Form One -- This document creates a trust for the lifetime use of
a Husband 
and Wife as Grantors and Co-Trustees.  Upon their deaths property
in the 
trust goes to any other persons specified in the trust. 
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                   REVOCABLE LIVING TRUST AGREEMENT 
 
This Revocable Living Trust Agreement is made this (day) day of
(month),    
19(year), between (Name) and (Name), husband and wife, of
(address), City of 
(city), State of (State), herein referred to as Grantors, and
(name) and 
(name), of (address), City of (city), State of (state), herein
referred to 
as Co-Trustees. 
 
Whereas, grantors are now the owners of the property described in
Exhibit A 
attached hereto and made a part hereof, and 
 
Whereas, grantors desire to make provision for the care and
management of 
such property, and the collection of the income therefrom, and the

disposition of both such income and such property in the manner
herein 
provided: 
 
Now, therefore, for the reasons set forth above, and in
consideration of the 
mutual covenants set forth herein, grantors and trustees agree as
follows: 
 
1. Transfer of Property: Grantors, in consideration of the
acceptance by co- 
trustees of the trust herein created, hereby convey, transfer,
assign, and 
deliver to co-trustees, their successors in trust and assigns, the
property 
described in Exhibit A attached hereto and made a part hereof, by
this 
reference, which property, together with all other property that
may from 
time to time be held by co-trustees hereunder, is herein referred
to as Trust 
Estate.  Grantors, and any other persons shall have the right at
any time to 
add property acceptable to trustees to this trust and such
property, when 
received and accepted by trustees, shall become part of the trust
estate. 
 
2. Disposition of Income and Principal: Trustees shall care for and
manage 
the trust estate and collect the income derived therefrom, and,
after the 
payment of all taxes and assessments thereon and all charges
incident to the 
management thereof, dispose of the net income therefrom and corpus
thereof, 
as follows: 
 
During the lifetime of grantors the trustees may pay income of the
trust 
estate and such portions of the principal as the grantors from time
to time 
may direct to the grantors, or otherwise as they direct during
their lives.  
After the death of both grantors the successor trustee shall
distribute the 
trust estate to the following beneficiary or beneficiaries who
shall survive 
both grantors:  (names and addresses) _____________________________

 
_________________________________________________________________
__________ 
 
_________________________________________________________________
__________ 
 
The share of any beneficiary who shall be under the age of (age)
years shall 
not be paid to such beneficiary but shall instead be held in trust
to apply 
to his/her use all the income thereof, and also such amounts of the

principal, even to the extent of all, as the trustees deem
necessary or 
suitable for the support, welfare, and education of such
beneficiary; and 
when he/she attains the age of (age) years, to pay him/her the
remaining 
principal, if any.  If any beneficiary for whom a share is held in
trust 
should die before having received all the principal thereof, then
upon 
his/her death the remaining principal shall be paid to his/her then
living 
child or children, equally if more than one, and in default
thereof, to the 
then living descendants of the grantors, per stirpes.  No interest
hereunder 
shall be transferrable or assignable by any beneficiary, or be
subject during 
his or her life to the claims of his or her creditors. 
Notwithstanding 
anything herein to the contrary, the trusts hereunder shall
terminate not 
later than twenty-one (21) years after the death of the last
beneficiary name 
herein. 
 
3. Revocation and Amendment: The grantors, or the survivor of them,
may, by 
signed instrument delivered to the trustees, revoke the trusts
hereunder, in 
whole or in part, or amend this Agreement from time to time in any
manner. 
 
4. Successor Trustees: In the event of the death or incapacity of
both co- 
trustees, we hereby nominate and appoint as successor trustee
(name) and 
(address).  In the event the successor trustee does not serve we
appoint 
whomever shall at the time be the first designated beneficiary
hereunder.  
The trustees and their successors shall serve without bond. 
 
5. Trustees' Acceptance: This trust has been accepted by trustees
and will 
be administered in the State of state and its validity,
construction, and 
all rights thereunder shall be governed by the laws of that state.

 
In Witness Whereof, grantors and trustees have executed this
Agreement on 
the date above written. 
 
 
_________________________     _________________________ 
Grantor                       Co-Trustee 
 
_________________________     _________________________ 
Grantor                       Co-Trustee 
 
_________________________     _________________________ 
Witness 1                     Witness 2 
 
Sworn to and subscribed before me this (day) day of (month),
19(year). 
 
 
My commission expires:          _________________________ 
                                Notary Public 
 
_________________________ 
Date 
 
                              Exhibit A 
                           (Separate Page) 
 
          (Listing of property included in this agreement) 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
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