Form Three -- This document creates a trust for the lifetime use
of an 
individual (perhaps a single person) as Grantor with both the
Grantor and a 
Third Party as Co-Trustees.  Upon the death of the individual,
property in 
the trust goes to any person specified in the trust. 
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                     REVOCABLE LIVING TRUST AGREEMENT 
 
This Revocable Living Trust Agreement is made this (day) day of
(month), 
19(year), between (Name), of (address), City of (city), State of
(State), 
herein referred to as Grantor, and (name), of (address), City of
(city), 
State of (state), herein referred to as co-trustees. 
 
Whereas, grantor is now the owner of the property described in
Exhibit A 
attached hereto and made a part hereof, and 
 
Whereas, grantor desires to make provision for the care and
management of 
such property, and the collection of the income therefrom, and the

disposition of both such income and such property in the manner
herein 
provided: 
 
Now, therefore, for the reasons set forth above, and in
consideration of the 
mutual covenants set forth herein, grantor and trustees agree as
follows: 
 
1. Transfer of Property: Grantor, in consideration of the
acceptance by 
trustee of the trust herein created, hereby convey, transfer,
assign, and 
delivers to trustees, their successors in trust and assigns, the
property 
described in Exhibit A attached hereto and made a part hereof, by
this 
reference, which property, together with all other property that
may from 
time to time be held by trustees hereunder, is herein referred to
as Trust 
Estate.  Grantor, and any other persons shall have the right at any
time to 
add property acceptable to trustees to this trust and such
property, when 
received and accepted by trustees, shall become part of the trust
estate. 
 
2. Disposition of Income and Principal: Trustees shall care for and
manage 
the trust estate and collect the income derived therefrom, and,
after the 
payment of all taxes and assessments thereon and all charges
incident to the 
management thereof, dispose of the net income therefrom and corpus
thereof, 
as follows: 
 
During the lifetime of grantor the trustees may pay income of the
trust 
estate and such portions of the principal as the grantor from time
to time 
may direct to the grantor, or otherwise as he/she directs during
his/her 
life.  After the death of the grantor the successor trustee shall
distribute 
the trust estate to the following beneficiary or beneficiaries who
shall 
survive me:  (names and addresses) ____________________________ 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
 
The share of any beneficiary who shall be under the age of (age)
years shall 
not be paid to such beneficiary but shall instead be held in trust
to apply 
to his/her use all the income thereof, and also such amounts of the

principal, even to the extent of all, as the trustee deems
necessary or 
suitable for the support, welfare, and education of such
beneficiary; and 
when he/she attains the age of (age) years, to pay him/her the
remaining 
principal, if any.  If any beneficiary for whom a share is held in
trust 
should die before having received all the principal thereof, then
upon 
his/her death the remaining principal shall be paid to his/her then
living 
child or children, equally if more than one, and in default
thereof, to the 
then living descendants of the grantor, per stirpes.  No interest
hereunder 
shall be transferrable or assignable by any beneficiary, or be
subject during 
his or her life to the claims of his or her creditors. 
Notwithstanding 
anything herein to the contrary, the trusts hereunder shall
terminate not 
later than twenty-one (21) years after the death of the last
beneficiary name 
herein. 
 
3. Revocation and Amendment: The grantor may, by signed instrument
delivered 
to the trustee, revoke the trusts hereunder, in whole or in part,
or amend 
this Agreement from time to time in any manner. 
 
4. Successor Trustees: In the event of the death or incapacity of
both 
trustees, I hereby nominate and appoint as successor trustee (name)
and 
(address).  In the event the successor trustee does not serve I
appoint 
whomever shall at the time be the first designated beneficiary
hereunder.  
The trustees and their successors shall serve without bond. 
 
5. Trustees' Acceptance: This trust has been accepted by trustees
and will 
be administered in the State of (state) and its validity,
construction, and 
all rights thereunder shall be governed by the laws of that state.

 
In Witness Whereof, grantors and trustees have executed this
Agreement on 
the date above written. 
 
 
_________________________     _________________________ 
Grantor                       Co-Trustee 
 
_________________________     _________________________ 
Witness 1                     Co-Trustee 
 
_________________________     _________________________ 
Witness 1                     Witness 2 
 
Sworn to and subscribed before me this (day) day of (month),
19(year). 
 
 
My commission expires:          _________________________ 
                                Notary Public 
 
_________________________ 
Date 
 
                                 Exhibit A 
                              (Separate Page) 
 
               (Listing of property included in this agreement) 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
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