]HQJJB
LL\DEIK	 BLDQACQG]OOJ
 BLU	@@Q
MOSXH\LG	 LXDZWVJSTDPHHV
LYB	@LGEM]OXJBL NQF	BNINDD_YG@O  	_OEKBCKITMZHDO
^E
RVJGV
L@KLCCO
HF
	
GMDAHFHFIG 

Y]FPBIHCCNBMJ\  

Y]FPBICAHMYM@]LG
^E
UK@	BNIEOHX  K^	DAWMFGKNBMAK@O  ZK@NOAA
L@KG@D@@O   LXHCOKB
L@KGCJ[HF
Y]LGWAWU
MCJAHZHF
 HFJEHIILZHDODKHFJEWTOMHHDOHF
_OEKAWCAJOIGACZKBJLPJK^NBOEA^EGMFMBZ OENZ  DK HFJGQGSG[HDM^EDQAOD\@EEM_GHF
  GMA
L@OIG	HF
_OEKFWCALYN@  DK BGP	BNNOOYICZ	DK F	@L@AM[OEOHK	

  	X	@L@AM[OEXAWLGZKGDFV@HSAHFIG  HFJBCCUNBJKKDK UKBP@
L@LMI_]LG_OEKEBLERD]CN_ 
 Y]GWPMJH
MCMJX]	HF
	LXHDEQVOHF OEJK	ZKFGPP@B
MCLI^Z@O Y]DQWMSC
MCLI^ZAC_OEKDMQ
L@MBXLB
HF
LXHEJPV
L@MEEKWLGY]OKWEWOB[ OEJ\^E_OEKOEQOHF OEAOAC HFJH@KJI OEABLG
Y]	TVF@CAE__I 	K^UKLJCADHDCK^ OQJKK
L@GNB^GAC@NJP\
L@GBBD]	@O GMHOIAZBN_  ZKLROACADZGI^K	
K^MGAOIM[HD@@O K^DPP	BNFGOYJ
K^
RCVVCAFNNJ	LYZKQNLIDRNK OE]B DKX	@LVKGDKHEH]LGK^HLD	BNXZHD\@O Y]DAWMJHFD OE_K 
BLUMQWCA[OHXDA@O HFJV@ESG[CN_ 	
 BLUKMCCA[OHXDX@O LXHPFGQOQM OE_K DK
OQAOUMJ^GU 	
Y]U	@LTSQ OE^O	K^CNF	BN[HHGIIK	Y]@FUEKRFOLYIGZKRCEB@ESAFDIG^E DGNAKRTNB_LI BLSGFMKA
MCXMJ\ACGMVGKDF]NH 
HFJWDVWG@D_IIK	
ZKRCST@GU[ OE^O 
K^QRLMKRJMG^IG 
Y]@RSKLHSAGMIG^E DOAHLH@NB_L]BLUPLQV
L@YJ_YK@O _OEKPGCAZIJ^I]LG_OEKPGDTCMMHD]DKHFJWFNFZNOXJ
Y]BJBVBC
MCXOEO
LY	HLF@CAZIB\AGHF
 S[AOTK@ZGECK@O  HFJWFJFADOOJ BL	@KNAWU
MCXOAA	LY
TPF	BN[JFD_HJLG _OEKPGJHIMJ^IG
ZKRALJQOI]@^RJZKRALJQOI]F_XJ_OEKPGJHIMJ^BBJK	
GMVEHFGOHXHJLGHGP	BN[JEYHL@@O  _OEKPGJSU[LHD]K^NWQEBCTNB_NA	
LYUGG	BN[JE^^LI	HF
 	
TQAOTKF_EX ZKRALQWUB[ OE^M ^EDPP	BN[JE]I_K	

_OEKPGJPBZ@OXJ
Y]BMUAW_
MCXOBX DKOAZ	BN[JXN\L@ DKNLAOTK[ONX 	HFJWFTB\LHD] Y]BPJILHF\@EEJ  HFJWFU
MCXOX]LGLXHQ@QVUBL OE^M BLRQAOTK\YXEB@LGZKRAVWVOIO OE^J ACHFJW@GTM OE^H 
DK  E	@LU@]@YNH  
K^TQW	BN[N_XXHJLG	^E	GMVNB[ OE^FAC HFJWMTFO OE^G 
Y]HLWABTF\LHD]
@O 
 _OEKPO@RSM OE^E@O 
_OEKPHLMBL OE^B ACLXHQNE\CCNB_@O@O _OEKPILUTNB_@GLY SQAOTG[NN^AWLGZKRRBVLR^NB_]O	DK
DFAOTXH^HDH]LG_OEKPT@J
MCX\H@HF
  GMVVBFZOYJ	K^DPPACAZZN^^GHF
 GMVVBZZOXJ	K^HPJPLH@NB_]B  DK GMVVKIJOFICZLG_OEKPTIGDMMHD]^EBGAOTXEKRJ   ZKRROADUBL OE^^ DKHMM	BN[YXDZD@@O 	LXHQSVJIANB_][DKGMVVR\LHD]
^E@PGAA
L@YYY]ZACGMVTRX]YIGLYHTF	BN[[_[XDA@O  UKLJCAZYJXD] DKHFJWVCJAGK_EB@LG_OEKPW@TQAJOIG  	LXHQPAWRF\@EEJY]RKSEQOHF OE^] BLQCWAA
L@YXE]OHF
 D	@LUTGE\N_ 

