	Table of Contents

						Page
I. Introduction			
	
Overview........................,...........	2

i.Copyright information.....................	2

ii.How to register..........................	2

iii. ASP....................................	3

iv.How to contact J.D.CA....................	3

v.Product Support...........................	4

vi.Trademark Acknowledgments ...............	4

vii. Warranty and Disclaimer ...............	4


II. User Guide
	
Installation Instructions ..................	5

Key Terms ..................................	6

Special Function Keys ......................	7

Main Help Screen ...........................	8

Menu Options
------------
1. Loan Payment Calculation ................	8

2. Loan Balance Calculation ................	11

3. Loan Payback Comparison .................	12

4. Loan Comparison Calculation Table........	15

5. Principle Reduction Estimation
 (Drop-in to Principle) ....................	17


III. Appendix

Error Messages .............................	20






I.  Introduction

Overview
_______________________________________________________


LAPC (pronounced LA - PC) is designed to be a forecasting and analysis tool to aid in making 
smart loan decisions.  There are a number of  options in this program that compare terms, rates 
and amounts to one another to get a feel for how the range of values are affected by changes in 
loan parameters.  

All options are chosen from the main menu by pressing the key corresponding to the first letter 
of the desired option or highlight the menu option with the scroll bar and press ENTER.  For 
example, to select the option that calculates periodic payments, option 1, press "P" or highlight 
this option and press ENTER. To select the principle prepayment option choose the Drop-in 
principle option by pressing "D" or highlight it with the bar and press ENTER etc.

Help for each screen is available by pressing the F1 key.  The help screen will explain the data 
entry screen and the data entry parameters similar to what is explained in this user guide.  Use 
the PgUp and PgDn keys to page through the help screens and the ESCape key to terminate the 
help and return to the data entry screen or results screen.

i.  Copyright and Registration Information

LAPC, its documentation and supplementary files and programs are Copyright (c) 1990-93 
J.D. Consulting Associates.All rights reserved worldwide.

LAPC is not now, nor was it ever, public domain or free software. LAPC  is currently available 
in shareware version only. A commercial version is due out sometime in 1994.

You are granted a limited license to use LAPC. Non-registered  users are granted a limited 
license for a 30 day trial period only. After 30 days if you continue to use LAPC you MUST 
register it. Use of LAPC after the trial period violates J.D. Consulting Associates's license.

Under no circumstances shall any other person or  business profit from  the sale of  this 
program, other than to distribute the program in a  shareware library, unless previously 
approved by J.D. Consulting Associates in writing.  Distributors MUST read and abide by the 
accompanied VENDOR.TXT file, which explains J.D. Consulting Associates's distribution 
policy.

ii.  How to Register
 
Registration of LAPC is mandatory for commercial and government users.

To register your copy of LAPC, send your registration fee, payable in US funds with the 
completed order form found in the disk file ORDER.FRM to:

               J.D. Consulting Associates
               P.O. Box 3794
               Albany, NY 12203

You  can order  by sending  check or money order to J.D. Consulting Associates at the address 
listed above.  You can also register with Amex. Discounts, dealer  pricing, site licenses, etc,  
must be directed to J.D. Consulting Associates at (518) 482-5789. LAPC must be  registered 
for EACH USER at your site; alternatively, contact J.D. Consulting Associates for current 
SITE LICENSE information.

Registered users are provided services and software not available to the non-registered user. 
Registered users are notified of program  updates and provided the first update FREE! 
including the upcoming Windows version.

Also, the registered version of LAPC does NOT contain the registration
information  screen, which pops up on the screen at each invocation of LAPC.


iii.  Association of Shareware Professionals

J.D. Consulting Associates is a member of the Association of Shareware Professionals (ASP). 
ASP wants to make sure that the shareware principle  works for you. If you are unable to 
resolve a shareware-related problem  with an  ASP member by contacting the member directly, 
ASP may be able  to help. The ASP Ombudsman can help you  resolve a dispute  or problem 
with  an ASP member, but does not provide technical support for members' products. The 
Ombudsman address in located in the file OMBUDSMAN.ASP included on the installation 
disk.




iv.  How to Contact J.D. Consulting Associates

Contact J.D. Consulting Associates by phone during normal working hours EST at (518) 482-
5789 or 24 hours a day at fax (518) 371-8803.  Someone will return your call as soon as is 
possible.

