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@1@Adding or Changing an Account@0@                      
                                                         
Adding an account to the account table is                
simple.  Just type the name of the account you           
want to add and click on @1@Add/Chg...@0@  The           
@1@Add/Change Account@0@ panel appears.                  
                                                         
The account to be added (or changed) is passed           
to the @1@Name@0@ field.  Every account you              
could ever want to add @1@should@0@ fall into            
the category of Assets, Liabilities, Net Worth           
or Planning, so the @1@Parent@0@ should almost           
always be filled out.  If you don't, it will             
add a new main parent.  If you are changing an           
account and enter a parent other than its                
correct parent, MEGA-Check 2 will tell you               
that it is not the correct parent and give you           
the opportunity of moving it to the new parent           
you specified.  @2@Moving accounts@0@ requires19.hlp    
MEGA-Check 2 to completely restructure your              
account table, requiring all balances of the             
account being moved (as well as all of its               
parent accounts!) to be to be removed from its           
current location and applied to its new                  
location.  The number of transactions and last           
activity date are also recomputed correctly.             
Internally, this is a very complex process, so           
it can sometimes take a little while,                    
especially if you have a lot of transactions             
in your Transaction Table.  Please be patient.           
                                                         
The remaining fields are optional.  The                  
@1@Growth/Depreciation Multiplier@0@ can be              
used to automatically enter earned interest              
into any interest bearing account when used in           
conjunction with a Transaction Model.  This is           
done by entering an asterisk (*) on a ledger             
amount line (usually the top one) in the                 
Ledger Amount field of the Entry Panel to                
indicate to MEGA-Check 2 that you want the               
amount to be @8@computed@0@.  When the                   
transaction is added or updated (to the                  
Account Table), MEGA-Check 2 will convert the            
asterisk to the proper amount by multiplying             
the @8@balance@0@ of the account by the                  
multiplier.  Since the multiplier is applied             
directly to the @8@balance@0@, you must be               
careful to consider the frequency of                     
@4@compounding@0@.  If your checking account             
pays 5% @8@annual@0@ interest, compounded                
monthly, you want to be careful not to not to            
enter the @1@Growth/Depreciation Multiplier@0@           
as .05 since this would give you 5%                      
@8@monthly@0@ interest.  You must divide the             
annual interest rate by 12 to get the                    
@8@monthly@0@ interest rate, in this case .05            
/ 12 = .00417.                                           
                                                         
A @2@Transaction Model@0@ could then be set up30.hlp    
to activate automatically, every month.  It              
would debit Checking and credit Net Worth.  No           
amounts would be entered in the Ledger Amount            
fields on the Entry Panel, instead an asterisk           
would be entered across from the Checking                
debit to tell MEGA-Check 2 that the ledger               
amount to be placed there is .00417 * whatever           
the balance of Checking is at that time.  The            
Ledger Amount for Net Worth would be left                
blank on this transaction model because                  
whatever amount MEGA-Check 2 computes for the            
interest for Checking will be copied to the              
second line (in this case, the amount for Net            
Worth).  For more information on how to                  
specifically set this up, see the @2@How Do@0@howdoi.hlp
@2@I...?@0@ section.                                     
                                                         
The balance of each account is very important            
to making financial decisions, and most                  
accounts need to be monitored for extreme                
situations.  MEGA-Check 2 can help out in this           
monitoring by selecting the @1@Warn@0@                   
button.  With this button selected, MEGA-Check           
2 will warn you when the balance of an account           
exceeds a set minimum or maximum (specified in           
the @1@less than@0@ and @1@greater than@0@               
fields).  For example, many banks will charge            
a service fee if your Checking account drops             
below $500.  MEGA-Check 2 will warn you if you           
attempt to add or update a transaction that              
will cause the balance of your Checking                  
account to drop below $500, helping you to               
avoid accidental service fees.  A maximum can            
also be specified to tell you when it has gone           
too high, which would be more useful for an              
expense account.                                         
                                                         
Not only can you specify a minimum or maximum            
amount, you can also ask MEGA-Check 2 to warn            
you if the balance of an account exceeds                 
@8@the balance of another account@0@.  For               
example, if you have a business, you might               
want to have MEGA-Check 2 warn you if the                
balance of your main expense account exceeds             
the balance of your main revenue account                 
(which would mean that you are probably in a             
net loss situation).  Just type the name of              
the account in either the @1@less than@0@ or             
@1@greater than@0@ fields.                               
                                                         
The balances of all accounts are checked on              
each update to the Transaction Table.  More              
than one warning may be presented if more than           
one account has exceeded its boundaries.  You            
can also monitor them by selecting @2@Check@0@ckbals.hlp
@2@balances@0@ under the @1@Tables@0@ menu.              
                                                         
Each account can have a 4-line description               
associated with it, which is entered in the              
four lines located at the bottom of the                  
@4@Add/Change Account@0@ panel.                          
                                                         
@9@Related topics@0@:                                    
                                                         
  @2@Transaction models@0@30.hlp                        
                                                         
