RESULTS OF ANALYSIS

         After the calculations you are given six types of information.

Disposition of your 401k - This report shows your plan's value at retirement 
at the current input and what your taxes would be on a lump sum withdrawal. 

How long savings last - For each option this report lists the ages of the 
participants when savings are exhausted and the percent of necessary living 
expenses that are still being collected. If savings are not used up the report 
says so and lists the total savings remaining at the final participants death. 

Accumulative net cash - For each option the report shows the savings balance 
at the end of retirement. If savings have been used up, the amount that would 
have had to be borrowed to maintain your standard of living is shown. 

Income and expenditures - Breakdowns of the components of income and 
expenditures for each option are available.

Year by year status of savings - For each option the year by year fluctuations 
in savings can be observed. Major planned expenditures and cash collections 
are also listed here so that their effect can be understood.