WELCOME TO MORTGAGE WIZARD PLUS for Windows95

1. DESCRIPTION

Mortgage Wizard Plus can calculate payments, remaining balance
and amortization period. Amortization schedule is in scrollable 
spreadsheet format with editing, screen splitting and formatting 
capabilities. Program can handle lumpsum payments, payment changes and
interest changes. Various reports and charts may be selected. 
Does Canadian, American and foreign mortgages. Includes Help and manual.
Nice screen displays and printouts.
The Registration fee is $0.00. for non commercial use.
 

2. HOW TO INSTALL MORTGAGE WIZARD PLUS

All files of Mortgage Wizard Plus are compressed into a single self
extracting file mw41_32.exe. Installation is completely automatic. 
All you have to do is Run the mw41_32.exe file. The install program
will ask you whether you wish to install Mortgage Wizard Plus in the
c:\MW_Plus folder, which it will create, or whether you prefer to
choose your own folder. After installation, a separate program group
and icons will appear. To run the program, doubleclick the Mortgage
Wizard Plus icon. You can now delete the self extracting file 
mw41_32.exe. But before you do so, copy this file onto a high density
diskette as a backup. While you do this make some disks for your friends
too. Your friends are likely borrowers and/or lenders too. So why not
do them a favor with this handy free program.

The install program puts all program files and library files in your 
MW_Plus folder. You can delete the library files (*.RTS and *.DLL), 
if these files exists already in either your \Windows directory, your
\Windows\System directory, a \Windows\Rlzrun30 directory or any other
directory in the path. Always be sure that the *.RTS and *.DLL files 
are the same or later version before you delete anything. It is 
recommended that you use the recycle bin prior to deleting files 
permanently. You don't have to delete any file if you have lots of 
disk space.
 
3. REGISTRATION 

Mortgage Wizard Plus is FREE SOFTWARE to anyone using the program for 
non commercial use. You are encouraged to make copies of this program 
for your neighbours, friends, relatives, colleagues and your customers.
(Yes your customers. Is there a better product for promotions?). 
Although using the program is free, Copyright still applies. If you 
want to reward me for my efforts, I accept small financial contributions 
to help pay for hardware and program development software. You can also
help me by giving a copy of this program to a lawyer, accountant, real 
estate agent or other commercial user. Those users may like the program 
and register. Non commercial users do not need to register.
Please visit one of my web sites from time to time to receive:
Bug reports, work arounds, mortgage formulas, upgrade info, etc. The URLs 
are:
http://www.freeyellow.com/members2/mwplus/  
http://www.geocities.com/SiliconValley/Lab/4103/
If you find a bug please tell me. The e-mail addresses are:
mwplus@freeyellow.com and 
4103@geocities.com. 
Please tell me, whether you downloaded the win3.1 or win95 version.  
For commercial use you are allowed to evaluate Mortgage Wizard Plus FREE
for a period of 21 days. After this period you are required to register,
and pay me a very modest US$ 19.00 or Can$24.00 to keep the program 
installed on your computer. (I will remove the "Free for non commercial
use" messages from your screens and printouts.

4. DISCLAIMER OF WARRANTY

The software is provided "as is" without warranty of any kind. The author
does not warrant, guarantee, or make any representations regarding the use,
or the results of the use of this software and written materials for 
correctness, accuracy, reliability currentness or otherwise. The entire 
risk as to the results and performance of the software is assumed by the
user. The author shall not be liable for any direct, or indirect loss 
resulting from using this software.
 
5. THE LEGAL PART

Mortgage Wizard Plus
Copyright  1993-1998 by Harry Hollander.  All rights reserved.
mwplus@freeyellow.com
4103@geocities.com
http://www.freeyellow.com/members2/mwplus/ 
http://www.geocities.com/SiliconValley/Lab/4103
Phone:(613) 623 2509
RR1 Braeside, ON
CANADA K0A 1G0

No one may modify Mortgage Wizard Plus files in any way, including but
not limited to decompiling, disassembling, or otherwise reverse 
engineering the program.
  
6. ADDITIONAL INFO

For more information read mwreadme.wri, mwmanual.wri and visit my web site.
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Enjoy Mortgage Wizard Plus and see for yourself how you can be mortgage 
free sooner. Don't pay more in cumulative interest than you need too.
Investing in your personal residence is a tax free way of saving in Canada.

Harry Hollander