Y]RMOR@
L@YXCAXAC_OEKPPDHDMZHD]LY DDVHCAZ^J_YKLGHFJWQCJXLXIG K^DOSAWOIO OE^Z	
K^HNO	BN[]CG@D@@O 
_OEKPPLHD\@EEJZKRVJJBSN[ACEK  K^HL@PI_
MCXXD@ BLOAWMSC
MCXXD@BLOAWMJHTNB_YG
	
ZKRVLVQOHFZHD] BL
SVJJB
L@Y_C_Z	HF
 	_OEKPPWGD\@DLJ
Y]UPBGQ
L@Y_^LMHF
  E	@LUSZ@H^XDAHF
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MCXXX\LY R	@LUS][HIGK^TPAAA
L@Y_Y_L 	LYHFJPQI
MC]MCK	LY_OEKUAWANFNHDX	^E DL@ACA_OYKHK	 
ZKWGQWL@NMMHDX	DK_OEKUAWRBL OE[GDKHFJRLBBL OE[GDK_OEKUMACUNBZDJDKGMSOIM OE[G
HF

HFJRLUNGGYIGK^RKLJCA_EYOHK	
ZKWTZMKA
MEHICZLG

^E
GKFMNFNHBM
HF
	ZK
BVLVV
LFI_C_OHF
_OEM@QHCI\ OCN[ BLDLWAA
LFI^AH@^E OVBV\
LFI^AH@HF
ZK
EFFVV
LFNLI  BLHFLCCGNLBKEZLGK^DPFHCGNMBBJK	
 K^X	@JAJI OCJ]LG Y]OEAIKL[_F_ 	 DK 
HFLHIGUND@]FHF
_OEMNELHTNDALG@OBLGKHCT\@IJXDA@OLXNOJGLJBNDAD@  DK   GKHOIIG^IA
BL@VJKK
LFGBBBK@O^E  GKKGSAFDXJ BLHFLJNC^[ OCC]LGK^MGAIHELNIAHF

_OEMLVV
LFEY_YK@O_OEMLVRG^ND\HJLGK^ GKWKFF]HB\K^ GKVOIO OCYK	
LY	 LXNWAH@U
ME^NAK@OY]CNJJB
LF_I@TK	
^ETNAIRJ]YIA

ACGKPAOF\^IA

DK ZK
WGWELJNFNHBXBL@KO	BH^L^JEA]LGLXNUFHCG^OG@D@@O
LXNUFHV
LF]EJ


Y]OEQEACTND[CI^E @FF@CG^DL^LJ@OLXNUMMKCT[ OCZ@DK 
U	@JQI[ OCZ@	^E LGAIPF]E\B  K^VKM@CGSOEJ LYLXSC@KKOFF O^LH@O ZK@DWMKA
MXJJY]LG^EOEATFOFDM@DK@O  	_OEPBCJH
MXJKB@@O  _OEPBCJIINYMD@LG
Y] HLJJB
L[KBB]GAC GVDOI[ O^LCLGBL UK@EIJ^NYM@OACZK@RFV\
L[KXXDM 	DKHFQEPAO\ZH_O

DKZK@UAEFM
MXJ[OOAC_OEPBS@T
MXJ[D@@O LXSCTJCZH]XJDK	M[ATBIDH_K   DK	GV@GJAGMI\DK_OEPF@BCCNYIII@OZKDFDAWU
MXNHJK@OLXSGPWCZLYXI^K		K^RKMCCZL]I\ACZKHGP	BUALY_JDKHFQMCRNFNH_GAC
ZKHNOAA
L[CG@D@HF

_OEPJHIU
MXBBFK	
Y] OIP	BUAYH_G DKGVLVTNYE[KLG K^DLATN^LXXJ	
Y] WGQ	BUA_OXJ	 
BLOEATNRSFBBJK	
K^	M	@WIKDLXRJ
  BLHFQKUVBL O^B^AC HFQKUU
MXDZHK	 BLR	@WIP[PH_[@OK^GVPKJMMH_[  DKGVPKTNYYCELGZKX	@W_BZ O^TG
HF

Y] OGPWC]HFI[ LYZKC@F@C]KHBBJK	 K^GQFNB[ZHXM
@OLXTAHMKA
M_HGAG
HF

HFVGNU
M_HX  
Y]UKMCC]J^XJHF
BL
HFVHI
L\GIJ 	LYGQHK^N^A]K	BLOEASJXECEK Y]QQASIM OYCK@OLXTLDAJH
M_EG LY_OEWSH@^
M_[@DM  AC
 NLASWD@IJXD@@OHFVTIODI]EY_   ZKQNJGDRHZ OY_O	^E 	D	@PTFJEOXJ^E NLASUAGMI[HF
 K^CKM	BR[]OOJ^EHFVWQ_
M__OEK	
	Y]HGP	BR\PHZOHF
 ZK@PUAV
L^OG@   K^	MKMCC_LF_JHF
K^F	@\HFE@IXJ Y]@OJGDJKQ OUCO	DKG]KGJAJHT@  LYHFZJDUSQ OUCODK_