New Features Found in 

                                SolveIt! version 4.1


      This describes SOME of the NEW FEATURES found in versions 4.0/4.1
      that are not in version 3.1.

In general there is a new user interface. You can now go back and edit any
input values prior to the calculation being made.  Also, the help system is
MUCH more detailed. There is a separate help window for each and every
input. The help system also discusses financial concepts.

Where applicable SolveIt! now supports up to 8 payment and 8 compounding
periods. Payment and compounding can be set separately. Periods supported
are: Daily, Weekly, BiWeekly, Monthly, Quarterly, Semi-Annually, and
Annually. (The Interest Due Routine also supports simple interest and
continuous compounding.)

In the loan routines, you can select Payment in Arrears (normal) or Payment
in Advance (lease).

The amortization table supports Normal, Rules-of-78's, U.S. Rule, Interest
Only and Fixed Principal.

The table shows totals for the year (either calendar or fiscal) as well as
totals from the origination date of the loan.

The user can set the payment to be any amount. This allows a schedule with a
balloon payment to be produced.

Extra payments applied to principal can be made on any payment due date. 

The interest rate may be changed on any payment date.

There is a summary window that will summarize the loan to any payment
period. This summary will show the interest saved as the result of extra
payments.

There are now schedules for future value, present value and annuity payout.

Interest rates may be adjusted on any payment date.

The deposits amounts can be adjusted in the future value schedule and
present value of a series.

In the annuity withdrawal routine, the withdrawals can be automatically
increased by an inflation factor. This is appropriate when planning for
retirement income and you wish to keep the same purchasing power throughout.

Schedules can be saved as a text file so that you can later edit the results
(bold face etc.) or load them into your word processor to include in a
report.

Rental Income Analysis now looks at over 30 variables and prepares a cash
flow statement, with or without tax considerations.

Budgets will now compare actual results with projections.

Net Worth & Budget Routines can be set up for individuals or businesses.

New routines include Interest Due, Internal Rate of Return and ACRS
Depreciation.