
	WEB Site:  http://www.cal.shaw.wave.ca/~sdrew/hb

    This File contains the following information

    I. Quick instructions on Installing Home Budget
   II. A brief description of Home Budget 
  III. Whats New in version 3.0
   IV. Home Budget Shareware license information
      
    
I. Installing Home Budget version 3.0
   ----------------------------------
    
  1) Unpack all files into a temporary directory. (ie C:\TEMP)

  2) Run SETUP.EXE using the Windows 95 run command or Shell, or
     the Filemanager under Windows 3.1 

     This will install the files and setup the icons.

  Notes:
    
  See online help for more information about setting up accounts.
   
  A sample HB database is included, use the File-Open menu to load 
  SAMPLE.trn.

    
II. Description of Home Budget
    --------------------------

    Home Budget Finance manager is designed in the traditional
    envelope system where you set aside a portion of your income
    for various expenses. 
    
    Where other finance/bugetting systems are clumsy or too
    complex to use, Home Budget is designed to be simple, yet has
    all the most frequently needed features in a robust easy to
    use interface.

    It's a simple easy to use concept for budgeting. Each month
    you create budget transactions automatically that move your
    income into various accounts that allocate these funds. Just
    like putting your income into various envelopes, where each
    envelope is for a different purpose, ie one for Groceries,
    one for Car Repairs and so on. Then when you actually spend
    money on Groceries or Car Repais, it comes out of the money
    in that envelope and is also recorded against the real fund
    account (ie CheckBook, Bank, CreditCard etc.).

    Home Budget allows you to do this quickly and easily, with:
    
    o Fast Intuitive interface (written in C++)
    o Quick One line entry per transaction
    o Tracks Credit card spending
    o Displays Charts/graphs for many combinations of data
    o Summarize, Print and view totals
    o Schedule autopayments
    o Summarize Networth including Assets.
    o Sizeable, sortable columns just by clicking
    o Windows 95/NT 32 bit or Windows 3.1 16 bit versions included.
    

III Whats New for version 3.0
    =========================

	o Few Minor bug fixes

	o Limited Undo feature.

	o Undo Last Budget transactions.

	o New SEARCH window, allow searching all accounts and display
	  results in new window, with printing, deleting, reconciling
	  the resulting transactions

	o New optionally displayable Flag Field. A user definable
	  1 character field can be used for sub categorizing 
	  transactions.

	o Able to use HB date format, or windows regional setting for
	  date format and currency symbol.(not availble in Win 3.1 version)

	o New Import transactions feature. (From QIF format)

	o Export transactions to QIF or comma delimited format

	o Right Mouse button support

	o Move transaction function

	o Autopayment Confirm dialog allows modifying autopayments as 
	  they are created.

	o Uninstall support (Win 95/NT only)

	o Find is now bound to CTRL-F

	o Optional Automatic Autopayment creation on startup.

	o Average debit display in Budget setup

    
IV. License Information
    ===================    

    Home Budget Copyright (c) Steven Drew 1998.

    This software is shareware.  This software is NOT free.  If
    you like the program and continue to use it past the 30 day
    evaluation period, you are required to register with the author. 


    Registration Fee is just $15 U.S. or $20 CDN.

    Please send check in U.S. or Canadian Funds to:
         
        Steven Drew
        216-MacEwan Valley Mews N.W.
        Calgary, Alberta
        Canada
        T3K 3T3
    
    Register ONLINE in only minutes using SECURE server at
    http://www.regsoft.com, see online HELP under Home Budget 
    for more information.

        Please also Include:

         1. Your name and Address
         2. Your and Email address (if you have one)
         3. The version of Home Budget (from About Box)
         4. The operating system you are using (WIN 95,NT, or Win 3.1)
     
         You will be sent a registration code (by EMAIL if you supply
         one or by postal mail if not) based on your Name that will be
         displayed in the About Box indicating that you are running a
         registered version of the program.
    
        Steven Drew        
        Email: Steve.Drew@shaw.wave.ca
        Phone: 403-295-3601

    You may distribute this software as long as it is in its
    original format and includes this file (readme.txt).

    Beyond a fee for the reproduction and media cost, no fee may
    be charged for distribution of this software without written
    consent of the author.

    This software claims no warranty, implied or otherwise.  This
    software is provided "AS IS".  The author claims no
    responsibility for any damages that might be caused by the
    use or abuse of this software.  This software remains the
    property of the author.  This software may not be modified in
    any way.
