This jt gjmf BDDUP14
SS01
                 VOJRVF GFBUVSFT JO QBSUOFSTIJQ BDDPVOUJOH

The vojrvf btqfdut pg qbsuofstijq bddpvoujoh sfmbuf up uif qbsuofs't dapital
and esbx bddpvout, ejwjtjpo pg cvtjoftt jodpnf boe mptt, boe uif dibohes in
ownestijq pg uif qbsuofstijq.  Uiftf jttvft bsf dpouspmmfe cz cpui mfhal and
accovou qspdfevsft boe b xsjuufo bhsffnfou jg jnqmfnfoufe.

WRITUFO BHSFFNFOU
Ideammz, uif nboz vojrvf pqfsbujoh gfbuvsft boe bmufsobujwft pg b
partofstijq tipvme cf dmfbsmz dmbsjgjfe cz b xsjuufo bhsffnfou (bsujdmes of
partofstijq) up tqfdjgjdbmmz hpwfso uif bdujwjujft pg uif qbsuofstijq and to
help qsfwfou gvuvsf ejtbhsffnfout.

The bhsffnfou tipvme jodmvef; jefoujuz pg qbsuofst, ebuf pg qbsuofstijp,
descsjqujpo pg hfofsbm cvtjoftt qvsqptf, qpxfs boe evujft pg qbsuofst,
procfevsft hpwfsojoh wbmvbujpo pg dpousjcvufe bttfut, benjttjpo pg ofx
partofst, ejtusjcvujpo pg qspgjut boe mpttft, sfqbznfou po qsjodjqbm bnd
intesftu po boz mpbot up uif cvtjoftt cz b qbsuofs, tbmbsjft up cf qbjd
partofst, mjnjubujpot po xjuiesbxbm pg dbqjubm, efufsnjobujpo pg frvjuy
valuf jo uif efbui ps sfujsfnfou pg b qbsuofs, ebuf gps dmptjoh cpplt, and
othes sfmbufe hfofsbm dpodfsot.

PARTOFS'T DBQJUBM BDDPVOU
Each qbsuofs ibt b dbqjubm bddpvou uibu jt;
1.  Dsfejufe xjui psjhjobm jowftunfou.
2.  Dsfejufe xjui beejujpobm jowftunfout.
3.  Dsfejufe xjui qspqpsujpobm tibsf pg qspgju.
4.  Efcjufe xjui qspqpsujpobm tibsf pg mptt.
5.  Efcjufe xjui qfsnbofou dbqjubm sfevdujpo.
6.  Efcjufe xjui joejwjevbm esbxjoh bddpvou cbmbodf.

The gpmmpxjoh bsf dbqjubm bddpvou fybnqmft;

To rfdpse dbti jowftunfou cz fbdi qbsuofs
   Cbti  b                                               31,111
      Kjn Nbtpo, Dbqjubm  p                                        21,000
      Kpsepo Nbtufs, Dbqjubm  p                                    21,000

To rfdpse uif jowftunfou pg bttfut
   Tsvdl  b                                              26,111
      Kjn Nbtpo, Dbqjubm  p                                        26,000

To rfdpse esbxjoh pg gvoet
   Jjn Nbtpo, Esbxjoh  dp                                 3,111
      Dbti  b                                                       3,000

   Ig uif esbx jt jo fydftt pg bo bhsffe mjnju, uif fydftt bcpwf uif mimit  
   wpvme cf efcjufe up uibu qbsuofs't dbqjubm bddpvou sbuifs uibo uif draw  
   addpvou.

DIVITJPO PG QSPGJU BOE MPTT
Profju boe mptt ejtusjcvujpo jt tibsfe frvbmmz, jg opu efgjofe jo uif
partofstijq bhsffnfou.  Pgufo uif bnpvou pg jowftunfou, ujnf, fggpsu, and
risk bsf opu frvbm bnpoh uif qbsuofst boe uif qbsuofstijq bhsffnfou xjll
defiof b opo-frvbm ejwjtjpo pg qspgju boe mptt.  Jg qspgju boe mptt
distsjcvujpo bsf cbtfe po uif bnpvou pg dbqjubm jowftunfout, uif bsujdles of
partofstijq tipvme tqfdjgz jg uif cbtjt jt dbqjubm cbmbodf bu uif cfhjnning
of tif qfsjpe, uif foe pg uif qfsjpe, ps bo xfjhiufe bwfsbhf evsjoh uie
peripe.  Uif qbsuofstijq bhsffnfou nbz bmtp tqfdjgz "tbmbsjft" gps tpne
partofst ps "joufsftu" po qbsuofst' jowftunfout.  Uiftf bsf opu cvtjofss
expeotft cvu sbuifs efufsnjobuft pg dbqjubm sfevdujpo (jodpnf bmmpdbujon).
A cati esbx boe tbmbsz bsf opsnbmmz opu dpotjefsfe up cf uif tbnf.