You  can also contact J.D. Associates on Prodigy through E-Mail at CTNH05A or Internet 
ctnh05a@prodigy.com.

Contacting us using the Prodigy E-Mail service is preferred since we spend a majority of our 
time on the PC.

The cheapest way to ask questions or make suggestions is by mail. Send inquiries or 
recommendations to our address listed above.


v.  Product Support

Registered and commercial users are provided free phone support for three months. No 
support is guaranteed for non-registered users, but we are happy to answer questions about 
our products and consulting services. 


vi.  Trademark Acknowledgements

Windows* is a trademark of Microsoft Corporation
CLIPPER* is a trademark of Computer Associates Int'l
dBASE* and dBASE III* are registered trademarks of Borland Int'l
WK1 and LOTUS 1-2-3* are registered trademarks of Lotus Int'l


vii.  Disclaimer and Warranty

This software is provided "as is" without any warranty of any kind, either expressed or implied, 
including, but not limited to, the implied  warranties of merchantability and fitness for a 
particular purpose.  The  entire risk as to the quality and performance of the software is with 
you. Should the software prove defective, the user, NOT  J.D. Consulting Associates, assumes 
the entire cost of all necessary servicing, repair or correction.  In no event shall J.D. Consulting 
Associates be liable to the user for any damages, including lost profits, lost savings or other 
incidental or consequential damages arising out of the use or inability to use this software, even 
if J.D. Consulting Associates has been advised of the possibility of such damages, or for any 
claim by any other party.














II.  User Guide

Installation
______________________________________________________

To install and start LAPC, we suggest that you do the following:

At your DOS prompt type the following: 

A:              <enter>  (To change to the A: drive or substitute B: to install from drive B)

LAPCINST   <enter>  (Type LAPCINST and Press ENTER to begin)

When all files have been installed you will be positioned at the LAPC sub-directory on your 
hard disk.  A file named LAPC.BAT will be installed in the Root directory of your PC.

To start LAPC just type LAPC then press ENTER and the program will begin.

LAPC is distributed with the following files:
LAPCINST.BAT	- Batch file for installation
LAPC.EXE 		- The Executable Program.
PRCODES.DBF	- Database of printer codes selectable 				from pop-up table. 
LAPC.BAT		- The start up Batch file
LAPC-UG.TXT	- The On-Disk User Guide documentation

This is version 2.1 of LAPC.  It has been tested to run on at least AT-Class PC's (80286 
Processors) running DOS 3.0 or later. It has also gone through testing in Windows 3.0 and 3.1 
for compatibility with the Windows disk manager.  For instruction on using LAPC in Windows 
see the section on creating group items in your Windows manual.


Future Upgrades 
---------------
Future versions of LAPC will include:

* Multiple interest calculation periods accessed by pressing a function key.

* An interest due calculator and various printing capabilities.

* Increased speed as well as reduces executable size.

* Portability to other platforms such as Unix, Mac System 7, OS/2.

* Windows version within the next six months.



Key Terms

______________________________________________________

Amortizing Methods Supported:

* Normal : Rule-of-78 : US Rule : Fixed Principal (Declining Payment) : Interest Only

* Accrued Interest (Negative Amortization) 

* All payments are assumed to be calculated in arrears as are generally all mortgages.





Program Features 
----------------

* Detailed Summary features show payment, interest and principal totals paid from first 
payment date through any particular payment. In addition the summary feature of the 
drop in to principle will calculate the amount of interest saved to any particular 
payment period as the result of extra payments.

