Form Six -- This document creates an Irrevocable Trust Agreement
that cannot 
be revoked or changed. 
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+                              TRUST AGREEMENT 
 
This Irrevocable Trust Agreement is made this (day) day of (month),
19(year), 
between (Name), of (address), City of (city), State of (State),
herein 
referred to as Grantor, and (name), of (address), City of (city),
State of 
(state), herein referred to as Trustee. 
 
In consideration of the mutual covenants and promises set forth
herein, 
Grantor and Trustee agree as follows: 
 
1. Transfer of Trust.  Grantor herewith assigns, transfers, and
conveys to 
Trustee the property described in Exhibit "A" attached hereto and
made a part 
hereof by this reference, and receipt of such property is hereby
acknowledged 
by Trustee.  Such property, hereafter designated the Trust Estate,
shall be 
held by Trustee in Trust for the uses and purposes and on the terms
and 
conditions set forth herein. 
 
2. Disposition of Principal and Income.  Trustee shall administer
and manage 
the Trust Estate, collect the income therefrom, and, after payment
of all 
taxes and assessments thereon and all charges incident to the
management 
thereof, apply and dispose of the net income and the principal of
the Trust 
Estate as follows:  (names and addresses of beneficiaries) 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
 
3. Additions to Trust.  Grantor and any other person shall have the
right at 
any time to add property acceptable to Trustee to the this Trust. 
Such 
property, when received and accepted by Trustee, shall become part
of the 
Trust Estate. 
 
4. Irrevocability of Trust.  This trust shall be irrevocable and
shall not 
be revoked or terminated by Grantor or any other person, nor shall
it be 
amended or altered by Grantor or any other person. 
 
5. Compensation of Trustee: The original Trustee hereunder, and all
Successor 
Trustees, shall be entitled to reasonable compensation for their
services as 
Trustee. 
 
6. Successor Trustees: If (name) [Original Trustee] resigns or is
unable to 
continue to act as Trustee, (name) [Successor Trustee], of
(address), City 
of (city), County of (county), State of (state), is hereby
appointed as 
Successor Trustee. 
 
7. Governing Laws: The validity, construction, and effect of this
agreement 
and the Trust created hereunder and its enforcement shall be
determined by 
the laws of the State of (state). 
 
In Witness Whereof, Grantor and Trustee have executed this
Agreement on the 
date above written. 
 
_________________________     _________________________ 
Grantor                       Trustee 
 
_________________________     _________________________ 
Witness 1                     Successor Trustee 
 
_________________________ 
Witness 2 
 
The foregoing instrument was acknowledged before me this (day) day
of 
(month), 19(year) by (name) [Grantor], (Name) [Trustee], and (name)

[Successor Trustee]. 
 
 
My commission expires:     _________________________ 
                           Notary Public 
 
_________________________ 
Date 
 
                                Exhibit A 
                              (Separate Page) 
 
             (Listing of property included in this agreement)  
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
 
_________________________________________________________________
________ 
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