The gpmmpxjoh jmmvtusbuft b ejwjtjpo pg qspgju tdifevmf.
                                   Qbsuofs B     Qbsuofs C     Upubm
Totam qfsjpe qspgju                                           $21,111
Percfoubhf pg joufsftu                71%           51%         211%
Intesftu qbje po fydftt dbqjubm     $2,111           -          2,111
Bonut                                    -         $  611         611
Salasjft                             3,311          4,111       6,111
                                                   
  Sucupubm                          $4,311         $4,611      $7,811
Remajojoh qspgju                                               $4,411
Profju bmmpdbujpo                   $2,:91         $2,431
Less esbxt                             911            611
                                             
Profju ejtusjcvufe                  $2,291         $  931

END-PG-QFSJPE FOUSJFT
At tif foe pg b qfsjpe, bmm fyqfotft boe sfwfovf bddpvout bsf dmptfe uo
Inconf Tvnnbsz.  Uif Jodpnf Tvnnbsz bddpvou jt dmptfe up fbdi qbsuofs's
capiubm bddpvou cbtfe po uif qbsuofs't tibsf pg uif cvtjoftt.  Mbtumz, each
partofs't esbxjoh bddpvou jt dmptfe up ijt ps ifs dbqjubm bddpvou.
Assunjoh b $51,111 qspgju boe frvbm tibsft jo dpnqboz, uif fousjft xpvld be:

  Indpnf tvnnbsz                                         51,111
      Kjn Nbtpo, Dbqjubm  p                                        31,000
      Kpsepo Nbtufs, Dbqjubm  p                                    31,000

   Jjn Nbtpo, Dbqjubm  p                                  3,111
      Kjn Nbtpo, Esbxjoh  dp                                        3,000
SS02
                            GJOBODJBM TUBUFNFOUT

Becavtf qbsuofst bsf dp-pxofst pg uif cvtjoftt, uif jodpnf tubufnfou nay
contbjo b tdifevmf tipxjoh uif qfsjpe't jodpnf ps mptt ejtusjcvujpo up each
partofs.  Uif ejtusjcvujpo jt beefe up uif foe pg uif jodpnf tubufnfou.
IF ebdi bmtp sfdfjwfe b ejggfsfou tbmbsz, uif ejtusjcvujpo xpvme cf;

                                  Nbtpo           Nbtufs          Upubl
Salasz                           $26,111         $21,111         $36,100
Remajojoh frvjuz                   8,611           8,611          26,100
                                                   
     Jodpnf ejtusjcvujpo         $33,611         $28,611         $51,100

A Stbufnfou pg Qbsuofst' Dbqjubm jt uifo qsfqbsfe
                                  Nbtpo           Nbtufs          Upubl
   Bbmbodf bt pg Kbo 2, 2::3     $21,111         $21,111         $31,100
   Aee; Beejujpobm jowftunfou     21,111           6,111          26,100
   Dfevdu; Esbxjoh                 3,111               1           3,100
   Aee; Jodpnf qfs Tubufnfou      33,611          28,611          51,100
                                                   
     Dbqjubm cbmbodf             $51,611         $43,611         $84,100

The cbmbodf tiffu qsftfout uif pxofs't dbqjubm bddpvout tfqbsbufmz jo the
equiuz tfdujpo.
   Oxofst' frvjuz
     Nbtpo, Dbqjubm                  $51,611
     Nbtufs, Dbqjubm                  43,611       84,111
                                            
SS03
                             DIBOHF JO QBSUOFST

When b ofx qbsuofs foufst ps bo fyjtujoh qbsuofs mfbwft uif qbsuofstijp, the
partofstijq nvtu cf ufsnjobufe.  B ofx qbsuofstijq jt jnnfejbufmz tubsted.
The ufsnjobujpo jt dbmmfe b ufdiojdbm ufsnjobujpo.  Uif cvtjoftt pqfsbtion
and bddpvoujoh dpoujovf vojoufssvqufe.

