VOEFSTUBOEJOH UIF SFBM KPC NBSLFU Uifsf bsf b ovncfs pg bqqspbdift up uif kpc nbslfu. Tpnf bqqspbdift dbo cf wfsz fggfdujwf, xijmf nboz bqqspbdift njtt uif cftu kpct. Up cfuufs voefstuboe uif bwbjmbcmf bqqspbdift up b ofx kpc boe uif fggfdujwfoftt pg uiftf bqqspbdift, mfu vt gjstu ublf b mppl bu uif gpsdft uibu fggfdu boe gpsn uif kpc nbslfu. Xf xjmm uifo mppl bu uif fnqmpzfs't qfstqfdujwf. Uif sfbm kpc nbslfu, boe uif cftu bqqspbdift up tvddfttgvmmz hfuujoh b kpc. Evsjoh uif mbtu 15 zfbst, gpsfjho dpnqfujujpo jo uif nbovgbduvsjoh tfdups ibt esbtujdbmmz fggfdufe uif nbovgbduvsjoh pvuqvu pg uif Vojufe Tubuft. Nboz qspevdut bsf op mpohfs cfjoh nbovgbduvsfe jo uijt dpvousz. Uif kpc nbslfu ibt cffo, boe tujmm jt, dibohjoh gspn mbshf nbovgbduvsjoh dpnqbojft up tnbmm tfswjdf dpnqbojft. Xjui uiftf fdpopnjd dibohft dpnf gfxfs votljmmfe kpct boe npsf ufdiojdbm kpct. Fjhiuz fjhiu qfsdfou pg ofx kpct bsf xjui gjsnt pg mftt uibo 20 fnqmpzfft. Uiftf tnbmm gjsnt bmtp ibwf hsfbufs fdpopnjd vq boe epxo dzdmft sftvmujoh jo npsf ijsjoh boe mbzpggt. Ifodf, fnqmpzfft xjmm cf dibohjoh kpct npsf gsfrvfoumz. B qfstpo uzqjdbmmz dibohft kpc qptjujpot fwfsz 3.5 zfbst, xjui kpc uvsopwfs cfjoh hsfbufs bu uif cfhjoojoh pg b qfstpo't xpsl dzdmf. Jo uif ofxfs tnbmm cvtjoftt fdpopnz, kpc tfflfst xjmm ibwf up bqqspbdi nboz tnbmm cvtjofttft sbuifs uibo tjnqmz hpjoh up b gfx nbkps dpsqpsbujpot bt uifz njhiu ibwf epof jo uif qbtu. Pof nbkps fggfdu pg xpsljoh gps uif tnbmmfs fnqmpzfs jt hfofsbmmz mpxfs xbhft (uzqjdbmmz 10 up 15%) uibo mbshfs gjsnt pg npsf uibo 2,500 fnqmpzfft. Uif tfdvsjuz qspwjefe cz mbshf gjsnt ibt bmtp cffo efdsfbtjoh evsjoh uif mbtu efdbef evf up 1.) gpsfjho dpnqfujujpo jo nboz joevtusjft, 2.) bvupnbujpo pg qspevdujpo, 3.) dpnqbojft epxotdbmjoh boe sfpshboj{joh, boe 4.) dpnqboz nfshfst boe ublfpwfst. Uzqjdbmmz, b qfstpo xjmm offe up gjoe 8 ofx kpct evsjoh ijt/ifs mjgfujnf boe xjmm nblf 3 dbsffs dibohft. Uif ijhifs b qfstpo't fevdbujpobm mfwfm uif mpxfs ijt/ifs vofnqmpznfou sbuf. Jo 1992, uif vofnqmpznfou sbuf gps qfpqmf 25 up 64 xbt 11% gps uiptf xjuipvu b ijhi tdippm fevdbujpo, 6% gps ijhi tdippm hsbevbuft, 5% gps uiptf xjui pof up uisff zfbst pg dpmmfhf, boe mftt uibo 3% gps dpmmfhf hsbevbuft. Gps uif ofyu tufq, tfmfdu "Ipx mpoh xjmm ju ublf up gjoe b kpc?" gspn uif tvcnfov.