* Print amortization table to printer, text file or WK! file (version 1.1 or higher)

* PAYMENT CALCULATION  will solve for any unknown. That is, you provide any 
three of the following, RATE, TERM, AMOUNT, PAYMENT and LAPC will solve 
for the unknown.

* REMAINING BALANCE, as the name implies, will calculate the remaining balance of 
a loan.

* DROP IN TO PRINCIPLE Payments, option number 5, is treated as accelerated 
regular extra  payments. DROP IN TO PRINCIPLE is a very fast and easy routine to 
use to show how much interest you will save on a loan if you make extra REGULAR 
principle only payments. You will be able to determine how much extra you want to 
have applied toward the principal starting AFTER any payment  period.

* Output of all results to printer, disk file and Lotus 1-2-3 compatible WK1 spreadsheet 
files.



Special Function Keys F10

______________________________________________________


Using the F10 computer system selection

There is an option in this program to view your computer systems components.  Facts about 
your video, hard disk, conventional memory installed (even though most PC's have 640k some 
older models may have less), free disk space and other incidentals are displayed by pressing the 
F10 key.  This option is more of a utility than an integrated function of LAPC and can be used 
anywhere in the system, it gives you an idea of what type of hardware installed without opening 
up the machine.  The Computer System Screen display looks similar to figure 1, though your 
particular statistics may differ.




-------------- Your System Stats ----------------
	
	DOS version :  5.00	
	DOS default disk : C  Cur. Dir. : LOTUS
	Video Mode :  VGA	
	Total disk space : 120434688 Bytes.	
	Free Space :   32837632 Bytes.	
	Disk Fixed : Yes.	
	Conventional Memory : 640 K Bytes	
	Valid drives are : A thru Z	
	Mouse Installed : Yes.	
	The ROM is dated : 03/17/1989	
	Processor : 80386	
	Append's Path : (Not Installed)	
	Keyboard Code : US (Standard)	
	

			Figure 1






Main Help Screen 

______________________________________________________


The main help screen, accessed by pressing F1 at the main menu lists the keys available 
throughout the application.  The keys and their assignments are listed below in Table 1.






Table 1 - Keyboard Assignments and functions


KEY					FUNCTION
--------------------	------------------------------
Up and Down Arrows		To Change Menu Selections and 					Navigate Data Entry screens.

F1     				Activate all help screens in 						this system.

F10					Show Computer System 							Statistics i.e. Disk,
					Memory, BIOS and Video found 						in your computer.

PgUp					Move forward through help 						screens.


PgDn					Move backward through help 						screens.


ENTER				Move from field to field on 						data entry screen. Accept data 					as entered and continue.

ESC					Cancel current screen and 						return to previous.


			

1.  Loan Payment Calculation  
 
______________________________________________________
                
The loan payment calculation screen is designed to calculate the  periodic payment on an initial 
loan amount given the interest rate and term.  Optionally, an amortization schedule can be 
calculated  by answering 'Y'es to the 'Calculate Amortization Table' prompt.  The amortization 
table can then be viewed and printed using the menu at the bottom of the screen.   
The periodic payment is calculated as an ordinary simple annuity since equal periodic payments 
to the lender is, from the lenders point of view, an annuity.   
           
     
Special Keys Used on this screen are the F1 and ESC key which conform to the specifications 
outlined above on the main help screen.
     
A. Data Entry 
             
Enter the following parameters on the Data Entry Screen, use the   ENTER key or the Up and 
Down arrow keys to move from field to  field on screen.   
               
Loan Amount - From $1 to a maximum of $99,999,999. This is referred to as 
the beginning principle balance.
                
Interest Rate - From 0.5% to a maximum of 99.5 %   
             
Term of Loan - From 1  to a maximum of 999.99 Periods.  Beyond 600 periods 
the calculations become insignificant since the precision of the PC  program will 
skew the results.  Moreover it is unlikely that a term would be extended to 
beyond 50 years from any lender. 
             