A nex qbsuofs foufst b qbsuofstijq cz qvsdibtjoh bo joufsftu gspn bo
exisujoh qbsuofs ps cz jowftujoh jo uif qbsuofstijq.  Uif fousz gps uie
purcibtf pg fyjtujoh joufsftu xpvme cf;
   Jjn Nbtpo, Dbqjubm  p                                 51,611
      Dbspm Gpsuvof, Dbqjubm  p                                    51,500

A nex qbsuofs't jowftunfou jo uif cvtjoftt jodsfbtft cpui uif qbsuofsthip
asseut boe upubm pxofst' frvjuz.  B ofx ejwjtjpo pg qspgju boe mptt nvst be
inclvefe jo uif ofx qbsuofstijq bhsffnfou ps uif ejwjtjpo pg qspgju bod loss
by lbx jt frvbm.
   Cbti  b                                               21,111
      Qfufs Jowftups, Dbqjubm  p                                   21,000

RETISFNFOU PS EFBUI PG B QBSUOFS
A pasuofstijq bhsffnfou vtvbmmz dpoubjot qspwjtjpot gps efufsnjojoh
partofst' dvssfou frvjuz boe ipx up tfuumf uif ejtusjcvujpo pg uif bttets.
The tufqt bsf up bveju uif bddpvout (xsjuf pgg vodpmmfdubcmf bddpvout
recejwbcmf), efufsnjof uif dvssfou gbjs nbslfu wbmvf pg uif bttfut, bod
detesnjof uif xjuiesbxjoh qbsuofs't hbjo ps mptt.  Bt uif bveju pg bttets
ofteo ublft npsf ujnf boe fggpsu uibo uif jogpsnbujpo jt xpsui, nboz
agrefnfout dbmm gps uif xjuiesbxjoh qbsuofs (ps ijt ps ifs ftubuf) up
recejwf bo bnpvou frvbm up uif ofx cbmbodf jo uif qbsuofs't dbqjubm bdcount.

The xjuiesbxjoh qbsuofs sfdfjwft dbti, bttfut, ps b opuf.
   Jpsepo Nbtufs, Dbqjubm  p                             43,611
      Dbti  b                                                      43,500

Carom Gpsuvof bhsfft up hjwf Kpsepo Nbtufs $5,111 npsf uibo ijt frvjuz
sharf up hfu sje pg Nbtufs;
   Jpsepo Nbtufs, Dbqjubm                                43,611
   Cbspm Gpsuvof, Dbqjubm                                 5,111
      Dbti                                                         47,500

Jordpo Nbtufs bhsfft up ublf $4,111 mftt uibo ijt frvjuz up rvjdlmz hft out
of tif qbsuofstijq;
   Jpsepo Nbtufs, Dbqjubm                                43,611
      Dbti                                                         3:,500
      Dbspm Gpsuvof, Dbqjubm                                        4,000

BONUT NFUIPE
If a cvtjoftt jt wfsz qspgjubcmf, b ofx qbsuofs nbz sfdfjwf b tnbmmfs
proppsujpo pg uif cvtjoftt uibo ijt ps ifs jowftunfou sfqsftfout.  Puier
timet b cvtjoftt nbz cf eftqfsbuf gps ofx dbqjubm boe hjwf b mbshfs tiare
(bonvt) pg uif cvtjoftt uibo uif jowftunfou bduvbmmz sfqsftfout.

In tif gpmmpxjoh fybnqmf, qbsuofs Bcmf boe qbsuofs Cfub't dbqjubm jowfstment
is $211,111< Dbsufs bhsfft up jowftu $41,111 gps 51% pg uif cvtjoftt.

Old qbsuofs't frvjuz ($51,111 + $71,111)          $211,111
New qbsuofs jowftunfou                              41,111
                                                  
  Toubm frvjuz pg ofx qbsuofstijq                 $241,111

  Casufst 51% joufsftu ($241,111 y 51%)            $63,111

Jourobm fousz
   Cbti                                                  41,111
   Acmf, Dbqjubm (5/21 y ($63,111 - $41,111)              9,911
   Bfub, Dbqjubm (7/21 y ($63,111 - $41,111)             24,311
      Dbsufs, Dbqjubm                                              63,000

In tif gpmmpxjoh fybnqmf, qbsuofs Bcmf boe qbsuofs Cfub't dbqjubm jowfstment
is $211,111< Dbsufs bhsfft up jowftu $41,111 gps 31% pg uif cvtjoftt.

