Universal Card and WorldNet service team up for safe Internet purchases

FEBRUARY 6, 1996 -- BRIDGEWATER, N.J. -- AT&T today announced that AT&T
WorldNet Service customers who charge the service to their AT&T Universal
Card will receive financial liability protection for purchases made on the
Internet. The protection applies to fraudulent transactions by
unauthorized users when customers use this card to make Internet purchases
via AT&T WorldNet Service.

The protection is not subject to the $50 deductible that credit card
companies typically reserve the right to charge when credit cards are
stolen or missing.

"This guarantee demonstrates AT&T's commitment to the Internet for
shopping," said Tom Evslin, vice president, AT&T Gateway Services. "We
believe business will grow on the Internet, just as it has with toll-free
800 service, once our customers are comfortable using their credit cards
online. Encryption doesn't really give customers peace of mind and it
alone doesn't give businesses the confidence to bring their customers
online; a guarantee from AT&T will."

The AT&T Universal Card Service program is the second-largest MasterCard
and Visa program in the U.S., with more than 17.7 million accounts and 25
million card members. AT&T, which provides communications services to 80
million consumers and 10 million business customers, is committed to
bringing customers the same level of Internet service that they've come to
expect from other AT&T services. With this program, AT&T is taking a major
step toward making the Internet viable for consumer shopping.

"Many people don't have confidence that the Internet is safe enough for
them to make purchases with their credit cards," said Hans Hawrysz,
executive vice president, electronic commerce, AT&T Universal Card
Services. "AT&T is addressing those concerns and our first step is putting
this stake in the ground. Simply by charging AT&T WorldNet Service to your
AT&T Universal Card and otherwise following your card member agreement, we
will not hold you liable for Internet charges made to your AT&T Universal
Card by unauthorized users if compromised while on this service. This
signals our commitment to being a leader in emerging electronic commerce
services."

As part of this offer, customers who sign up for AT&T WorldNet Service with
the AT&T Universal Card through 1996 also will get Wallet Security(sm)
free for the first year. The Wallet Security program is a comprehensive
card registration, issuer notification and replacement service provided by
CUC International.

"Our intent is to continue providing our customers with a comprehensive
range of exciting new services that ensures their peace of mind and
security in both the physical and online environments -- anytime,
anywhere," Hawrysz said.

AT&T WorldNet Service provides access to the Internet for people at home,
in the office or on the road. It has powerful navigational tools and
information directories to help customers locate individuals and
information, and will offer high-quality, around-the-clock customer care
via an 800 number.

Dial access to AT&T WorldNet Service, for both consumers and businesses,
will become available at the conclusion of the current nationwide beta
test in the first quarter of 1996. The AT&T Universal Card protection will
be available immediately upon commercial release of the dial access option
for AT&T WorldNet Service.

Managed leased line access to AT&T WorldNet Service is available today for
businesses nationwide.

Anyone seeking information on this AT&T Universal Card or AT&T WorldNet
Service offer may call 1-800-423-4343. Information on AT&T WorldNet
Service can be accessed via the AT&T WorldNet Service Home Page on the
Internet at http://www.att.com/worldnet/ or send electronic mail questions
about the service to worldnet@attmail.com. Information on AT&T Universal
Card Services also is available via the AT&T Universal Card Services Home
Page at http://www.att.com/ucs/.
 
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