Payment Start Date - The payment start date begins with the first  day of the 
month and year as read from the PC system clock.  If the date in the PC clock is 
not correct, return to DOS and set the Date and Time (for instructions see your 
DOS manual).   
             
The payment start date must be a valid date of 01/01/01 thru  12/31/2999.   This 
should be sufficient for most calculations that you will perform when taking into 
consideration the term of most loans.
             
Note : The date that comes up on screen  initially can be changed by over typing 
the numbers inside the highlight box.  This date defaults to the first of the month 
of the date found from DOS and can be changed to any date as long as it is in the 
range specified above. 
             
When finished entering the Loan Data, the Amortization Table  prompt will appear.  If you 
want to create an amortization table answer YES to this prompt otherwise answer NO.  The 
amortization table will be created based on the parameters entered on the data entry screen.  It 
will also include the payment number and date for each payment due for the life of the loan.   
     
The Speed at which the results are calculated depends on the term and the initial principle 
balance.  For the most part the speed is quite acceptable even on XT-Class computers.



B. Results Screen

When the results of the calculation are displayed, the original parameters used in the calculation 
are displayed at the top of the screen and the payment information in the bottom  half of the 
screen.  On the bottom line of the screen are the choices available for output and an option to 
return to the main menu as well as a re-calculate option.  All options are selected by pressing 
the key corresponding to the first letter of the option.  The choices and their action are listed 
below in Table 2.




Table 2 - Results Screen Options


PROGRAM OPTION				FUNCTION
------------------	-----------------------------------
View Amortization	Display the Amortization data in 					table form with the ability to 					scroll through all entries.


Print Amortization	Print the Amortization table to : 					Printer, Disk File or a WK1 file 					for use in  spreadsheet analysis.


Screen Print		Print the parameters and results 					screen that you are viewing. Output 				destinations are the same as the 					above except for the WK1 option.


Main Menu			Return to the Main Menu



Re-calc			Return to parameter screen and 					recalculate using the current 					parameters as a reference point.



2.  Loan Balance Calculation  
  
______________________________________________________
             
The loan balance calculation screen is designed to calculate the  remaining principle balance 
after a number of payments have been  applied. The number of payments applied is the last 
parameter on this screen. 
Using this function one can see the effects of the  number of payments applied to the loan and 
how the corresponding  principle balance is affected.  
                 
With this screen an amortization table can also be created  based on the input data entered.   
The Amortization table is based on the loan parameters entered on this screen without 
consideration to the number of payments made.
                
The periodic payment is calculated as an ordinary simple annuity  as in the case of option 1 
calculate payments.  Special Keys Used on this screen are the F1 and ESC key which conform 
to the specifications outlined above on the main help screen.
     
A. Data Entry 
               
Enter the following parameters on the Data Entry Screen, use the ENTER key or the Up and 
Down arrow keys to move from field to  field on screen.   
               
Loan Amount - From $1 to a maximum of $99,999,999.  This is referred to as the 
beginning principle balance.
                
Interest Rate - From 0.5% to a maximum of 99.5 %   
             
Term of Loan - From 1  to a maximum of 999.99 Periods.  Beyond 600 periods 
the calculations become insignificant since the precision of the PC  program will 
skew the results.  Moreover it is unlikely that a term would be extended to 
beyond 50 years from any lender. 
             
Payment Start Date - The payment start date begins with the first  day of the 
month and year as read from the PC system clock.  If the date in the PC clock is 
not correct, return to DOS and set the Date and Time (for instructions see your 
DOS manual).   
             
The payment start date must be a valid date of 01/01/01 thru  12/31/2999.   This 
should be sufficient for most calculations that you will perform when taking into 
consideration the term of most loans.
             
Note : The date that comes up on screen  initially can be changed by over typing 
the numbers inside the highlight box.  This date defaults to the first of the month of 
the date found from DOS and can be changed to any date as long as it is in the 
range specified above. 
           
Number of Payments Applied - Enter the number of payments  made on the loan 
as of the current date. The program will  then use this to figure out your current 
principle balance. 
                 