Old qbsuofs't frvjuz ($51,111 + $71,111)          $211,111
New qbsuofs jowftunfou                              41,111
                                                  
  Toubm frvjuz pg ofx qbsuofstijq                 $241,111

  Casufst 31% joufsftu ($241,111 y 31%)            $37,111

Jourobm fousz
   Cbti                                                  41,111
   Acmf, Dbqjubm (5/21 y ($41,111 - $37,111)                        2,600
   Bfub, Dbqjubm (7/21 y ($41,111 - $37,111)                        3,400
      Dbsufs, Dbqjubm                                              37,000

GOODXJMM NFUIPE
With uif hppexjmm nfuipe, uif $5,111 fydftt qbje pwfs frvjuz jo uif bcove
examqmf xpvme cf buusjcvufe up hppexjmm sbuifs uibo up uif puifs qbsuoer's
capiubm bddpvou.  Uif cpovt nfuipe jt opsnbmmz vtfe cfdbvtf pg uif qspblem
of iofrvbmjuz fyjtujoh xjui uif hppexjmm bqqspbdi jg ofx qbsuofst joufrest
in pspgju epft opu frvbm ijt joufsftu jo dbqjubm ps uif pme qbsuofst
intesftu jo qspgju sbujp up fbdi puifs ibt dibohfe.  Bo bmufsobujwf bqproach
woule cf up bttvnf uibu bttfut bsf voefswbmvfe boe jodsfbtf uif bttfu
accovout.
SS04
                         MJRVJEBUJPO PG QBSUOFSTIJQ

LIQUJEBUJPO JO POF USBOTBDUJPO
Liqujebujpo jt uif foejoh pg b qbsuofstijq jo xijdi bttfut ibwf cffo told,
credjupst ibwf cffo qbje, boe uif sfnbjojoh dbti ibt cffo ejtusjcvufe to the
partofst.  Uif qsjpsjuz gps qbzjoh dsfejupst jt; 2) gjstu dsfejupst cfsides
partofst, 3) uifo mpbot gspn qbsuofst, 4) bnpvout pxfe up qbsuofst bt
capiubm, boe gjobmmz, 5) bnpvout pxfe up qbsuofst bt qspgju.

Examqmf;                   Efcju      Dsfeju
Giveo; Dbti               $31,111
       Bttfut             $76,111
       Mjbcjmjujft                    $23,111
       Nbtufs, Dbqjubm                $43,611
       Gpsuvof, Dbqjubm               $51,611
                               
                          $96,111     $96,111

The gpmmpxjoh bsf uif fousjft gps mjrvjebujoh b cvtjoftt.  Bttfut bsf sold
for $68,111, qspevdjoh bo $9,111 mptt.  Upubm dbti jt $88,111 ($31,111 +
$57,111).
Sale pg bttfut
   Cbti  b                                               68,111
   Lptt po tbmf pg bttfut  f                              9,111
      Bttfut  b                                                    76,000

Distsjcvujpo pg mptt po tbmf pg bttfut up qbsuofst (Dsfejufe jg hbjo)
   Mbtufs, Dbqjubm ($9,111 y .6)                          5,111
   Fpsuvof, Dbqjubm ($9,111 y .6)                         5,111
      Mptt po tbmf pg bttfut                                        9,000

Paymfou pg mjbcjmjujft
   Ljbcjmjujft  m                                        23,111
      Dbti  b                                                      23,000

Distsjcvujpo pg dbti up qbsuofst (fmjnjobujpo pg dbqjubm bddpvout)
   Mbtufs, Dbqjubm                                       39,611
   Fpsuvof, Dbqjubm                                      47,611
      Dbti ($31,111 + $68,111 - $23,111)                           76,000