When finished entering the Loan Data, the Amortization Table  prompt will appear.  If you wish 
to create an amortization table answer YES to this prompt otherwise answer NO.  The 
amortization table will be created based on the parameters entered on the data entry screen.  It 
will also include the payment number and date for each payment due for the life of the loan.     


B. Results Screen

When the results of the calculation are displayed , the original parameters used in the calculation 
are displayed at the top of the screen and the balance remaining at the bottom  half of the 
screen.   On the bottom line of the screen are the choices available for output and an option to 
return to the main menu.  All options are selected by pressing the key corresponding to the first 
letter of the option.  The choices and their action are listed in Table 2 (see above option II.)
               
                 
                


3. Loan Payback Comparison 

______________________________________________________


The loan payback comparison screen is designed to compare the  length of time required to 
payback a principle amount plus interest using various periodic payment amounts input by the 
user in the PAYMENT AMOUNT field. For each desired payment amount this screen will 
calculate the time required to payback the principle amount with interest.   
                    
With this screen various payment figures can be used to make payback decisions.  If an 
Amortization Table is chosen the table will amortize based on the term calculated from the 
desired periodic payment entered on the payback data entry screen. 

If the desired payment amount is too low for an accurate payback term i.e.  a term of greater 
that 50 Yrs. the program will inform you as such and estimate as close as possible total payback 
and amortization. 


A. Data Entry 
             
 Enter the following parameters on the Data Entry Screen, use the   ENTER key or the Up and 
Down arrow keys to move from field to  field on screen.   
               
Loan Amount - From $1 to a maximum of $99,999,999.  This is referred to as the 
beginning principle balance.
                
Interest Rate - From 0.5% to a maximum of 99.5 %   
             
Term of Loan - From 1  to a maximum of 999.99 Periods.  Beyond 600 periods 
the calculations become insignificant since the precision of the PC  program will 
skew the results.  Moreover it is unlikely that a term would be extended to 
beyond 50 years from any lender. 

Desired Payment Amount - From $1 to a maximum of $99,999,999 
                  
Note : That the payment amount can be adjusted  up or down to achieve the 
desired payback term.  A payment amount that pushes the term to 50 Yrs. or 
greater will yield only partial results.
                  


B. Results Screen

When the results of the payback calculation are displayed, the original parameters used in the 
calculation are displayed at the top of the screen and the payback term at the bottom  half of the 
screen.  On the bottom line of the screen are the choices available for output and an option to 
return to the main menu.  All options are selected by pressing the key corresponding to the first 
letter of the option.  The choices and their action are listed in Table 3.                


			Table 3 - Results Screen Options


PROGRAM OPTION				FUNCTION
-------------------	-----------------------------------
Compare Terms 		Compare what was just calculated to 				various other situations using the	 				interest that was entered on the 
				data entry screen and a range of 					terms.

View Amortization	Display the Amortization data in 					table form with the ability to 					scroll through all entries.


Print Amortization	Print the Amortization table to: 					Printer, Disk File or a WK1 file 					for use in spreadsheet analysis.


Screen Print		Print the parameters and result					screen that you are viewing. Output 				destinations are the same as the 
				above except for the WK1 option.

Main Menu			Return to the Main Menu.

Re-calc			Return to parameter screen and 					recalculate using the current 					parameters as a reference point.




* Note : The Compare Terms option only appears when a  comparison analysis yields a payback 
less than or equal to 50 years.  Anything beyond 50 years term will not be able to  give an 
accurate comparison.

4. Loan Comparison Table Screen 

______________________________________________________             
The loan comparison table is designed to compare payments on  a series of rates and principle 
amounts.  Entering a base principle amount and a range along with a base interest rate and a 
range, will generate a table of payment values that can be printed along with the entered loan 
comparison criteria.                     
With this screen various payment figures are calculated for comparisons between various 
principle amounts and interest rates.  From here a given principle amount and interest rate can 
be chosen and entered into option 1 for an amortization table and into option 5 for a principle 
reduction estimation calculation. Thus giving the user a complete what-if scenario.
            