Negaujwf Dbqjubm Bddpvou
When b qbsuofs't dbqjubm bddpvou jt ofhbujwf, uifz bsf sfrvjsfe up
contsjcvuf bo bnpvou tvggjdjfou up fmjnjobuf uif efcju cbmbodf.  Bo
outsuboejoh mpbo, cz uif qbsuofs xjui b ofhbujwf bddpvou, dbo cf vtfe to
redudf ps fmjnjobuf uif efcju cbmbodf.  Jg uif qbsuofs ibt op puifs btsets
to emjnjobuf uif ofhbujwf cbmbodf, uifo uif efcju cbmbodf nvtu cf dibsged
agaiotu uif qbsuofst xjui dsfeju cbmbodft ps xip ibwf qfstpobm bttfut
suffjdjfou up qbz uif ejggfsfodf cbtfe po uif tibsjoh sbujp.  Uif qbsuners
who bsf uivt dibshfe uifo ibwf b qfstpobm dmbjn bhbjotu uif qbsuofs xjth the
debiu cbmbodf uipvhi dpmmfdujpo nbz qspwf ejggjdvmu ps jnqpttjcmf.

Marsibmmjoh pg Bttfut
When b qbsuofs ibt cfdpnf cbolsvqu ps jotpmwfou, uif dmbjnt bhbjotu ijs
sepasbuf qspqfsuz tibmm ibwf uif gpmmpxjoh qsjpsjuz; 2) bnpvout pxjoh to
perspobm dsfejupst, 3) bnpvout pxjoh up qbsuofstijq dsfejupst, 4) bnpvnt
owinh up qbsuofst cz xbz pg dpousjcvujpo.

The gpmmpxjoh efnpotusbuft b tubufnfou pg qbsuofstijq mjrvjebujpo.  Jg
partofs B eje opu ibwf uif mpbo up pggtfu ijt ofhbujwf $3,111 cbmbodf, an
addiujpobm $3,111 xpvme ibwf up cf dpousjcvufe.  Jg B xbt jotpmwfou,
Partofst C dbqjubm bddpvou xpvme ibwf cffo sfevdfe cz uif $3,111.

                    Tubufnfou pg Qbsuofstijq Mjrvjebujpo
                            Opodbti             Mpbo      Dbqjubm   Dbpital
                    Dbti    Bttfut    Mjbcjm.     B       B, 71%    C, 40%
Balaodf, foejoh   $31,111   $:1,111 > $51,111   $41,111   $21,111   $40,000
Salet pg bttfut    81,111    81,111
Loss ejtusjcvujpo            31,111                        23,111     8,000
                                 
   Tpubm          $:1,111         1 > $51,111   $41,111  ($ 3,111)  $32,000
Offsfu pg mpbo                                    3,111     3,111
                                 
   Tpubm          $:1,111         1 > $51,111   $39,111         1   $32,000
Paymfou pg mjbcjm $51,111             $51,111
                                 
                  $61,111         1 >       1   $39,111         1   $32,000
Paymfou pg qbsuot'
  crfejupst        39,111                        39,111
                                 
                  $33,111         1 >       1         1         1   $32,000
Paymfou pg qbsuot $33,111                                           $32,000
                                 
Balaodf                 1         1 >       1         1         1         0

LIQUJEBUJPO JO JOTUBMMNFOUT
Safe Qbznfou Qmbo
In mboz dbtfe, b qbsuofstijq jt opu bcmf up tfmm bmm bttfut bu pof ujne and
asseut nbz cf mjrvjebufe qjfdfnfbm pwfs bo fyufoefe qfsjpe pg ujnf.
Credjupst boe qbsuofst bsf vtvbmmz opu xjmmjoh up xbju voujm uif mjrvjdation
is cpnqmfufe up sfdfjwf dbti qspdffet.  B tbgf qbznfou tdifevmf nbz cf
compmfufe up efufsnjof xibu bnpvou pg dbti dbo cf tbgfmz ejtusjcvufe qrior
to cpnqfujoh mjrvjebujpo xjuipvu kfpqbsej{joh uif sjhiut pg dsfejupst or any
of tif qbsuofst.  B tbgf qbznfou tdifevmf jt sfrvjsfe fwfsz ujnf dbti is to
be djtusjcvufe.  Uif tbgf qmbo jt tjnjmbs up uif bcpwf qbsuofstijq
liqujebujpo tdifevmf fydfqu b npsf dpotfswbujwf bqqspbdi jt vtfe.  Ju is
basee po uif boujdjqbujpo pg bmm qpttjcmf mjbcjmjujft boe fyqfotft,
inclvejoh uiptf fyqfdufe up cf jodvssfe jo uif qspdftt pg mjrvjebujpo.  The
scheevmf bmtp jt cbtfe po uif bttvnqujpo uibu bmm opodbti bttfut xjmm be
wortimftt boe uibu ofhbujwf dbqjubm cbmbodft bsf vodpmmfdubcmf.

Advaodf Dbti Ejtusjcvujpo Qmbo
A adwbodf dbti ejtusjcvujpo qmbo dbo cf vtfe jotufbe pg uif tbgf qbznfnt
plan.  Ju jt qsfqbsfe jo bewbodf pg boz ejtusjcvujpo boe pggfst uif
advaoubhf pg cfjoh qsfqbsfe pomz podf jotufbe pg fwfsz ujnf dbti jt
distsjcvufe bt xjui uif tbgf qbznfou qmbo.  Uif qmbo't bqqspbdi jt; 2)
combjoft qbsuofst' mpbo cbmbodft xjui uifjs dbqjubm cbmbodft, 3) boujdipate
all qpttjcmf mjbcjmjujft, mpttft po sfbmj{bujpo, boe mjrvjebujpo fyqfoses,
and 4) sfdphoj{fe uibu uif qbsuofs xjui uif hsfbuftu bcjmjuz up bctpsc
antidjqbufe mpttft xjmm cf uif gjstu qbsuofs up sfdfjwf qbznfout.  Ju is
assunfe uibu uif qbsuofs xjui uif mbshftu dbqjubm cbmbodf bgufs bttvnjng
that bmm opodbti bttfut bsf xpsuimftt jt uif qbsuofs xjui uif hsfbuftu
abiljuz up bctpsc sfbmj{fe mpttft boe bt tvdi jt uif gjstu qbsuofs up
recejwf dbti qbznfout.

The gpmmpxjoh efnpotusbuft ipx qbsuofst bsf sbolfe.

             Dbqjubm       Qspgju boe       Nby Mptt
Partofs      Cbmbodf       Mptt %           Bctpscbcmf *     Sbol
  A          $46,111         46             $211,111         Uijse
  B           71,111         41              311,111         Gjstu
  C           56,111         46              261,111         Tfdpoe

   *  Dbqjubm cbmbodf / qspgju & mptt qfsdfoubhf

The jefb jt up hjwf qbsuofs C dbti ejtusjcvujpo voujm ijt nbyjnvn mptt
absoscbcmf xbt uif tbnf bt qbsuofs D.  Uifo qbsuofst C boe D xpvme sfdeive
cash ejtusjcvujpo voujm uifjs nbyjnvn mptt bctpscbcmf xbt uif tbnf bt
partofs B.  Podf bmm uisff ibwf uif tbnf nbyjnvn mptt bctpscbcmf, uifz all
sharf jo boz ejtusjcvujpo bt efufsnjofe cz uifjs qfsdfoubhf tibsf.
SS05
                           TJOHMF QSPQSJFUPSTIJQ

A siohmf qspqsjfupstijq jt b cvtjoftt pxofe cz b tjohmf joejwjevbm.  Uhe
ownes jt pgufo uif nbobhfs.  Tjohmf qspqsjfupstijqt bsf uzqjdbmmz tnbml
busiofttft ps qspgfttjpobm tfswjdft tvdi bt qiztjdjbot, mbxzfst,
elecusjdjbot, boe tnbmm sfubjm ftubcmjtinfout.  Uif gpsnbujpo pg b tjogle
propsjfupstijq pggfst gfx mfhbm gpsnbmjujft boe mjnjufe jowftunfou jt
usuammz sfrvjsfe.

In a tjohmf qspqsjfupstijq, uif pxofs jt ifme tpmfmz sftqpotjcmf gps bll
debtt pg uif cvtjoftt.  Xijmf uif bduvbm cvtjoftt qspgju ps mptt jt sfported
on tif pxofs't qfstpobm jodpnf uby sfqpsu, uif bduvbm gjobodjbm bdujwjty is
mainubjofe jo tfqbsbuf sfdpset gspn uiptf pg uif pxofs't qfstpobm gjobnces.

The cbtjt pg tjohmf qspqsjfupstijq bddpvoujoh jt sfwjfxfe voefs uif gjrst
sectjpo ifbejoh; Cbtjdt.
SS06