     
                 
A. Data Entry 
             
 Enter the following parameters on the Data Entry Screen, use the   ENTER key or the Up and 
Down arrow keys to move from field to  field on screen.   
               
Loan Amount - From $1 to a maximum of $99,999,999.  This is referred to as the 
beginning principle balance.
                
Amount Range - From $1 to a maximum of original loan amount 
                 
This amount range will be subtracted from the original amount to find lower range 
and added to the original amount to find  the upper range. 
               
 For example a Principle amount of $50,000 and a range  of +/- $10,000 will yield 
payment calculations beginning at $10,000 up through $90,000. 

Interest Rate - From 0.5% to a maximum of 99.5 % 
  
Interest Range - From .01 to a maximum of original interest rate .
                 
This amount range will be subtracted from the original interest rate to find lower 
range and added to the original interest rate  to find the upper range. 
                 
For example an interest rate of 10% and a range of +/- 1.0%  will yield interest 
calculations beginning at 6.0 % up thru 14.0 %.  As you can see this range feature 
can zero in on  rates for a fairly precise calculation.  
             

Term of Loan - From 1  to a maximum of 999.99 Periods.  Beyond 600 periods 
the calculations become  insignificant since the precision of the PC  program will 
skew the results.  Moreover it is unlikely that a term would be extended to 
beyond 50 years from any lender. 
             
     

B. Results Screen

When the results of the Loan Comparison are displayed, the original parameters used in the 
calculation are displayed at the top of the screen.  On the bottom line of the screen are the 
choices available for output and an option to return to the main menu.  All options are selected 
by pressing the key corresponding to the first letter of the option.  The choices and their action 
are listed in Table 4.                
        
                	
		Table 4 - Results Screen Options


PROGRAM OPTION					FUNCTION
----------------	-----------------------------------
View Table		Display the Loan Comparison data in 				table form with the ability to 					scroll through all entries.

Print Table		Print the Loan Comparison table to:				Printer, Disk File or a WK1 file 					for use in spreadsheet analysis.

Screen Print		Print the parameters screen that 					you are viewing. Output 							destinations are the same as the 					above except for the WK1 option.

Main Menu			Return to the Main Menu



Re-calc			Return to parameter screen and 					recalculate using the current 					parameters as a reference point.



                 
                 
5. Principle Reduction Estimation (Drop In to Principle) 

____________________________________________________
             

The principle reduction estimation function is designed to evaluate  the effects of applying extra 
principle payments to your loan.  The extra principle payments are applied over and above 
normal  loan payments and  help reduce the principle balance outstanding on the loan.   Thus 
facilitating an earlier payback and a reduction in interest costs.  
                   
When the initial loan data (i.e. principle, interest etc.)  has been entered on the first screen, the 
next screen will prompt for an amount to apply to principle, a starting date and the number of 
periods or duration you will be making the extra payments. When the calculations have been 
completed the results are displayed in two columns comparing results with and without the 
extra payments. 
                 


A. Data Entry 
             
Enter the following parameters on the Data Entry Screen, use the   ENTER key or the Up and 
Down arrow keys to move from field to  field on screen.   
               
Loan Amount - From $1 to a maximum of $99,999,999.  This is referred to as the 
beginning principle balance.
                
Interest Rate - From 0.5% to a maximum of 99.5 %   
             
Term of Loan - From 1  to a maximum of 999.99 Periods.  Beyond 600 periods 
the calculations become  insignificant since the precision of the PC  program will 
skew the results.  Moreover it is unlikely that a term would be extended to 
beyond 50 years from any lender. 

Payment Start Date - The payment start date begins with the first  day of the 
month and year as read from the PC system clock.  If the date in the PC clock is not 
correct, return to DOS and set the Date and Time (for instructions see your DOS 
manual).   
             
The payment start date must be a valid date of 01/01/01 thru  12/31/2999.  This 
should be sufficient for most calculations that you will perform when taking into 
consideration the term of most loans.
             
Note : The date that comes up on screen  initially can be changed by over typing the 
numbers inside the highlight box.  This date defaults to the first of the month of the 
date found from DOS and can be changed to any date as long as it is in the range 
specified above. When this screen has been completed , the next screen to appear is 
the principle prepayment worksheet.  On the principle prepayment worksheet enter 
the following data : 
                 

Amount to Apply - From $1 to a maximum of principle amount. 
                 
Starting Date - Enter the date for which the payments will start.  The date defaults 
to the current and can be changed by over typing the date that appears.

Number of periods - Enter the number of periods to apply the principle payments.  
Note that the default is the remaining term of the loan and that this can also be 
changed.  Using the Number of Periods and the Starting Date you are able to 
pinpoint a time slice to apply the extra principle payments or default to applying 
payments over the entire life of the loan.
                 
                 
When the calculations are complete the results screen displays the estimated principle reduction 
with periodic additional principle payments compared to no principle payments for the life of 
the loan.  From here all data can be printed to the printer or to a file for further analysis. 
                 


B. Results Screen

When the results of the Principle Prepayment Worksheet are displayed, the original parameters 
used in the calculation are displayed at the top of the screen.  On the bottom half of the screen 
are the results of calculations along with choices for output and an option to return to the main 
menu. All options are selected by pressing the key corresponding to the first letter of the option.  
The choices and their action are listed in Table 5 below.
                


		Table 5 - Results Screen Options


PROGRAM OPTION					FUNCTION
------------------	-----------------------------------
View Amortization	Display the Amortization data in 					table form after applying the 					principle prepayments with the 					ability to scroll through all 					entries.

Print Amortization	Print the Amortization table after 				applying the principle prepayments. 				Print to: Printer, Disk File or a 					WK file for use inspreadsheet 					analysis.

Screen Print		Print the parameters and results 					screen that you are viewing. Output 				destinations are the same as the 
				above except for the WK1 option.

Main Menu			Return to the Main Menu


Re-calc			Return to parameter screen and 					recalculate using the current 					parameters as a reference point.



         





III. Appendix 

Error Messages
                       
All error messages are displayed in English words describing the data entry requirement, action 
to be taken by the user or system error that LAPC has encountered.  On data entry screens, an 
error message will appear describing the finding and the cursor will be placed on that field.  
Most common error messages are for missed entries in the data entry process in which case a 
message such as the following will appear.

"Invalid Loan Amount, must be greater than zero."
"Press any key to continue . . . ."


Data Field Locks - In the TERM field of the data entry screens no error mesage will appear if a 
term larger than 900.00 is entered, rather the program will simply not allow the cursor to 
advance to the next option.  If this occurs make sure the value in the TERM field is within the 
boundaries of 1 to 900.00.  Likewise for the other data entry fields when ranges are exceeded 
the cursor will lock on that particular field until corrected.

Printer Not Ready Error - A message will appear at the bottom of the screen if a print option 
has been chosen and any one of the following occurs: 

		1. Printer not attached to system
		2. Printer out of paper
		3. Printer not on-line
		4. Printer hardware problem such that it does not respond to the PC

The user will have the option of correcting the problem and pressing the ENTER key to 
continue or to cancel the operation by pressing the ESC key.

Not Enough Memory - If this error condition appears make sure that at least 400 k bytes of 
FREE RAM is present to run this program.  Sometimes user loaded TSR programs are loaded 
and continue to run, which use up RAM in the process.  Common TSR's include Sidekick, 
Metro and other "Hot-Key" activated programs.

Open Error DOS Error 2 - This error indicates that the database file that LAPC tried to open 
does not exist.  This could be the result of the PRCODES.DBF file not being present in the 
LAPC directory.  If this error occurs re-install LAPC by running the LAPCINST program on 
the installation disk (see the Installation procedures in section I above).
